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EDGE OF HOMELESSNESS: Are you or someone you know on the edge of homelessness?"A flaw in our regional care network is that San Diego lacked a 144

With the 20th anniversary of 9/11 coming up next year, the children of 9/11 first responders are coming together to share their stories for the first time in a new book due out next year."Even though we all experienced the day, we wall experienced it differently," said Susan Fiorentino, daughter of NYPD Retired Detective Pete Fiorentino, who responded to the World Trade Center attacks. "I was 10," said Susan, now 29 years old. It was Fiorentino's idea and she is leading the project to collect stories. "It’s important to raise awareness this is still a community that is suffering and we need to support them."So far, she has gathered 50 stories, including her own. She says the experience of 9/11 has influenced her and so many other 9/11 children to lead a life of service."I had a lot of people who said because my father because my mother was a first responder, that is what made me get into the first responder field," she said.She is still looking to collect more stories about how the children of 9/11 responders saw their childhood and now adulthood impacted by the day, documenting history through the eyes of some who have never told their stories before."Through connecting with others in my own experience in getting help with being a 9/11 first responder child has helped me so I hope it would help others as well," she said.The book will be published next summer. All the proceeds will go to the Tunnel to Towers Foundation, which honors first responders and members of our armed forces.Anyone interested in submitting their story should e-mail Susan before December 1 at Susan.Fiorentino11@gmail.com.This story was first reported by Christie Duffy at WPIX in New York, New York. 1706

— a full list of at-home workouts, along with videos, available on its website. The videos are free to everyone, regardless of membership. 139

You’ve decorated the tree, put up the lights and placed a lit candle in every window. But the next thing you know, you smell smoke.Candle fires, stolen presents and other calamities can put an unwelcome damper on your seasonal cheer, but insurance can often help clean up the mess. Here are some common holiday disasters and how your homeowners insurance can come to the rescue.1. Decorations catch fire“Chestnuts roasting on an open fire” takes on a whole new meaning when the halls are decked with fire hazards. Dehydrated Christmas trees can go up in flames if placed too close to a heat source, and fires from candles make up half of December home decoration fires, according to the U.S. Fire Administration.Fire is covered in three main ways. Dwelling coverage pays for repairs to your home, while other structures coverage is for things like a detached garage or fence. Personal property coverage will pay to replace damaged belongings, up to your policy limits.To avoid festive fires, keep candles away from flammable objects, follow all manufacturer instructions for holiday lights outside and keep a real Christmas tree hydrated.2. Your identity gets stolenIf you’ve shopped online for holiday gifts this year, your credit card or bank account information may be at risk of getting stolen.Identity theft coverage can pay for out-of-pocket expenses related to identity theft or fraud. Some homeowners insurance policies automatically include this coverage for free, but you’ll probably have to add it to your policy.You can reduce the risk of identity theft from online shopping by avoiding unsecured networks and by purchasing from trusted stores — check for a privacy policy on the site and a padlock to the left of the URL. To protect yourself from potential data breaches, reenter account information with every purchase instead of allowing online vendors to store your information.3. Presents get stolenIf expensive holiday gifts go missing, don’t pout. Your personal property coverage covers items stolen from your home and car, up to your policy limits.To prevent any grinches from stealing holiday presents, avoid letting packages sit unattended and consider setting up a security camera system around your home. If you leave gifts in the car, tuck them away safely in the trunk, lock the doors and park in a well-lit location.If gifts are stolen, file a claim with your insurance company only if their value exceeds your deductible.4. A guest gets injuredSay you undercook the turkey and send relatives to the hospital. Maybe someone breaks a hip on your icy walkway, or the dog bites a guest. You could end up on the hook for their medical costs.The medical expense coverage in your home insurance policy pays to treat your sick or injured guests, no matter who’s legally responsible, while your personal liability coverage will cover you in case they decide to sue.Because of the pandemic, you may be skipping holiday gatherings entirely this year. But if you do host guests, make sure you abide by the guidelines for small gatherings from the Centers for Disease Control and Prevention, or CDC, which include wearing face masks and practicing social distancing.5. A water pipe burstsIf a pipe gets cold enough, water freezes and expands inside, increasing the chance of a burst. Water damage from burst pipes is generally covered by home insurance, but check the fine print in your policy, as you’re covered only if the burst is accidental and not due to poor maintenance.To avoid damage, watch for warning signs of frozen pipes, such as low water pressure or frost on the outside of the pipe. To offset the chance of a water burst:Keep your home’s thermostat set to a minimum of 55 degrees.Open kitchen- and bathroom-sink cabinets to allow for circulation of warmer air.Let water drip from faucets to relieve water pressure.More From NerdWalletGot Life Insurance? You May Not Have EnoughBought a Pricey Present? Here’s How to Insure ItLife Insurance Shoppers Lose Interest When COVID-19 Cases DropBen Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. 4088

in Las Vegas that left one officer on life support and a suspect dead after another night of protests for George Floyd developed into violence.Las Vegas Sheriff Joseph Lombardo said that the police officer who was shot shortly after 11 p.m. is in extremely critical condition and on life support at University Medical Center.Lombardo said officers were dealing with a large group of protesters near the Circus Circus hotel-casino when a "shot rang out" and the officer went down. Lombardo says that the protesters were throwing rocks and other objects at the officers before the officer was shot.SWAT and K9 responded to the scene and were able to apprehend the suspected shooter.A second shooting took place in front of the Foley Federal Building near Bridger Avenue and Las Vegas Boulevard.Police officers were stationed at the building, protecting it against protesters.An individual with multiple guns and wearing body armor approached the building and engaged the officers. They opened fire, and the armed individual was struck several times. He was transported to a local hospital and pronounced deceased.Lombardo told members of the press that he did not have any additional information at this time. Another press briefing will be held later today.A Las Vegas police officer was shot late Monday night during the 5th night of Black Lives Matter protests in the Las Vegas valley.Protests in response to Floyd's death at the hands of police began in Las Vegas on Thursday. Since then, there have been protests each night.The protests have begun peacefully every night, but tensions have risen as they progress. There have been multiple reports of police using tear gas and arresting protesters who refused to obey orders.The protests on Thursday and Friday night took place on the world-famous Las Vegas Strip.The Las Vegas Metropolitan Police Department says they arrested 155 people during Sunday night's protest on the Las Vegas Strip and surrounding areas, including 148 misdemeanor arrests and seven felonies.Eighty people were arrested on Friday night, including two photojournalists.A local Black Lives Matter group, which has been responsible for organizing some of the protests, has been urging people to protest peacefully.On Monday afternoon, 2262