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As calls for racial justice and police reform continue, communities throughout the U.S. are gearing up to celebrate Juneteenth this Friday. With what's going on in America, the 155th anniversary of the holiday means even more.While Americans have celebrated Juneteenth since the late 1800s, many are still unfamiliar with its significance.Juneteenth, a portmanteau of “June” and “nineteenth,” is an annual holiday that commemorates the end of slavery in the U.S. It's also sometimes called “Juneteenth Independence Day,” “Freedom Day,” or “Emancipation Day.”Specifically, June 19, 1865 marks the date that Union troops arrived in Galveston, Texas, with news that the Civil War was over and that all remaining slaves in the state were free.Major General Gordon Granger announced: 786

As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

Apple fans can finally turn themselves into an animated pig emoji on their very own iPhone X. The 9 Apple smartphone went on sale at 8 a.m. in Sydney, Australia.Hundreds of people lined-up outside the Sydney Apple Store,?according to local media. As is customary for an Apple product launch, some people camped out the sidewalk for days and even a week before the launch. People who pre-ordered online will also start receiving their devices in the mail on Friday.Apple is trying something new this year, launching two different iPhone models six weeks apart. The iPhone 8 and 8 Plus went on sale September 21, but?excitement was tepid?outside Apple Stores compared to previous releases. Fewer people appeared to line up in person for that device, which cost hundreds less than the iPhone X. 802

ANCHORAGE, Alaska (AP) — Sarah Palin's husband, commonly referred to as "Alaska's first dude" when she was governor, appears to be seeking a divorce from his wife of 31 years.Paperwork believed to be from Todd Palin cited "incompatibility of temperament" in seeking to end his marriage to the 2008 Republican vice presidential nominee.The filing Friday in Anchorage Superior Court only identified the couple by initials. The initials, birthdates and wedding date match the Palins, as does the initials given for their only young child living at home.The documents list the minor as T.P.V.P., born April 18, 2008, the same date Sarah Palin gave birth to Trig Paxon Van Palin, the youngest of the couple's five children.The Palins married in 1988. After Sarah Palin became governor in 2006, Todd Palin continued to fish commercially and work an oil field job on the North Slope. Their lives were ever changed after Republican presidential candidate John McCain picked Sarah Palin as his running mate.During her speech to the Republican National Convention, Palin talked about her long relationship with her husband."We met in high school, and two decades and five children later, he's still my guy," she said at the time.In the divorce filing believed to be from Todd Palin, he seeks joint custody of the child. He also wants an "equitable division" of marital debts and assets."There is an incompatibility of temperament between the parties such that they find it impossible to continue to live together as man and wife," the complaint said.Kimberlee Colbo, an Anchorage attorney for the plaintiff, didn't immediately respond to requests for comment Monday. She filed paperwork to keep the divorce confidential to protect the privacy of the child.Colbo also has represented Dakota Meyer in divorce proceedings from the Palins' eldest daughter, Bristol.Anchorage blogger Craig Medred first reported on the divorce.Fairbanks attorney John Tiemesen has represented the family in the past and said that he knew nothing about the divorce papers until he saw Medred's article Monday.___Associated Press writer Mark Thiessen in Anchorage contributed to this report. 2165

An isolated Amazon tribe with no known contact with the outside world has been spotted by a drone flying over the Brazilian jungle, according to the country's National Indian Foundation.Footage released this week shows several people walking through a wide clearing made in a patch of dense jungle in the Javary River valley, near the border with Peru.One of the figures is carrying a spear or pole of some kind, while four or five others stand near what look like thatched structures.None of the people spotted by the drone appear to notice their observer, which is flying high above the trees surrounding them. 620