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AUSTIN, Texas -- Voting is a critical part of the democratic process.“That’s the way our democracy is supposed to work. As citizens, we have the right to vote, but it’s also a responsibility of citizenship,” Travis County Voter Registrar Bruce Elfant said.Before you can vote, you have to register. Elfant says he’s proud of the participation this election season in Travis County, Texas, where Austin is located.“We’re very excited," Elfant said. "This year, we hit 97% of all eligible citizens are now registered to vote and that is a high mark for us.”It’s not just a high mark, it’s a record for the county. Considering the median age is 34, many of those who registered were young adults.At the University of Texas at Austin, located in Travis County, both Democrat and Republican students have been working hard to register their peers. Grant Rommel is the Chapter President of University of Texas College Republicans.“Both political parties are going to want to get the vote out as much as possible to make sure that they have a secured win," Rommel said. "It’s really created kind of a race to see who can register more voters and it’s really exciting to see that because we’re getting everybody to participate and be involved.”Alexandra Evans is the President of University Democrats at UT Austin. She says she’s been telling fellow students that voting is a right many people have fought for. She hopes to convince others that their vote truly does count.“When our generation turns out, we get people who actually represent our interests and we don’t have to settle,” Evans said.The recent pattern of young adults actively participating in elections could bring results we have yet to see in our democracy.“Typically the younger voter is the less likely voter," Elfant said. "As far as I’ve been around, that’s been the case. But in 2018, we saw that starting to change and I think we’re seeing it change more this year.”“Young people forever really, I mean even since the voting age was lowered to 18, have had the lowest turnout rates of any voting age group,” Democracy Fellow Tova Wang said.Wang is a Democracy Fellow at the Ash Center at the Harvard Kennedy School. For 20 years, she’s been researching voter suppression tactics and ways to increase voter participation. She says politicians don’t usually speak to the needs of younger generations, but this, year she says young adults are demanding change.“They have a very strong sense of wanting to have their voices heard on climate, social justice, economic justice, and I am not surprised that in addition to taking to the streets and social media, they’re now making their voices heard through the ballot,” Wang said.Evans says that 97% voter registration is proof hard work pays off, especially since she says the process of registering to vote is more complicated in Texas compared to other states.“It’s such a convoluted system," Evans said. "It’s very frustrating.”She says she has to balance getting adults enthusiastic about voting while also explaining the lengthy process of registering. According to Elfant, 40 states allow people to register online, but that’s not the case in Texas.“We’re still a paper-based system," Elfant said. "You have to find a voter registration card, you have to fill it out, you may have to turn it in, you may have to find a stamp and an envelope. That’s the way the process works and young people don’t really work that way anymore, and 40 other states don’t work that way.”Evans adds college students move a lot and may not understand they need to register at a new address.“And if you miss like a signature, or they can’t decipher one number, sometimes your whole voter registration can get messed up and that’s really frustrating and discouraging,” Evans said.Nonetheless, it’s clear that won’t stop them in Travis County.“Especially in general election years, the contentiousness of it gets really high and it seems that this one is extremely high compared to others,” Rommel said.Both Rommel and Evans say they’d like to see the momentum of young adults voting continue into the future.“When we keep voting, we can make sure that people know – that politicians know – that their job to represent us is not being taken lightly, it’s not being taken lightly, and we’re watching them,” Evans said.“This generation is going to be a force to be reckoned with,” Wang said. 4390

AURORA, Colo. -- When Amy and Marco Becerra adopted a 3-year-old Peruvian girl last April, they had no idea what kind of ordeal it would be to get approval for her to stay in the U.S.The Aurora couple, both U.S. citizens, had been living in Peru and had been taking care of their adopted daughter Angela since she was 12 days old.After getting clearance from the Peruvian courts to adopt Angela, they began planning to come back to the U.S. But Angela's application for immigration kept getting delayed."We had been reaching out to USCIS (United States Citizenship & Immigration Services) for over a year, asking and sometimes begging, and sometimes crying for help," Amy Becerra said. She said the people answering USCIS's 1-800 number would simply recite what was on their website, and that some of the information conflicted with information on another government agency website.Tourist VisaThe Becerras brought Angela to Colorado on a tourist visa, and continued their efforts to get Immigration officials to grant her citizenship.Earlier this month, they learned their request had been denied.It came as a shock."No one can believe that would happen to two U.S. Citizens," Amy Becerra said.The couple went public with their plight.Congressman gets involvedRepublican Colorado Congressman Mike Coffman then got involved. "What a broken immigration system that would even think about deporting a 4-year-old," Coffman said.On Thursday, Coffman held a news conference to announce that USCIS had reversed course."They said they re-opened it due to the complexities of the case," he said, adding that he believes the agency bowed to public pressure which was a result of all of Amy Becerra's hard work.The Becerras will now be able to reapply for Angela's citizenship papers.The Congressman's Communications Director Daniel Bucheli said it should be automatic since both parents are U.S. Citizens.He said Coffman offered to pay the ,040 application fee out of his own personal account."I feel very grateful," Marco Becerra said. "Another big door is open for my family. I'm feeling no more stress."Now, 4-year-old Angela can grow up knowing that her home is in Aurora, Colorado. 2301

