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Amid all of the retail chaos and change of 2020, at least one thing remains the same: the biggest sale day of the year.Black Friday — the day after Thanksgiving — has a reputation as the best time of the year to buy just about anything.But even though Black Friday still exists in 2020, it won’t be the same experience as before. Our guide can help you get the best bargains this Nov. 27.Buy: TelevisionsLow-priced electronics deals are a given on Black Friday. That won’t change this year.Last year, Target sold a 65-inch TV in stores for only 9.99. Walmart, too, had a 65-inch TV for just 8. This Black Friday, you’re guaranteed to find discounts on TVs, as well as tablets and laptops.As for some stocking stuffers to go along with your new TV, you’ll find video games, CDs, DVDs and Blu-rays deeply discounted from their original prices. In 2019, Walmart had over 50 movie titles for .96 apiece.Skip: ToysHistorically, it’s best to wait until closer to Christmas to purchase dolls, action figures, play sets and other toys. You run the risk that certain items will sell out, but you may also be able to find bigger savings on what’s left.In past years, select toys have been on sale for as much as 50% off in the final days before Christmas.Buy: Apple productsThere’s a specific electronic brand that’s popular on Black Friday: Apple. Major retail stores such as Best Buy, Target and Walmart discount Apple products each year, and previous-generation models usually see dramatic deals. These offers may include price cuts, free gift cards with purchase (up to 0 with a qualifying phone purchase on an installment plan), or a combination of both.Target devoted an entire page of its 2019 Black Friday ad to Apple. The Apple Watch Series 3 (GPS) started at 9.99 (regularly 9.99), and select App Store and iTunes gift cards were buy one, get one 30% off.Apple discounts likely won’t disappear this Black Friday. In fact, Apple items have already been on sale in pre-Black Friday sales. Keep an eye out for deals on MacBooks, iMacs, iPhones, iPads, Apple Watches and Apple TVs.Skip: BeddingYou’ve got the entertainment center covered, but hesitate before stocking up on supplies to refresh the look of your bedroom this Black Friday.Every January, retailers such as Overstock, Pottery Barn and Sears host “white sales.” During these seasonal promotions, discounts on bedding, pillows, towels and linens can hit up to 70%. Expect these to come around after Jan. 1.Buy: Gaming systemsBlack Friday is big for gamers. This year, look for savings on video game systems from retailers such as Best Buy, Walmart and GameStop. Expect deals on products from Xbox, PlayStation and Nintendo.You’ll also find particularly great offers on gaming bundles. These include the game console plus a combination of accessories or games.Skip: Winter clothingWinter clothing generally isn’t the best value on Black Friday. Retailers frequently offer big clearance sales on jackets when winter gives way to spring.But if you need something to keep you warm before then, you’ll be able to find some bargains this Black Friday. Year after year, department stores like to offer doorbuster deals on women’s boots with select pairs for just .99 each.If you miss Black Friday, don’t worry. Department stores and clothing retailers have been rolling out new sales almost daily.Buy: Christmas decorBlowout post-Christmas clearance sales happen every year on Dec. 26 as shoppers make their way to the store to return gifts. Christmas decorations, wrapping paper, tinsel and other seasonal trimmings reach super low prices (for obvious reasons). Prices also drop in the final weeks before Christmas.For those reasons, Christmas decorations used to be on our list of items to skip on Black Friday. But this year, it’s less likely you’ll be at the mall shortly before Christmas. And waiting to order online could spell shipping delays.So if you need decorations, consider scooping up deals on artificial trees and rolls of wrapping paper from home and craft stores on Black Friday. That way you’ll have your essentials in time for Christmas.Skip: Outdoor itemsOutdoor products, grills and patio furniture were already deeply discounted immediately after summer ended.If you didn’t pick up these products at the close of this summer, wait until Memorial Day and Labor Day sales roll around next year. Another viable option is the Spring Black Friday Sale that home improvement store Lowe’s usually holds each year.Buy: AppliancesBlack Friday brings big savings on washers, dryers, refrigerators and other kitchen appliances. Retailers typically mark down home appliances by 40%. Look for similar deep discounts again this year.You’ll find smaller appliances such as coffee makers, mixers, blenders or vacuum cleaners on sale, too. Expect deals from department stores such as Kohl’s, Macy’s and JCPenney.Shop: OnlineFor the ultimate combination of convenience, safety and savings, spring for online shopping. With so many stores closed on Thanksgiving, big-box retailers are bringing their doorbusters online this Thanksgiving and Black Friday.Online shoppers will usually enjoy free shipping. Or, you can choose to make your purchases online and pick them up at the store.More From NerdWalletHow to Get the Best Lowe’s Black Friday 2020 Deals13 Ways to Leave Scammers Empty-Handed This Holiday SeasonHow to Shop Black Friday Deals OnlineCourtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 5530

