濮阳东方妇科医院咨询大夫濮阳东方咨询中心,濮阳东方医院治阳痿价格合理,濮阳东方看妇科病收费透明,濮阳东方医院看妇科口碑非常高,濮阳东方妇科医院做人流收费公开,濮阳东方医院妇科做人流手术,濮阳市东方医院评价好吗

Many collecting unemployment are starting to get concerned. For most people, the extra 0 a week in federal pandemic benefits will run out in just four weeks, on either July 25 or 26.Millions of unemployed Americans have been kept afloat by that extra 0 a week, which supplements 0 or 0 in state benefits.But some people still waiting for their first check worry they will never see a dime.Ashley Duncan was laid off from her job assisting disabled children when the pandemic began. Worse, her application for unemployment benefits was rejected because it did not meet the income threshold."They said I made insufficient funds last year, " she said, even though she worked in two different states and said half her income was not counted as a result.Trying to explain her unique situation to a human proved impossible."I waited seven hours on the phone, and then they hung up on me," she said.Now Duncan worries she may miss the 0 a week from the federal CARES Act before she straightens our her claim and starts getting unemployment.Mely Positiva, who paints houses for a living, has also lost work this spring and could use some extra federal benefits."We have a family to support, and for the last three months, it was very hard," Positiva said.What could replace the 0 bonus paymentMarketwatch.com recently listed three proposals on the table to replace the ending federal benefits.Some Democrats have proposed the "HEROES Act," a bill that would extend the 0 a week through year's end.A second proposal would continue the 0 payments until each state ends its pandemic emergency — so the ending date would vary.A third proposal is a 0 a week bonus if those unemployed return to work. Supporters say only that proposal gives workers an incentive to get back on the job.The latest proposal is to continue the federal benefits but at a reduced level.Duncan wants to work, but also wants her CARES Act benefits that she for which she believes she is qualified."Just enough to make me be able to pay rent and pay for schooling," she said.It appears Congress will approve some sort of extended benefits package since millions remain out of work. But how much they approve will be a hot topic of debate.As always, don't waste your money.----------------------------Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps"). 2381

MEXICO CITY (AP) — Mexico’s medical safety commission has approved the emergency use of the Pfizer-BioNTech vaccine for the coronavirus.Assistant Health Secretary Hugo López-Gatell said Friday that Mexico is the fourth country to do so, behind Britain, Canada, and Bahrain.Mexico is set to receive 250,000 doses of the vaccine, enough for 125,000 people.López-Gatel has said that front-line health workers will get the shots first. Vaccinations are expected to begin as soon as next week.López-Gatel says the approval “is, of course, a reason for hope,” though the initial rounds of shots are not nearly enough for Mexico’s health-care workforce. 654

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

MIAMI SHORES, Fla. (AP) — Authorities say a Florida police officer’s wife died after becoming trapped in the back of his patrol vehicle for several hours during a hot afternoon. Investigators are treating the death of 56-year-old Clara Paulino as an accident. She died Friday afternoon while her 58-year-old husband Aristides Paulino was sleeping in their Miami Shores home after finishing a midnight shift. The Miami Herald reports Paulino woke up around 5 p.m. and started looking for his wife, finding her cell phone on the back patio. He and one of his sons found Clara in the vehicle. Officials say she had climbed into the backseat of his marked SUV to find something when the doors somehow closed, and a self-locking mechanism engaged. The vehicle has a partition between the back seat and front seat, meaning Clara could not reach the horn. “It’s literally a cage,” one Miami police officer familiar with the vehicle told the Miami Herald.Temperatures reached over 90 degrees as she spent about four hours in the vehicle. 1037

Michigan Attorney General Dana Nessel says President Donald Trump's personal attorney Rudy Giuliani "embarrassed the state" on Wednesday in a Michigan House Oversight Committee Wednesday night in which he again attempted to overturn the results of the 2020 election in the state.The meeting featured Giuliani questioning witnesses he brought, as well as unverified and false claims regarding election fraud in the city of Detroit.Nessel, a Democrat, said that Republican members of the committee "embarrassed our state and defamed Michigan's most populous city."Nessel also called on Michigan Republican Party Chair Laura Cox to "put up or shut up" and instead take the evidence Republicans say they have of election fraud to her office for investigation.While Trump has been attempting for several weeks to overturn the results of the election citing widespread voter fraud, his legal team has presented little evidence to support his claim.Attorney General Bill Barr, one of Trump's staunchest defenders, said this week that the DOJ uncovered no evidence of widespread fraud that would change the election results.Several witnesses presented by Giuliani Wednesday say they saw irregularities and fraud while counting ballots at Detroit's TCF Center after polls closed. There is no evidence that proves those claims, and judges have ruled against lawsuits that argued the same claims brought in front of the committee.Giuliani also claimed as he has for weeks that thousands of votes were cast illegally despite offering no evidence to support his claim.Michigan has already certified the results of the November election, with president-elect Joe Biden winning the state by more than 150,000 votes.This story was originally published by Max White on WXYZ in Detroit. 1776