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Georgia Sec. of State Brad Raffensperger said Wednesday that the state would conduct a hand recount in the 2020 presidential election.Raffensperger said a hand recount would help reassure voters of the integrity of the election. According to The Associated Press, Raffensperger says he wants the process to begin this week and expects the recount to be finished by Nov. 20.Under Georgia law, candidates are entitled to request a recount if the outcome percentage is within 0.5%. Biden currently holds a 0.28% lead in the state. Raffensperger says once the hand recount is finished, the losing candidate can then request a second machine hand recount.The presidential race between Donald Trump and Joe Biden in the state remains too close to call, though Biden holds a lead of more than 14,000 votes in the state with 99% of the vote count.Recounts typically only affect the outcome of about a few hundred votes. In a 2016 recount of the presidential election in Wisconsin — which went to Trump by a margin of about 20,000 votes — the outcome only shifted about 500 votes. A recount in Florida in 2000 did have an impact on the election, as it was the tipping-point state in the election and was decided by about 500 votes.Officials in Georgia have not reported any systematic issues with the vote that would indicate widespread issues in tallying.Even if the vote count were to flip in Georgia, Biden is projected to still have more than the required 270 electoral votes to claim the presidency. The Associated Press projects that Biden has picked up 290 electoral votes with Georgia still too close to call. 1616

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

HOLLYWOOD, Calif. (CNS) - Television personality Steve-O duct-taped himself to a billboard in Hollywood Thursday to publicize his new project titled "Gnarly."Firefighters were sent to the 1700 block of North Cahuenga Boulevard at 9:35 a.m. to assist police with what was preliminarily classified as "an apparent single-patient behavioral emergency," according to the Los Angeles Fire Department.Steve-O posted a selfie on Instagram, showing several layers of what appeared to be black tape covering his body as he stood on a platform with his back to the billboard, which had the word "Gnarly" on it and a reference to his website.Police said the prankster, known for the "Jackass" television series and movies, was not arrested. 737

Have you ever said to yourself "I'd really love to watch every movie in the Marvel Universe in one sitting"?Here's your chance.AMC Theaters' website is teasing a super movie marathon to get Marvel fans ready for the release of the third Avengers movie, "Infinity War."The marathon is slated to last 31 hours and lead into the premiere of the new film.While admission price and times aren't up yet, the site says the marathon will start April 25, which syncs up well with the April 27 release of Infinity War.Our advice is bring lots of popcorn and make sure you go to the bathroom before the 31 hour marathon begins!In addition to the usual suspects in the Avengers movies like Captain America, Iron Man and the Hulk, the trailer teases that the Guardians of the Galaxy, Dr. Strange and Black Panther will also all be featured.Check out the trailer for Marvel Studios' Avengers: Infinity War below:   918

HIGHLIGHTS OF THE ACT:- ,200 stimulus checks for the same group of Americans who received a check in the spring - 6 billion in funds for schools to hire staff and conduct social distancing- Replenishing the Paycheck Protection Program, intended to help businesses keep employees on payroll- Extending unemployment supplement, although at a lower amount- Liability protection for businesses reopening amid the pandemicSenate Majority Leader Mitch McConnell said that Senate Republicans will submit a series of bills tonight known as the Health, Economic Assistance, Liability Protection and Schools (HEALS) Act.McConnell, who called out Democrats for “stonewalling,” had not taken up a stimulus bill passed by House Democrats in May. He urged Democrats to join in negotiations.“We have one foot in the pandemic and one foot in the recovery,” McConnell said Monday calling the timing of the legislation a “crossroads” for the country.The HEALS Act will include a second round of stimulus funds for the same group of Americans who received the last stimulus check. The previous economic stimulus check was ,200 for most American adults making less than ,000 per year. McConnell said there will be additional assistance for those caring for adult vulnerable dependents.The HEALS Act will also include replenishing Paycheck Protection Program funds, which were given to businesses to help keep employees on payroll during the height of the pandemic.The act will also include a supplement for unemployment, which ran out last week. Since the spring, the federal government provided a 0 per week supplement to unemployment checks. But there is still a disagreement on how much this supplement should be, as President Donald Trump and some Congressional Republicans complained that the supplement gave an incentive to lower income employees to not return to work.Schumer said that the Republican proposals do not go far enough, and criticized McConnell for not submitting a single bill, but instead a series of proposals.“The Republican proposal will ignore not one or two or three but scores of major crises in America right now,” Schumer said. “In addition, based on what the leader has said, the Republican proposal won't go nearly far enough, even if the pieces they try to do something with, the small number, the disparate number, the unaggregated number, since each piece seems to be separate because they can't seem to get agreement among themselves.”The issue, Schumer says, is that the White House has its own set of proposals its ready to outline. But it appears on an issue concerning most Americans, a second stimulus check, there is agreement among Congressional Democrats, Republicans and the White House.“There's a ,200 check coming. That is going to be part of the new package,” White House economic adviser Larry Kudlow said on CNN’s “State of the Union.But neither Schumer nor McConnell addressed a rapidly growing deficit, as revenue into the IRS has declined while expenditures go up. In the month of June along, the federal deficit was 3 billion. Overall, the federal deficit for the first nine months of fiscal year 2020 was .7 trillion.Before this year, there has never been a budget deficit of more than .4 trillion in the US. 3275

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