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Luxury fashion house Prada is withdrawing products after some items displayed in a Manhattan storefront were seen as depicting blackface imagery.The products, part of Prada's Pradamalia line, were pulled Friday after images surfaced of some merchandise depicting monkey-like figures with black faces and large red lips.New York-based civil rights attorney Chinyere Ezie spotted the products at the Prada store in Manhattan's Soho shopping district by happenstance on Thursday after recently returning from a conference in Washington.While in the nation's capital, she visited the Smithsonian National Museum of African American History and Culture. She wrote on Facebook?that she was struck by how the items looked similar to images she saw in an exhibit on blackface at the museum and that seeing the products left her "shaking with anger."As of Friday afternoon, Ezie's Facebook post had been shared more than 9,000 times.Prada said?in a statement Friday that the Pradamalia products depict "imaginary creatures not intended to have any reference to the real world and certainly not blackface.""Prada Group never had the intention of offending anyone and we abhor all forms of racism and racist imagery. In this interest we will withdraw the characters in question from display and circulation," the statement read.Ezie said she felt Prada's response constituted the "same paltry excuses that we've heard throughout history about racist imagery," telling CNN affiliate WABC that Prada is "a multinational, multibillion dollar company. They can do their own research about what these painful images mean. There was no mistaking it, there was no ambiguity."The Pradamalia line of products was debuted by Prada last month and are described as "a new family of mysterious tiny creatures that are one part biological, one part technological, all parts Prada," according to their website. The figure was one of seven characters developed by the fashion house.Pradamalia imagery can be found on branded keychains, cell phone cases, clothing, jewelry, and various leather goods that range in price from 0 to 0.Another Italian luxury house also faced controversy recently for offensive videos and private Instagram messages, allegedly sent by Dolce and Gabbana co-founder Stefano Gabbana.The videos featured an Asian model struggling to eat Italian food with chopsticks, stereotypical Chinese music, and mispronunciation of the brand's name, with some interpreting this as mocking the way Chinese people say "Dolce & Gabbana." Screen captures of the Instagram messages appear to show a series of direct messages in which Gabbana complains about criticisms of the videos. The fallout led to the cancellation of a major fashion show in China. 2781

Michigan's tallest man has died. Michael D. Lanier, 48, of Troy, died Wednesday, April 25 at Beaumont Hospital. He was 7 feet 7 inches tall.Lanier and his twin brother, Jim, were in the Guinness Book of Records as the tallest identical twins in the world. Michael is survived by his wife Janet “Battani” Lanier of Troy and her children Christopher Campbell of Jackson & Kathryn Campbell of Troy, siblings: Jennifer (Michael) Toomajian of Troy, James (Michele) Lanier of Greenwood, Indiana, Gary (Traci) Lanier of Plymouth, MI., Also survived by nieces & nephews: Hunter, Jared, & Jessica Toomajian, Daniel & Sarah Lanier, and Kaden, Katherine, & Karl Lanier. No details have been released on the cause of death. 759

LOUISVILLE, Kent. - A Louisville Metro Police Department command officer has been removed from her position and will retire from the department after an email criticizing people who are part of Antifa and the Black Lives Matter movement as "punks" who are not important.NBC News reports that Maj. Bridget Hallahan wrote the email to fellow officers which said, in part, "I know it is hard to keep our thoughts and opinions to ourselves sometimes, especially when we, as a whole or as an individual, become the target of people in the public who criticize what we do without even knowing the facts."These ANTIFA and BLM people, especially the ones who just jumped on the bandwagon 'yesterday' because they became 'woke' (insert eye roll here), do not deserve a second glance or thought from us."The email goes on to say, "Our little pinky toenails have more character, morals, and ethics than these punks have in their entire body. Do not stoop to their level. Do not respond to them. If we do, we only validate what they did. Don't make them important, because they are not. They will be the ones washing our cars, cashing us out at the Walmart, or living in their parents' basement playing COD for their entire life."Interim LMPD chief Robert Schroeder said Hallahan admitted to writing the email and took responsibility for her actions and said she will retire from the force on Oct. 1.This story was first reported by WLEX in Lexington, Kentucky. 1457

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

MEXICO CITY (AP) — Mexico's Economy Department said Tuesday that U.S. consumers could pay 38% to 70% more for tomatoes after the U.S. Commerce Department announced it would re-impose anti-dumping duties on Mexican imports.The Mexican agency said the country exports about billion in tomatoes to the United States and supplies about half the tomatoes the U.S. consumes annually.It said that many small- and medium-sized Mexican tomato exporters won't be able to pay the deposits required to export. Tomatoes are Mexico's largest agricultural export after beer and avocadoes, and tomato growing and harvesting provides about 400,000 jobs in Mexico.But the deposits required to comply with the 17.5% U.S. tariff would amount to about 0 million, money that many Mexican producers don't have.RELATED: Mexico price dispute leading to avocado shortageIn March the Commerce Department announced it was ending a 2013 suspension agreement in which Mexican growers promised to sell at fair prices, and that it would reinstate the 1996 tariffs. The Mexican government said its growers continue to negotiate with the U.S., and expressed hope that another agreement, like ones that have been in place for 23 years, could be reached.U.S. growers, mainly in Florida, say Mexican tomato producers charge below fair prices; U.S. growers also have a hard time competing with Mexico's extremely low wages.However, the availability of Mexican tomatoes has increased the availability of fresh tomatoes year-round and helped lead to an increase in U.S. tomato consumption from an average of about 12 pounds per person in the 1980s to almost 21 pounds in 2011. 1650

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