Attending college from a laptop in your childhood bedroom might not be the experience you had in mind.But just because you’re not living in a dorm this fall doesn’t mean that expenses disappear. Your cost of attendance might have changed if you’re learning remotely due to COVID-19, but colleges will factor at-home or off-campus living expenses into your overall costs.And you can still use financial aid — including student loans — to pay for them.How cost of attendance worksColleges determine their own cost of attendance for each academic year. This amount factors in all of your direct costs including tuition, fees, room and board, as well as estimates for books, supplies, technology and transportation. Schools often have different cost-of-attendance calculations for students who live in dorms, off campus or even in another state.Your financial aid and student loans are applied first toward tuition and fees, then room and board. Any remaining funds are distributed to you to use for living expenses.Your aid package might shift if your cost of attendance changes.For example, you can borrow money only up to the total cost of attendance; if that number goes down, so does the amount you can borrow. And if any part of your aid package is pegged to living on campus and you no longer are, your aid could change.How cost of attendance is different this yearCost of attendance is adjusted annually, but some schools are modifying their calculations due to the pandemic. For example, Williams College, a private school in Williamstown, Massachusetts, reduced its cost of attendance for 2020-21 by 15%. Williams College is planning a hybrid of in-person and remote learning — students can live on campus if they want to.Schools that go fully remote will have few — or no — options for on-campus housing. And that could mean heading back to your parents’ house or finding off-campus accommodations.Your school might break down the cost of attendance according to your living situation. Here’s what 2020-21 looks like at the University of California, Berkeley, for example, where students will attend remotely for the start of the fall semester:Living in a campus residence hall: ,460.Living in an on-campus apartment: ,876.Living in an off-campus apartment: ,920.Living with relatives: ,492.If your school goes remote, the cost of attendance will be modified for all students. But if you have the choice to return to campus and stay home instead, you must let the college know your plans so your cost is adjusted.“It’s actually less expensive if students stay home and take classes remotely,” says William Hudson Jr., vice president for student affairs at Florida A&M University in Tallahassee, which is planning a hybrid approach.Cost of attendance represents the ceiling on what you can borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay, with interest, down the road. That means if you stay home rent-free or share an apartment with others to save on living costs, you’re way ahead in the long run.Here are some possible college living arrangements you’ll have in the fall and how to pay for them:Living on campus for in-person or online classesIf your school is operating an in-person or hybrid model where you live on campus, your cost of attendance won’t change, which means your financial aid won’t change either.But your campus could close during the school year due to COVID-19. If this happens, as it did to many colleges last spring, your school will likely reimburse a prorated amount for nontuition costs like room, board and facility fees.Multiple schools that are planning to open in person are also moving to remote instruction after Thanksgiving break. Some schools are also staggering move-in dates. Those factors could alter the total cost of room and board you’re paying this semester.For example, at Penn State University, students will start the fall semester in person but switch to remote learning in late November. To reflect this change, the cost of a standard double room was lowered by 7 — from ,427 to ,820 — and the midlevel meal plan was lowered from ,449 to ,193.Living off campus on your own or with roommatesLiving off campus, you won’t have room and board taken into consideration, but you’ll have additional expenses like rent, groceries and utilities. You can use financial aid to pay these bills.Colleges often use regional data and student surveys to come up with estimates for off-campus rent and utilities, and oftentimes those amounts aren’t too different from living on campus, says Jill Desjean, policy analyst at the National Association of Student Financial Aid Administrators. However, your school will always consider living off campus to be cheaper than living on campus.Montclair State University in New Jersey, for example, estimates that housing and meals for in-state students who live off campus will cost ,068 for the fall semester, compared with ,193 for room and board on campus.Living at home with your parentsYour expenses may be lower at home with your parents than living on your own or on campus, but colleges will factor into their estimates the costs your parents take on by having you home, Desjean says.“When you bring that student back in, the lights are on longer, you have to feed them so the cost of food goes up, heating — everything goes up,” Desjean says. You can use financial aid to offset your contribution to increased home bills.And remember that the school’s cost of attendance impacts how much financial aid you can get, but it’s an estimate rather than an exhaustive list. You might need additional technology and equipment to learn more effectively from home, such as a dedicated desk setup and laptop if you don’t have one.How to get more funds for living expensesIf you or your family run into financial difficulty during the school year, ask your school about getting more financial aid. This requires you to submit a financial aid appeal to your school with a letter and to update the Free Application for Federal Student Aid, or FAFSA.You might also qualify for emergency aid such as cash grants, completion scholarships, emergency student loans or vouchers.More From NerdWalletWhat Is College Cost of Attendance?7 Kinds of COVID-19 Relief for College StudentsCollege During COVID-19: Your Aid Questions AnsweredAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6470

At least 50 people were evacuated and two firefighters were hurt after a 5-alarm fire tore through an apartment building in Philadelphia.The fire broke out early Monday morning in the Overbrook section of the city. More than 100 firefighters battled the blaze and it took hours for crews to bring it under control. The cause of the fire is under investigation.The Philadelphia Fire Department tweeted at 6 a.m. that the blaze was under control and they would continue to put out hot spots. 497

As President Donald Trump attempted to sow doubt on this week’s presidential election during a Thursday news conference, several Republican lawmakers criticized Trump for his comments.Currently, Joe Biden is projected to be ahead in the Electoral College vote. Biden is ahead by a 264-213 margin, according to the Associated Press.Trump made a multitude of false and misleading statements to sow doubt into the legitimacy of the election. Among them, Trump said that he won the state of Michigan. Biden won Michigan by a 150,000- vote margin.Maryland Gov. Larry Hogan was among those who offered the strongest criticism of Trump. 637