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Cost varies. Based on loan term, amount and down payment. For purchase loans, the premium ranges from 0.45% to 1.05%, according to the FHA. 142

– One Pantry At a Time – to get grocery store gift cards to those students and their families in need. The concern: parents working hourly jobs that have been cut back – or laid off altogether – may be putting the ability of those families to get food at risk. “They're losing all of their money now,” Vena said. “They've got nothing coming in. So, for us, this was what do we need to do.” Partnering with the school principals in Arlington, the teachers are working on getting a 0 grocery store gift card into the hands of all 8,300 students who get free and reduced school meals. It’s not an official school district fundraiser – just something these teachers took it upon themselves to do. They document, via photograph, each time they meet with a school principal at the school, to hand them the gift cards for distribution. So far, they’ve raised nearly 0,000. “I think as soon as people saw that there was an opportunity to help those in need, they jumped on it,” Springberg said. “And I know that there are communities all over the country with like-minded people, who really just need some direction and to know how they can easily help the less fortunate.” It’s an idea they hope spreads beyond their community. For more information on the work they are doing, 1277

Political Analyst John Dadian said this trip isn't just for the President, "we assume that he's going to run for President in 2024 so all of these contacts he's making throughout the country, even here in California are going to help him in his personal future."On Friday, Pence plans to visit the Donna 306

child walked out of his daycare classroom in Monroe, Ohio, on Monday, down the hall past the administrative offices and out the front door before a passing stranger found him and took him to his mother. "I'm just thankful the lady stopped and picked him up, and she was a good lady, she wasn't a crazy person," said Candis Coates, the boy's mother. "I was thankful my son knew my name and where I was and his name." The stranger took the young boy, named AJ, to Coates' workplace, where she was working when the incident happened. She said the daycare didn't even realize AJ was missing until she called them about it after her son was brought to her. Coates said her son walked past the kitchen, administrative offices and the front desk before he unlocked a child-sized door and walked out. She said he then sat on a bench in the entry of the daycare for a bit before wandering into a nearby field, with heavy traffic whizzing nearby on Route 4. "My heart broke seeing him in that huge field, and if he would have went one way or the other..." said Lynzie Jestice, who found AJ and returned him to his mother. She's a nurse and a mother of three herself. Her concerns were also warranted; if AJ had gone one way or the other, he could have wandered onto busy Route 4 or, in the other direction, into the four lanes of Roden Park Drive. "I rolled down my window. I was like, 'Hey, buddy, where's your mom?'" said Jestice. Luckily, AJ knew his mother's name and the name of where she worked, which helped Jestice to take him to the right place. "We have strict policies and protocols to ensure the well-being of our children," said Lydia Cisaruk, a spokesperson with Childtime Daycare, in a statement. "Unfortunately, despite our precautions, a situation arose recently in which a child left the premises. The child was unharmed and was reunited with family members. We are taking all appropriate steps to prevent such a situation from happening in the future. We are re-emphasizing our policies and procedures with all staff members to ensure safety protocols are consistently followed. Nothing is more important to us than our children's safety." Childtime Daycare has had a history of 2190

You might just need to walk into a Walmart to experience a Christmas miracle.In recent weeks, anonymous good Samaritans have paid off all layaway items in four Walmart stores in different parts of the country -- a total of more than 0,000.Julie Gates got an unusual surprise in early November when she walked into a Walmart in Derby, Vermont. A man waiting at the register offered to pay for everything she had bought and had on layaway --?and did the same thing for most customers in the store.This mystery man, who called himself "Santa," was apparently the first in a string of similar random acts of kindness in Walmarts across the United States. Since then, Walmart customers at stores in New York, Colorado and Pennsylvania discovered that their bills were taken care of and their layaway items had been paid for.All the mysterious Santas have chosen to remain anonymous -- and each has been generous in their acts of kindness.A Walmart spokesman confirmed to CNN that an anonymous donor paid for ,000 in layaway items at a Uniondale, New York, store while another spent ,000 in a Longmont, Colorado, store and a third shelled out ,000 at a Walmart in Kennett Square, Pennsylvania. Secret Santas have visited Walmart in seasons past, too. In 2016, a Santa paid for almost ,000 in layaway items at a store in Everett, Pennsylvania."When customers quietly pay off others' layaway items, we're reminded how good people can be," Walmart spokesman Payton McCormick said. "We're honored to be a small part of these random acts of kindness."McCormick said he doesn't know what's behind all the generosity but suspects it has something to do with the holidays.The store in Uniondale posted a picture of all the receipts from the unknown customer's act of kindness."Thank you again on behalf of the Uniondale community," the store posted on Facebook.Walmart shopper Lisa Mcmillan, who according to her Facebook profile lives in Longmont, says she was "blessed by some Christmas angel.""I had been freaking out about Christmas and not being able to get my kids presents, as I am a single mom of 5 at the moment," she posted on Facebook.On November 29, she said she received an email from Walmart that her layaway account of 0 had been paid for by an anonymous person."I pray to God that whoever did this is reading this right now...You have absolutely no idea what you did for me and how much of a burden you lifted off my shoulders," she said. 2486

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