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TEMECULA, Calif. (AP) — A Southern California doctor has been convicted of taking part in a million scheme to defraud Medicare.A federal jury on Wednesday found Donald Woo Lee of Temecula guilty of eight charges.Prosecutors say Lee provided medically unnecessary procedures to Medicare beneficiaries and provided phony billing codes to obtain a higher government reimbursement.Authorities say Lee submitted million in bills and received .5 million in reimbursements.Besides health care fraud, Lee was convicted of adulteration of a medical device because prosecutors say he re-packaged single-use catheters for reuse on patients. 647

Stephen Colbert had plenty to say when it came to the allegations of sexual misconduct against his boss, CBS CEO Les Moonves.Colbert kicked off CBS' "Late Show" on Monday night joking that he heard over the weekend that there was an article about Moonves in the New Yorker, but acted as though he didn't know who wrote it. Once he found out that it was Ronan Farrow, Colbert spat out a sip of a drink he took from a coffee cup."That's not good," Colbert said. "Ronan isn't exactly known for his puff pieces about 'glamping.'"Later in the show, Colbert spoke more about Moonves and the #MeToo movement from his desk."It's strange to have to say this, powerful men taking advantage of relatively powerless employees is wrong," the host said. "We know it's wrong now and we knew it was wrong then. And how do we know we knew it was wrong then? Because we know these men tried to keep the stories from coming out back then."Colbert then said that as a "middle-aged guy with some power in the entertainment industry" he may not be the ideal person to address "this kind of systemic abuse," but that he does "believe in accountability.""Everybody believes in accountability until it's their guy, and make no mistake, Les Moonves is my guy," Colbert said.The host then pointed out how Moonves hired him and has stood by the show."But accountability is meaningless, unless it's for everybody," Colbert added. "Whether it's the leader of a network or the leader of the free world."Six women told The New Yorker that Moonves sexually harassed them. In a statement to The New Yorker that was also obtained by CNN, Moonves said he has "promoted a culture of respect and opportunity for all employees" throughout his tenure at CBS."I recognize that there were times decades ago when I may have made some women uncomfortable by making advances," Moonves said. "Those were mistakes, and I regret them immensely. But I always understood and respected — and abided by the principle — that 'no' means 'no,' and I have never misused my position to harm or hinder anyone's career."Media observers paid close attention to how CBS reacted to the news all day on Monday. 2185

Structural Collapse | #Pasadena | 8300 blk Dunn Road | large tree fell on a detached garage occupied by 20+ people | 6 trapped on arrival | all extricated within 45 minutes pic.twitter.com/jZQgqtcl4O— Anne Arundel County Fire Department (@AACoFD) July 5, 2020 267

Texas Gov. Greg Abbott's re-election website has abandoned a contest to give away a 0 voucher toward a shotgun purchase days after the slaying of 10 people at Santa Fe High School.Previously, participants in the giveaway entered with a chance to win a 0 certificate that could be redeemable for a "Texas-made shotgun" at a licensed gun dealer in Central Texas, per the campaign's website.Now the website doesn't mention the gun. It only offers a 0 gift certificate. The giveaway was dropped from the website?after CNN's story published on Sunday. 573

Students watching the COVID-19 pandemic play out have reason to be wary of taking on additional loans for college. With what could be a slow economic recovery, signing up for an additional bill that comes each month, no matter what, might sound like a bad idea.Federal student loan payments are currently paused. But those repayments are scheduled to resume next year before current students can take advantage of the halt. And while government income-based repayment plans and forbearance can offer a respite for economic hardships, interest still continues to add up. Private loans are even less forgiving and almost always require a co-signer.But there’s an alternative emerging: income share agreements, or ISAs. With these agreements, students borrow money from their school or a third-party provider and repay a fixed percentage of their future income for a predetermined amount of time after leaving school.Depending on the terms of the agreement and the student’s post-graduation salary, the total repaid could be much more or far less than the amount borrowed. It’s a gamble that could be worth it for students who’ve exhausted federal aid and scholarships. Here’s why.No co-signer requiredMost students need a co-signer to qualify for private student loans. Co-signers are on the hook for any missed payment, and a large balance can be a burden on their credit report. As families look to make ends meet, they may need that borrowing leverage for themselves.Income share agreements are co-signer-free. Instead of credit history, students typically get an ISA based on their year in school and major. The best terms are often reserved for students in high-earning majors near graduation, like seniors studying STEM fields. But high earners also risk having to repay a larger amount.If an income share agreement isn’t the right fit for you and you need additional funding without a co-signer, consider a private student loan designed for independent students. These loans are often based on your earning potential and don’t require co-signers. They may also offer flexible repayment options based on salary or career tenure.Unemployment safety netWith an income share agreement, if you’re unemployed — or if your salary falls below a certain threshold, which can be as low as ,000 or as high as ,000 — you don’t make payments. No interest accrues, and the term of your agreement doesn’t change.That makes these agreements a good option for students in times of economic uncertainty, says Ken Ruggiero, chairman and CEO of consumer finance company Goal Structured Solutions, which is the parent company of student loan providers Ascent and Skills Fund and provides funding for school-based ISAs.“I like the idea of not having to make a payment when you’re going into a recession or right after the recovery happened,” he says.If you’re a junior, senior or graduate student poised to enter the workforce soon, that could make an income share agreement more attractive. Tess Michaels, CEO of income share agreement provider Stride Funding, says she’s seen a significant increase in inquiries since the pandemic forced schools to shut down in March.But freshmen and sophomores have more time to wait out the economic fallout. If you’re further from starting your career, weigh the recession-related benefits of an income share agreement against the risk of giving up a percentage of your future income. Remember, you won’t know the total cost of an ISA when you sign up.But it’s not right for all studentsSome colleges offer income share agreements to all students regardless of major or tenure. Still, many of these programs prioritize upperclassmen, making it harder for freshmen and sophomores to qualify.But an income share agreement might be the wrong move even if you’re graduating soon. If your income is higher than average after graduation, you might pay much more than you received.Let’s say you get ,000 from a private ISA company and agree to pay 9% of your salary for five years. If you earn ,000 a year (the average starting salary for a college graduate) for the length of your term, you’ll repay ,950. That is equivalent to a 10.6% interest rate. In that case, a private student loan could be a better option. Fixed rates on private student loans are hovering around 4%, though independent students will likely pay more.And income share agreements have fewer protections for borrowers than student loans. Tariq Habash, head of investigations at the Student Borrower Protection Center, says that while consumer protection laws apply to these agreements, “ISA providers will say there isn’t really legal clarity because they’re new and different.” He said that he saw the same thing with payday loans and fears ISAs will take advantage of the most vulnerable students.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondCollege During COVID-19: Your Aid Questions AnsweredWhat to Do if There Isn’t COVID-19 Student Loan ForgivenessCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 5166