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SACRAMENTO (AP) — California on Thursday temporarily banned insurance companies from dropping customers in areas affected by more than a dozen recent blazes, invoking a new law for the first time as homeowners in the wildfire-plagued state struggle to find coverage while carriers seek to shed risk.The order from Insurance Commissioner Ricardo Lara will last for one year, and it only covers people who live inside or next to the perimeter of 16 different wildfires that burned across the state in October. The Department of Insurance estimates the moratorium will affect 800,000 policies covering millions of people in portions of Los Angeles and Riverside counties in Southern California and Sonoma County in the northern part of the state.The move comes as regulators are aggressively trying to assist homeowners in wildfire-prone areas who say they are being pushed out of the commercial insurance market as climate change makes fires larger and more frequent.RELATED: Cal Fire: Acres burned across the state is much lower in 2019 than 2018Seven of the 10 most destructive wildfires in California history have happened in the last five years — including 2018′s Camp Fire, which destroyed roughly 19,000 buildings and killed 85 people in and around the Northern California town of Paradise. That blaze alone generated more than billion in insurance claims, according to the Department of Insurance.Since 2015, state officials say insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data does not include information on how many people were able to find coverage elsewhere or at what price.One of those homeowners is Sean Coffey, who said he and his wife have struggled to maintain fire insurance on their home in Oakland.“The pattern repeated itself almost every year since we bought our house. We would have (coverage) for 10 months. In the fall, we would get a notice we are being dropped,” he said.RELATED: Study: Alien grasses are making more frequent US wildfiresCoffey now buys fire insurance from the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to sell policies to people who can’t buy them through no fault of their own. He must purchase a second policy to cover risks other than fire.FAIR Plan policies in wildfire-prone areas have grown an average of 8% each year since 2016, according to the Department of Insurance. Last month, Lara ordered the FAIR Plan to begin selling comprehensive policies next year that cover more than just fire damage. FAIR Plan Association President Anneliese Jivan called that order “a misguided approach,” saying it will make all of the plans more expensive.Lara has the authority to order the moratorium under a bill he authored while in the state Senate last year that was signed into law by former Gov. Jerry Brown. The law took effect in January, and this is the first time regulators have used it.In addition to ordering the moratorium, Lara called on insurance companies to voluntarily stop dropping customers solely because of wildfire risk.RELATED: Bigger, longer blackouts could lie ahead in California“I believe everyone in the state deserves this same breathing room,” Lara said.A spokeswoman for the American Property Casualty Insurance Association did not immediately respond to a request for comment.While state officials rush to assist homeowners, a new report from California Auditor Elaine Howle said the state did not do enough to protect non-English speaking, elderly and other vulnerable residents during three of the state’s most devastating fires in recent years.The audit covered Butte County, site of 2018′s Camp fire, plus the 2017 Thomas Fire that burned more than 281,000 acres in Ventura County and 2017 fires in Sonoma County that killed 24 people. The audit found none of the three counties had assessed its residents to determine who might need extra help and whether resources were available to help such people, such as transportation, during a natural disaster.The audit also scolds the state oversight agency, the Governor’s Office of Emergency Services, for failing to assist counties in developing such plans and reviewing any plans in place.Howle says it was impossible to determine whether lives could have been saved “if the counties had planned differently or more fully implemented the best practices”her office recommends in the report.” But she noted that “inadequate plans and insufficient planning are proven contributors to failure.” 4561

SACRAMENTO, Calif. (AP) — Companies affiliated with Gov. Gavin Newsom received nearly million in loans designed to help small businesses survive the pandemic. Newly released information from the federal government reveals more than eight times the amount of loans originally reported. The governor put his business holdings into a blind trust before he took office and so would not have participated in the decision. But the disclosure comes as he already is battling criticism that he is elitist despite his protests that he is a proud small businessman and entrepreneur. Nine businesses tied to Newsom’s PlumpJack Group split the nearly .9 million in loans. The watchdog group Project On Government Oversight says it was a surprisingly large loan. 762

RIVERSIDE, Calif. (AP) — Police say a man who was suspected of burglarizing a vehicle was fatally hit by another car as he fled the Southern California scene. The 35-year-old man allegedly stole property from a car in Riverside, California, around 9:30 p.m. Thursday. The man's name has not been released. Authorities say the vehicle’s owner confronted the man, who ran away while discarding the items from the car. As he fled, the man tripped and fell into the path of a 2014 Mitsubishi Outlander. Police say the Outlander struck the man, who later died at a hospital. The Outlander’s driver was not injured and is cooperating with police. 648

Robert Trump, President Donald Trump’s younger brother, has died, the White House confirmed late Saturday. The cause of his death was not immediately known.President Trump visited his brother at a New York City hospital on Friday, one day before his brother’s passing.President Trump issued a brief statement following his brother’s passing:“It is with heavy heart I share that my wonderful brother, Robert, peacefully passed away tonight. He was not just my brother, he was my best friend. He will be greatly missed, but we will meet again. His memory will live on in my heart forever. Robert, I love you. Rest in peace.”On Friday, the president addressed his brother's condition before heading to New York City. "I have a wonderful brother," Trump said on Friday. "We've had a great relationship for a long time, from day one, so long time ago. And he’s in the hospital right now. Hopefully he’ll be alright, but he’s – he’s pretty – he’s having a hard time."Robert Trump, who also was a prominent member of the Trump Organization, was one of President Trump's four siblings. Robert Trump was preceded in death by their oldest brother Fred Trump Jr, who died in 1981. The president has two surviving sisters, Maryanne Trump Barry and Elizabeth Trump Grau.Joe Biden, Trump's opponent in this year's election, released a statement early Sunday following the announcement. "Mr. President, Jill and I are sad to learn of your younger brother Robert’s passing," Biden said. "I know the tremendous pain of losing a loved one — and I know how important family is in moments like these. I hope you know that our prayers are with you all." 1640

SACRAMENTO, Calif. (AP) -- California Gov. Gavin Newsom signed two laws aimed at protecting workers from the coronavirus.SB 1159 makes people who have the coronavirus eligible for workers compensation benefits. AB 685 requires companies to warn their employees if they have been exposed to someone who has tested positive for the disease.Business groups opposed both laws, calling them vague and unworkable.Newsom said the laws prioritize the state's workforce.The governor signed both laws on Thursday during a Zoom call with supporters.The workers compensation law takes effect immediately. The notification law takes effect on Jan. 1. 645