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With an FHA loan, if you put less than 10% down, you’ll pay 1.75% of the loan amount upfront and make monthly mortgage insurance payments for the life of the loan. With a down payment of 10% or more (that is, a loan-to-value of 90% or better), the premiums will end after 11 years. 291

While growing these pumpkins might seem like a novel hobby, for people like Jim and other members of the Wisconsin Giant Pumpkin Growers, they take the weigh-off seriously."But this time of year when it comes to the weigh-off, it gets competitive too. It's friendship but it can get very competitive," he said.Ford recently got first place at the River Prairie Ginormous Pumpkin Festival in Altoona in September with his 2,015 pound pumpkin. It's his biggest so far, but he wants to keep growing larger."Gives you the satisfaction that you can take a seed that big and grow something like that."While he plants his seeds in April, he is already thinking about 2021's competition."Right now my pumpkin patch is already in the beginning of the stages for next year's competition," Ford said.Growing pumpkin to weigh so much isn't easy. Ford equates growing gigantic gourds to raising a spoiled child."And this thing is babied from day one. It gets everything it wants, it needs. It's a spoiled brat - plant. It gets whatever it needs, because to get them this big you got to give them what they are asking for," he said.Ford will put a blanket on his gourd when it gets below 55 degrees, and actually cool it off when it gets too hot. It's a meticulous process but one that brings Ford back every year. Eventually, he wants to break the world record which is 2,624 pounds.You can find where the next giant pumpkin weigh-off will be by going to the Wisconsin Giant Pumpkin Growers website.This story was originally published by James Groh at WTMJ. 1544

While the anonymous survey will “not directly change any City laws,” the CRC says the feedback is important as they consider making future adjustments to the city’s charter. 173

You know, everyday my wife and I drive home and see all the kids on the streets, said Kelsey. "Just to have a safe place for them to come after school to play basketball, indoor soccer; it's a joy. We're really looking forward to it." 234

Williams, who played at Rancho Bernardo High, left with two outs in the fourth after striking out Myers. He allowed one run and two hits, struck out five and walked one. 169