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Dipping your toe into the world of credit? You’re in luck: There are more ways to establish credit now than there were in decades past.You build your credit score by adding positive information to your credit reports, which are files of financial data about you. These files are compiled by the three major credit bureaus, Experian, Equifax and TransUnion. Lenders, landlords and employers may check one or more of those files while reviewing your application.Here are three well-known ways to establish credit, plus some new products designed to give you a leg up.Traditional credit-building toolsThese three approaches can quickly 645
Consumer goods giant Unilever has committed to halving its use of new plastic by 2025.The maker of Ben & Jerry's and Dove announced the target on Monday. If the company meets its goal, it will use no more than 350,000 tonnes (386,000 tons) of new plastic each year from 2025, down from around 700,000 tonnes (772,000 tons) in 2018.To get there, Unilever will offer more reusable and refillable packaging, and sell more "naked," or unwrapped, products. The company will also use more recycled plastic in its packaging."There is a lot of plastic pollution in the environment. And the fact of the matter is — too much of it carries our name," Unilever said in a statement.Unilever has been developing new ways to deliver its products, which the company says are used daily by 2.5 billion people in over 190 countries. It has tried selling ice cream bars without plastic wrappers, as well as cleaning product concentrates that allow shoppers to refill bottles instead of buying new ones.The company is also participating in an industry initiative called Loop. As part of that project, it's selling refillable deodorant sticks made from stainless steel. The deodorant lasts one month on average and the packaging can be reused an estimated 100 times. Other consumer goods producers including Procter & Gamble, Nestlé, PepsiCo, Danone and Mondelēz International have also signed on to Loop.The push by consumer goods makers to reduce their use of plastic comes amid mounting pressure from governments for them to act. Consumers are also increasingly aware of the damage that's caused when plastic enters the environment and especially the world's oceans.Massive amounts of plastic have piled up in landfills, with some emitting greenhouse gases and contributing to global warming as they degrade. Plastics are expected to outweigh fish in the ocean by 2050.Alan Jope, the CEO of Unilever, said in a statement that the huge scale of the problem demands a "fundamental rethink" in the company's approach to packaging and products."It requires us to introduce new and innovative materials, and scale up new business models, like reuse and refill formats, at an unprecedented speed and intensity," he added.The company previously committed to making all of its plastic packaging fully reusable, recyclable or compostable by 2025. It wants recycled plastic to make up at least 25% of its packaging by the same year. Both efforts should help the company meet its commitment to reduce its use of new plastic.Learning how to recycleUnilever is also working to ensure that more of the plastic that it does use is recycled. The company said Monday that it wants to collect and process more plastic packaging than it sells by 2025.To meet that goal, the company will invest in waste collection and processing. Unilever will also purchase more recycled plastics for use in its own packaging, and it will participate in programs where it directly pays for the collection of its own discarded packaging. 3003

CLEVELAND — Police in northeast Ohio says they've collected multiple handguns in the past month that have been modified to turn the firearm into an automatic weapon.In one case, 20-year-old Toriano Leakes, Jr. of Cleveland was indicted on two counts of illegal possession of a machine gun.Bedford Police say the Glock handgun they confiscated from Leaks' car was modified to include a "select-fire auto sear." The device is also sometimes known as a "select fire switch."According to Justin Herdman, a US Attorney in the Northern District of Ohio, the modified handguns can fire 30 rounds in the span of five to six seconds.“It’s a newer thing hitting the internet because people think it’s cool,” said Assistant Bedford Police Chief Rick Suts.“The second you put that on a gun, it violates the National Firearms Act. It makes it a machine gun which is illegal," he said.Federal authorities say they've seen an increase in the modified handguns and they hope to crack down.“We have seen a significant uptick in people trying to acquire these switches manufactured mostly in China,” Herdman said. "...a message is being sent. If you have a machine gun in the Northern District of Ohio, we are going to prosecute you federally."The push is part of Project Safe Neighborhoods, a program aimed at violent crime. 1319
Emily Zamourka isn't a trained singer, but her soaring voice fills a Metro subway station to the delight of Los Angeles commuters.She became known as the "Subway Soprano" on social media after the Los Angeles Police Department posted video an officer recorded of her performing Italian composer Giacomo Puccini's famous aria "O mio babbino caro" while holding bulging shopping bags with her left arm and a cart full of belongings with her right hand."4 million people call LA home. 4 million stories. 4 million voices...sometimes you just have to stop and listen to one, to hear something beautiful," 613
Child endangerment charges are pending against two teenagers after a video posted to Snapchat appears to show a 2-year-old child using a vaping device, Pennsylvania State Police say. 194
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