An orca whale believed to be grieving her dead calf has carried it with her for five days now.The calf died a half-an-hour after its birth, scientists said. They are monitoring the whale as she has carried the calf on her nose and dives to pick it up when it falls off.Officials said it is a rare occurrence for a whale to keep its dead calf with it. This is the first calf in three years born to endangered orcas.On Saturday evening, the whale and her calf were spotted in Canadian waters. 503

As Americans protest racial inequality and the death of George Floyd and others at the hands of police, their pleas are being heard in the chambers of the U.S. Capitol. Both Democrats and Republicans have introduced legislation to reform policing in America, but they diverge on some issues.The far-reaching legislative proposal from Democrats, the Justice in Policing Act, would limit legal protections for police, create a national database of excessive-force encounters and ban police chokeholds, among other changes.Republicans say their bill, known as the Justice Act -- one of the most ambitious GOP policing proposals in years -- “will maintain the constitutionally-limited role the federal government plays in local law enforcement decisions while still effecting significant change.” It calls for an enhanced use-of-force database, restrictions on chokeholds and new commissions to study law enforcement and race.Here’s a side-by-side look at some proposals:POLICE MISCONDUCT & USE-OF-FORCE DATABASESMany officers who wind up involved in fatal shootings have a history of misconduct, including Derek Chauvin, the Minneapolis officer charged with murder in Floyd’s death. He had at least a dozen complaints made against him, according to records.But those records are often not made public, making it difficult to know if officers have such a record.President Donald Trump signed an executive order this week requiring the attorney general to create a database tracking terminations, criminal convictions and civil judgments against law enforcement officers for excessive use of force. It encourages participation by providing certain grants only to those agencies that submit the required information.— Democrats’ bill: Calls for a national registry including complaints, disciplinary records and termination records. It also would require states to report to the Justice Department any incident in which force is used against a civilian or law enforcement officer. The proposal would require the agencies to report the reason force was used and the national origin, sex, race, ethnicity, age, disability, English language proficiency and housing status of each civilian against whom a law enforcement officer used force.— Republicans’ bill: Would require state and local governments to report all use-of-force incidents that result in serious injuries or death to the FBI on an annual basis. Municipalities that fail to comply could see a reduction in federal funding.CHOKEHOLDSThere’s a notable difference. The Democrats’ bill would specifically ban the use of chokeholds and carotid holds at the federal level, while the Republican bill incentivizes police departments to ban the practice through grant funding. Trump’s executive order also encourages such bans through financial incentives.— Democrats’ bill: Would ban chokeholds and carotid holds and would condition law enforcement funding for state and local law enforcement agencies on establishing a law to prohibit the use of chokeholds and carotid holds.— Republicans’ bill: Would condition certain Justice Department funds on a police department having specific policies restricting the use of chokeholds, except in situations in which deadly force is authorized.NO-KNOCK WARRANTSThere has been a growing call to ban no-knock warrants since 26-year-old Breonna Taylor was killed in her Louisville, Kentucky, home by officers in March. Democrats have proposed a ban on the practice, typically executed in some of the most dangerous investigations conducted by police departments. A no-knock warrant, as its name implies, is an order from a judge that allows police to enter a home without ringing a doorbell or banging on the door. Critics have said the use has increased dramatically, and some departments use them routinely in cases that don’t merit such an exception.— Democrats’ bill: Would specifically ban no-knock warrants for all federal drug cases and would require local and state law enforcement agencies to prohibit their use to qualify for some federal funding. Oregon and Florida are the only states that have outlawed such warrants.— Republicans’ bill: GOP senators argue there is no conclusive data on how, why and how often no-knock search warrants are used and have proposed requiring state and local law enforcement agencies to report specific data to the Department of Justice each year. The department would then be required to make a public report.FEDERAL CIVIL RIGHTS LAW— Democrats’ bill: Would amend the federal civil rights law that governs police misconduct to no longer require prosecutors to prove that an officer’s actions were willful, a high burden of proof. The law would allow an officer to be charged for acting with reckless disregard for someone’s life, causing that person’s death.— Republicans’ bill: Would not amend that section of the law.QUALIFIED IMMUNITYPolice officers are generally not held personally liable for anything that happens on the job, including when someone dies. The concept of qualified immunity has long been a way to protect police from unnecessary lawsuits and to give them the freedom to police without fear of unnecessary retribution.— Democrats’ bill: Would amend federal misconduct statutes to make it easier for courts to find officers personally liable for the violation of civil rights. Officers might think twice before abusing their power, but it could make it more difficult to recruit police nationwide. It could also potentially lead to officers being held financially liable.— Republicans’ bill: They say this is a step too far. As an alternative, the lead senator on the bill, Tim Scott of South Carolina, has suggested a “decertification” process for officers involved in misconduct.The president’s executive order instructs the Justice Department to push local police departments to be certified. Under the order, Justice would ensure a department could only be credentialed if its use-of-force policies adhered to federal, state, and local laws.White House press secretary Kayleigh McEnany said Wednesday the qualified immunity provision in the House Democrats’ bill “is a total and complete nonstarter.” 6166

