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ISSAQUAH, Wash. – Costco is warning of a scam circulating online. The store took to Facebook on Tuesday to clarify that it’s not giving away coupons, despite several posts saying otherwise. The store says this isn’t the first time this scam has popped up on social media either. “While we love our fans and our members, this offer is a SCAM, and in no way affiliated with Costco,” 397
It's been five months since a federal court ordered Education Secretary Betsy DeVos to give defrauded student loan borrowers relief, but more than 100,000 people are still waiting to hear whether their debt will be canceled.The Obama-era rule, known as Borrower Defense to Repayment, allows students who believe they were defrauded by their college to apply for loan forgiveness. The idea is that if they didn't get the education they were promised, they shouldn't have to pay back their debt.The number of these applications soared as the Obama administration cracked down on for-profit colleges. Sometimes nursing students, for example, found out after finishing their program that it didn't have the right accreditation -- keeping them from getting a job.As of last fall, more than 200,000 people had applied for loan forgiveness, a majority of whom went to for-profit colleges. Nearly 48,000 received debt relief and 9,000 have been denied.But no applications were processed between June and September of last year, the most recent data available, as the administration fought implementing the rule. But they continued to pile up. The department received an additional 35,000 claims during that time period.An Education Department spokeswoman did not respond Monday to questions about how many claims had been processed since the October ruling ordering the administration to move ahead with loan forgiveness.In December, the department announced that it would begin canceling loans for borrowers eligible for a specific type of loan cancellation. There is an automatic loan discharge for those whose schools closed while they were enrolled.As of March 1, the department has forgiven more than 8 million in debt to about 16,000 borrowers that qualified for a closed-school discharge, according to data the National Student Legal Defense Network obtained from the Department of Education in connection with a lawsuit. The group sued the department in November for allegedly continuing to collect on these loans.In a lot of these cases, the government eats the cost. Only federally-backed loans are eligible for forgiveness. About half of the debt forgiven was owed by borrowers who attended one of the now defunct for-profit Corinthian Colleges.But those borrowers who aren't eligible for the automatic discharge are still waiting to hear the verdict on their claim. They typically are required to show that the school misled them, by presenting them with inflated job placement rates, for example."We are not aware that any more claims have been processed," said Adam Pulver, an attorney at the advocacy group Public Citizen, which has brought a case against the department over the delay of the rule.Neither of his clients have received an update on their pending claim for loan forgiveness, he said.The department took a step toward fully implementing the Borrower Defense rule earlier this month when it issued guidance to schools about how the rule -- which also bans colleges from requiring students to sign mandatory arbitration agreements -- would be implemented.DeVos, who's been criticized for siding with for-profit colleges, pressed pause on processing the claims after a group representing for-profit colleges in California sued the agency seeking to block it from taking effect.Democratic attorneys general from 18 states and Washington, DC, sued the department over the delay in 2017, tying the rule up in court for more than a year. In September, the judge ruled in favor of the states, calling the department's delay "arbitrary and capricious," and ordered immediate implementation of the rule in October. DeVos has called the rule "bad policy" and has directed the department to rewrite it. The agency has proposed offering partial loan forgiveness for qualifying students, based on the income of their peers who attended similar programs at other colleges.Abby Shafroth, an attorney at the National Consumer Law Center, said she is worried a new rule could retroactively change the process for seeking relief."I have a number of clients who have been waiting since 2016 to hear about their application -- and still nothing from the department, no time line. It can feel like those applications were sent into a black hole," Shafroth said. 4275

It's Opening Day for Major League Baseball! That means it’s time for warmer weather, baseball and…long lines at the ball park.But to shorten waiting times, stadiums around the country are using CLEAR, the biometric screening you see at the airports. At the Colorado Rockies Coors Field, fans typically wait on average about 15 to 20 minutes before getting into the stadium. With the new addition of CLEAR, the wait time is cut down to about 5 minutes. “They can really come to the ball park whenever and experience that expedited entry,” explains Walker Monfort with the Colorado Rockies. The team partnered with CLEAR to give fans the opportunity to get priority into the ballpark. Signing up for CLEAR at a stadium is free, but you can only use your membership at that stadium. But if you sign up for the 9/year membership at an airport, it will give you a priority at both locations. “You use your fingerprints, just like you would at the airport. You get into the ballpark,” says Ed O’Brien, head of sports at CLEAR, of the process. “We will then check your ticket. Then, you will go through the screening process, whether with a metal detector or with a wand.” More than a dozen stadiums across the country are using CLEAR. O'Brien says Clear is planning to expand the number of stadiums and how the technology is used. In Seattle, Seahawks and Mariners fans can link their driver’s license and credit card to their CLEAR account to grab a beer at the concession stand with their finger print. CLEAR is working to one day allow fans to use their fingertip as a ticket. 1593
It used to be that learning happened in the classroom, but these last few months it’s happened a lot in front of a screen. Many parents have debated about how much screen time is too much and what’s best as school comes to a close and we hit the summer break. Now, some experts say that thinking screen time is bad might be old-school thinking. Video games have changed a lot since the days of Atari Pong. Now, more than ever, they’re designed to keep the consumer engaged. One of their biggest targets: adolescents. "Video games have classically been more of a problem because once you really engage that reward system, it’s frustrating and tough to pull kids off," said psychiatrist Joel Stoddard.He said that’s because a child’s reward system is stronger than a child’s control system. And there’s a difference in the way the brain reacts to video games than it does to the online schooling. "For most of the video games that kids are really into, like Fortnite and Zelda: Breath of the Wild, those games are designed to really engage their reward systems and keep their attention. So, that’s a little bit different than online school, which is not really designed in the same way to grab hold of those areas in the brain that are involved in like ‘this is what I want’," said Stoddard. "When kids are engaged with a teacher or with academic content online, that serves a very different purpose than playing a video game or having a zoom call to socialize with a peer," said Jennifer Walsh-Rurak, Vice President of the Northeast Region of Fusion Academy. That interaction, whether it’s playing video games with friends online, or FaceTiming, is better than no interaction. "In this day and age where they can’t naturally go outside and engage with kids in the neighborhood, we don’t want to discourage them from having that social peer interaction which we know is so critically important," said Walsh-Rurak. Stoddard says the extra time on the screens, isn’t all bad. It can actually be beneficial to an extent."The brain gets better at doing what it does so, when we’re interacting with screens all of our visual and screen areas are getting better. If you’re gaming, maybe some of those special attention and those reward areas get more sensitive, if we’re doing social media we’re going to be highly attuned to what does that ‘like mean, what does it not mean’. The brain just gets better at what it does," said Stoddard. However, it’s important to think about what else the kid could be doing instead of playing on the screen. "We do know that video games can suck kiddos in so they’re not actually having normative typical social interactions. They might gain weight, for example, and have disrupted sleep. And those have that sort of knock-on effects," said Stoddard. "I think proactively before it gets to that point, ensuring that kids have time built into their day where they plan to be outside maybe walking the dog, engaging with a family member in a conversation, reading a book. Doing something that very intentionally takes them away from that screen," said Walsh-Rurak. 3102
Is this heaven? No, it's ... Ohio.A father in Brookfield Township, Ohio, was approached by his son two years ago, asking if he could have a baseball field in the backyard. Like any parent would, Jason Kidd just kind of blew him off."Then a couple days later, I was thinking about it," Kidd told 307
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