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People with private student loans have been struggling during the pandemic. Their loans aren't eligible for the government's penalty-free repayment pause, which is in effect until at least Oct. 1 for federal student loans.About 70% of borrowers in a new survey from Student Loan Hero have been successful in getting their private lender to give them a break after they called to ask.Nearly three out of ten people in the survey with private student loans say they've thought about filing for bankruptcy over the last three months. Gen X has considered this the most.We talked to a certified student debt counselor and student loan lawyer, Christie Arkovich, who says a lot of people don’t realize you can discharge student loan debt in bankruptcy.“What we're targeting is someone who usually had federal loans and private loans and we are usually arguing that the private loans were taken outside the cost of education and therefor, they're just like any other debt, credit card debt and such, and they can be discharged,” said Arkovich.“Outside the cost of education” means more has been loaned out than what the person needed. Arkovich says her goal with bankruptcy cases is not to necessarily get rid of the entire debt, but to make payments sustainable and affordable, with an end date.Bankruptcy is an extreme measure and not for everyone.“Bankruptcy is a last resort option, because it will really force you not only as a student loan borrower but as a citizen and a consumer to start from scratch on your finances,” said Arkovich. “So, your student loan debt shouldn't be the only reason that you would consider bankruptcy.”One thing to consider first with private student loans is debt consolidation. You can work with a nonprofit credit counselor on that. There are also repayment assistance programs for private loans.Federal student loans have more options, including student loan forgiveness programs.For current students, make sure your FAFSA is up to date, so it reflects your family's current financial situations. After that, contact your school's financial aid office. Explain your situation if your family has lost income as a result of the pandemic.Colleges expect students to appeal their financial aid packages right now, and it may get you more money to help pay for school. 2304
OTAY MESA, Calif. (KGTV) — Border Patrol officers in the South Bay made a spicy discovery in a shipment of peppers this week.Customs and Border Protection officers stopped a 37-year-old Mexican national enterting through the Otay Mesa Port of Entry in a tractor pulling a trailer of cargo. The cargo listed jalape?o peppers on the manifest.Upon secondary inspection, a canine team alerted agents to the shipment. Officer say they discovered 314 large, wrapped packages of marijuana, weighing about 7,560 pounds. The narcotics are valued at .3 million.“I am proud of the officers for seizing this significant marijuana load,” said Otay Mesa Port Director, Rosa Hernandez. “Not only did they prevent the drugs from reaching our community, they also prevented millions of dollars of potential profit from making it into the hands of a transnational criminal organization.”The seizure followed another massive bust on Aug. 13, in which officers discovered 10,642 pounds of marijuana concealed in a shipment of plastic auto parts at the same cargo facility. 1063

Peoria, Arizona officials say a 4-year-old boy has died after he was pulled from a backyard pool on Monday morning. Emergency responders were called to a home near 91st and Peoria avenues around 8 a.m. after the child was pulled from a pool. Peoria Fire officials saidsa the child was at a babysitter's house at the time. The pool was fenced and it's unknown how he got past the fence or how long he was in the water. The child was reportedly unresponsive and was taken to the hospital in critical condition but did not survive.No further information about the incident has been released. So far this year, there has been just over a dozen media-reported drowning and near-drowning incidents involving children in Arizona. This is the seventh deadly incident. 808
PINE VALLEY (KGTV) - Nineteen people are in custody after the horse trailer they were traveling in crashed Saturday on Interstate 8, about 55 miles east of San Diego, Border Patrol said.The trailer, which was being pulled by a Ford F250 pickup truck, separated from the truck and overturned on its right side just before noon, according to the California Highway Patrol. Border Patrol agents said that the trailer was smuggling people into the country and all of the apprehended people identified as Mexican nationals. The driver of the truck managed to escape, according to Border Patrol.Six people were injured in the crash and two of them had to be airlifted to a hospital for treatment, Border Patrol told 10News.Witnesses said people ran out of the overturned horse trailer. Border Patrol agents took 19 people into custody and continued to look for others that may have fled on foot. 935
Perry Hopsin was just 22 years old when he got into a car accident that would eventually end his life."My brother, he has been to multiple healthcare facilities, fighting for his life for 10 months," said Parris Hopsin.Last month, Perry died and just as his family was starting to cope with the fact that they would never see him again, the same car he was killed in, popped up in front of Perry High School in Stark County, Ohio.The family says it was there to promote their prom promise campaign-which tries to deter teens from drinking and driving."Our family was under the impression that the car was still being held as evidence in this ongoing investigation," said Parris.The only problem is the Hopsins family never consented to it and their loved one was not drinking and driving."It was definitely not the way Perry would want to be represented and/or our family would want him to be represented and remembered," she said.The school has now removed the car and it's back in the towing company's lot."I really appreciate that they would remove it," said Parris. "But it shouldn't have been there."Now Parris and her family still want answers and an apology."Anyone that was responsible for displaying the car I feel should be held accountable for the pain and grief that they have brought upon our family and our friends," she said.Scripps station WEWS in Cleveland reached out to the school district, towing company and the police department but haven't heard anything back. 1520
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