As many of you know, Kanye has bipolar disorder. Anyone who has this or has a loved one in their life who does, knows how incredibly complicated and painful it is to understand. (a thread)— Kim Kardashian West (@KimKardashian) July 22, 2020 248

As COVID-19 cases continue to rise, the restaurant industry is one of the first starting to deal with a second round of closures.Restaurant owners and employees are starting to fear the losses that could come as a result. For example, the restaurant Eden in Chicago opened its doors in 2016. But the first week of March, it was on pace to have its best quarter since opening. Owner Jodi Fyfe said so much changed a week later.“At that time, we had 526 employees. If you look at it today, we have 24,” said Fyfe.In March, she had to start laying off more than 90 percent of her workers and despite reopening over the summer, she couldn't afford to keep her staff on the payroll and pay the restaurant rent.Looking at the business potential over the winter was bleak. COVID-19 cases were projected to rise, and a potential second round of restaurant closure mandates would be even more financially devastating.In August, Fyfe made a tough, but what she felt was a necessary decision.“Essentially, we had to close the restaurant and that was like a death,” she said. “It was like the death of a family member.”Fyfe focused on keeping her other business, catering, afloat, while now seeing the reality she feared. As many as 7,500 restaurants just in Illinois may have to close permanently as a result of a recent indoor dining ban.“It is becoming devastating,” said Sam Toia, who is with the Illinois Restaurant Association.Toia worries about the effect on both restaurant owners and employees.“If things don’t change with no indoor dining or no stimulus bill, 66 percent of the restaurants feel they could be out of business within the next four months,” Toia added.This week, the National Restaurant Association sent a letter to governors and mayors across the country, stating in part it has “not found any systemic outbreaks of COVID-19 from the hundreds of thousands of restaurants around the country that operate within the Association's guidance.”The association is urging officials to reconsider current bans and future ones based on the data.“We are such a vital part of serving an underserved community, finding them jobs, finding them a livelihood,” said Sean Kennedy with the National Restaurant Association. “When we shut down, a lot of folks do not have the transferable skills that they can apply elsewhere. The restaurant industry really needs to stay strong so we can take care of these people.”Roughly 2 million restaurant workers are currently out of work, and further closures mean even more will be unemployed. With no new stimulus bill, these workers, along with restaurant owners, stand to lose the livelihoods, with little to no help on the horizon. 2678

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