濮阳东方医院收费低不低(濮阳东方妇科评价比较高) (今日更新中)

A group of lucky dogs dodged cars and stopped traffic as they made their way across the lanes of Interstate 17 in Phoenix Monday morning.Video from Arizona Department of Transportation cameras showed the pack of six small dogs around 9:55 a.m. local time wandering from the shoulder near Thomas Road across several lanes as cars and trucks slowed to a stop.Department of Public Safety motorcycle troopers could be seen approaching the dogs from behind and ushering them off the freeway at McDowell Road.Luckily, DPS said all six of the pups were taken off the roadway safely. 583

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

A fraternity headed to trial Monday for the hazing death of a pledge in Monroe County, Pennsylvania.Attorneys gave their opening statements in Monroe County in the trial of Pi Delta Psi fraternity. It's the actual Greek organization on trial for third-degree murder, not the members themselves.The Pi Delta Psi organization is on trial for the hazing death of Chun "Michael" Deng.The 18-year-old student at Baruch College in New York was killed during a hazing ritual at a home that members of the fraternity had rented in Coolbaugh Township back in 2013.Authorities charged 37 members of the fraternity in the incident.Four pleaded guilty to voluntary manslaughter and are expected to be sentenced next month.In court Monday, the prosecution recounted what happened to Chun "Michael" Deng back in December of 2013. The brutal hazing and how the brothers tried to cover it up.The defense says the organization has a no-hazing policy and does not condone the acts that were committed by the members.Officials say if the organization is found guilty, it faces fines and suspension of its rights to continue operating in the state of Pennsylvania.Please note: This content carries a strict local market embargo. If you share the same market as the contributor of this article, you may not use it on any platform.Dan Ratchford 1330

A growing group of Republicans want Attorney General Jeff Sessions to be the party's choice in the Alabama Senate race, but ethics experts say Sessions either would have to have to leave the Department of Justice or continually disavow campaigns to put him in the seat if he wants to run for the office and avoid legal trouble.This week Senate Majority Leader Mitch McConnell of Kentucky and Senate Majority Whip John Cornyn of Texas both said they would support Sessions as a write-in candidate over Republican candidate Roy Moore, who has been accused of pursuing sexual relationships with teenagers when he was in his 30s.Moore denies the allegations, and says he has no plans leave the race. And Sessions has not indicated that he's planning to run for his old seat.But ethics experts say that even if Sessions does not himself campaign to be a write-in candidate in the race, he could have an "affirmative duty" to disavow campaigns to put him in the Senate while he's still the attorney general. If he remains silent, he could be in violation of the Hatch Act, a 1939 law restricting the ability of most federal employees to engage in political campaign activities.Walter Shaub, a former director of the US Office of Government Ethics who's now at the nonprofit Campaign Legal Center, told CNN that the federal Office of Special Counsel has issued an advisory opinion on write-in candidates, which specifies:"(S)uch a candidacy is permissible only if spontaneous and accomplished without an employee's knowledge. You acknowledge that you have heard rumors of a write-in effort to elect you to the school board. It would be a violation of the Act if you encouraged this effort or remained silent. The Act imposes on you an affirmative duty to disavow this effort through public announcements and other appropriate means." It remains to be seen whether the OSC considers the comments by McConnell and Cornyn as imposing an "affirmative duty.""There's a question as to whether it's a write-in campaign or a stray comment from one guy," Shaub said following McConnell's comments. "If McConnell keeps talking about it, he's going to create an affirmative duty."Larry Noble, a senior director at the Campaign Legal Center who's a CNN contributor, said Republicans such as McConnell are "putting (Sessions) in a very difficult position" by even suggesting he be a write-in candidate."We are close to the line of his having to disavow," Noble added.For Sessions to be eligible as a write-in candidate, Noble said, he would have to "affirmatively disavow" any campaign or resign from office to avoid violating the Hatch Act.Sessions would likely be asked about his support for the write-in candidacy frequently until the December 12 election. Questions could also be raised about whether he was having private conversations about the effort with the state party and the Republican National Committee, which also would violate the Hatch Act.In response to a request for comment, Sarah Isgur Flores, director of public affairs for the Department of Justice, said, "Our ethics officials will need to evaluate precisely what has been said by others and then review what, if any, affirmative obligations we may have."Samuel Bagenstos, a University of Michigan Law School professor who specializes in constitutional litigation, noted that a few previous attorneys general -- including Dick Thornburgh and Robert Kennedy -- have campaigned for Senate seats, but neither were floated as write-in candidates."It's extremely suboptimal for an attorney general, who is supposed to have some insulation from electoral politics, to be actively running for a political office," Bagenstos said, adding, "And of course there would be lots of possible recusal questions."Aside from ethical considerations, running as a write-in candidate would be a long shot even if Sessions resigned.Few candidates have won Senate seats via write-in campaigns. Sen. Lisa Murkowski, R-Alaska, won her seat that way in 2010, but prior to her election the last person to do it was Strom Thurmond in 1954.However unlikely, a Sessions victory would serve two purposes for the GOP: The party would retain the seat, and Sessions would leave the DOJ after months of public criticism by President Donald Trump over his decision to recuse himself from the Russia investigation and not to prosecute Trump's political enemies. 4412

A gunman who opened fire near a Christmas market in Strasbourg shouted the Arabic phrase "Allahu Akbar," meaning "God is greater," at the time of the attack, French prosecutors said, as anti-terror police joined an international manhunt.The suspect, identified only as 29-year-old Cherif C, killed two people and left one on life support with no chance of recovery, said Paris prosecutor Remy Heitz. Police had previously said three people were killed and 13 injured in the attack Tuesday.The gunman -- who remains on the run -- has an extensive criminal background that includes 27 convictions in France, Germany, and Switzerland, said Heitz, mainly for acts of robbery and violence.More than 700 security force members have been mobilized to find the suspect, Interior Minister Christophe Castaner told France's National Assembly. The man was already known to security services as a possible threat, police said.The father, mother and two brothers of the suspect are in custody and being questioned by police, a source close to the investigation told CNN.The attack prompted France to raise its national security threat level to its highest "emergency terror attack" status."What happened last night is unquestionably an attack, a form of terrorist attack," Strasbourg Mayor Roland Ries told CNN by phone.A curfew in the eastern French city, which lies on the border with Germany, was lifted overnight but law enforcement urged vigilance. Border security has been tightened, authorities said.Deputy Interior Minister Laurent Nunez earlier told France Inter radio station that while authorities had secured the border and set up a perimeter around Strasbourg, they were unsure if the suspect was still in France.Swiss police said they were "on alert" and in close contact with their French counterparts. Germany's federal police said intensive search efforts on roads and rail could cause delays for people crossing the border. 1936

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