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Former Vice President Joe Biden sidestepped a question Wednesday about his 2020 intentions, saying he is not running for president "at this point."Speaking at an event in London, Biden was asked about whether he could provide the best alternative to President Donald Trump when it comes to foreign policy.Instead, Biden argued every potential Democratic contender for the 2020 presidential campaign would adopt a "more enlightened foreign policy" than the current president."I think there are many people in the Democratic Party that can defeat Trump and not a single aspiring candidate that I can think of for the nomination -- and I am not one at this point -- does not have a better understanding and formulation of American foreign policy than President Trump," Biden told CNN during a question and answer session at an event at Chatham House."I'm not being rankly partisan here -- the President acknowledged at the outset he didn't know a lot about foreign policy. He said he watched the news, although I think he's getting more and more informed out of necessity," he added. "I think there are any number of potential candidates seeking the nomination from (California Democratic Sen.) Kamala Harris to a whole range of people in my party who would pursue a much more enlightened foreign policy than the President." 1329

Firefighters battling the Holy Fire in Southern California took care of a dehydrated fawn Monday afternoon. Officials with the Cleveland National Forest tweeted that the firefighters stumbled upon the fawn and discovered she was heat exhausted and dehydrated. The men can be seen in a photo giving the fawn a much-needed drink of water before helping get her back on her feet.  410

For more than a decade, Dawn Comstock has studied sports injuries among high school athletes, collecting data from hundreds of high schools across the country.She says after going over all the numbers, something began to stand out about men and women’s lacrosse.“We really just set out to ask the question, "how much of the concussions of girls lacrosse could be directly attributed to the fact that they are prohibited from wearing the hard shell helmet with the full facemask that’s required in boys lacrosse?" said Comstock.Ann Kitt Carpenetti from US Lacrosse says the differences create almost a different game with different issues.“The game rules are different, the culture is different, we do recognize that injuries do occur in both games," said Carpenetti.There’s no body checking, basically a running shove, in women’s lacrosse like there is in the men’s game. Because of that rule, women's lacrosse players don't wear helmets.But Comstock and fellow professor Sarah Fields found that rule isn't keeping female players from getting hurt.“What we found was 72.7% of all of the concussions among girls high school lacrosse players resulted from being struck by a stick or a ball," said Comstock.Almost three quarters of concussions among women's players have nothing to do with player-to-player contact.The researchers estimated that by requiring them to wear helmets, they could reduce the total concussions in the sport by 45%“61.5% of the concussions that resulted from being hit by the stick or the ball in girls lacrosse players could have been prevented if they had been wearing the same helmet the hard shell helmet with the full facemask that boys lacrosse players are required to wear,” said Comstock.US Lacrosse says it has a helmet designed for women’s lacrosse and is testing it in Florida“In terms of the rate of head injuries caused by stick and ball, some concussive, some other, we agree it was notable. And that’s why we led the development of the ASTM head gear back in 2008,” said Carpenetti.The helmet is softer and has less coverage than the male helmet, and right now it’s optional in all states except Florida. Depending on the results of an ongoing study of it’s effectiveness it could be rolled out across the country.But for Fields and Comstock, that rollout is inching along at a painful rate."Sport culture, loves to move at a glacial pace, I mean we're still arguing about designated hitters in baseball. So we don't like change in sport and we pretend like change can't happen in sport," said Sarah Fields, CU Denver.Change Comstock and Fields say would help prevent nearly half the concussions in women’s lacrosse. 2662

Former UN Secretary-General and Nobel Peace Prize winner Kofi Annan has died at age 80, his foundation confirmed Saturday.Annan, who was born in Ghana in 1938, served as the seventh UN Secretary-General, from 1997 to 2006, and was the first to rise from within the ranks of the United Nations staff.He had also been a member, since 2007, of The Elders, a humanitarian group of a dozen leaders and activists of worldwide stature formed by Nelson Mandela. In 2013, Annan became its chairman.The Kofi Annan Foundation confirmed his death with "immense sadness" in a statement posted on Twitter.Annan passed away peacefully Saturday morning after a short illness, with his wife Nane and their three children by his side during his final days, the statement said. 766

For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

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