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As coronavirus cases surge throughout the US, there is an apparent strain on labs conducting tests.Quest Diagnostics said on Tuesday that it is processing 50% more tests per week than at the end of September. This has caused a slight delay in priority tests for high-risk patients and essential workers.“We will continue to expand our physical capacity, with the addition of new testing instruments and related equipment,” Quest said. “We also intend to expand our lab referral partner program. And we will continue to strive to provide the fastest testing for priority patients, which includes those who are hospitalized, pre-surgical or receiving care in congregate settings, such as nursing homes.”LabCorp says it is still processing coronavirus tests in one to two days. The company is conducting 210,000 coronavirus tests per day, but has the capacity to do 300,000 a day.With Thanksgiving just a week away, there is concern that the holiday will cause increased testing demand. In addition, a number of states are requiring visitors to get tested upon entering the state."We are concerned about Thanksgiving," Brett Giroir, the assistant secretary for health at the U.S. Department of Health and Human Services, told ABC News. "In terms of post-Thanksgiving surges and testing, we really are going to create as many tests as possible, of as high quality as possible. Get them to as many people as possible."Massachusetts Gov. Charlie Baker said he is concerned that the holiday in part is responsible for the surge in testing from people planning to travel this Thanksgiving.“It’s pretty clear, based on those lines, that a lot of people are going to travel over the holidays,” Baker said. “And there’s not much, at this point, that we can do other than say we think that’s not a great idea.” 1806

An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

An Ohio couple was stunned to find a Nazi symbol on a pizza they picked up from Little Caesars Pizza Saturday night.Jason Laska was running an errand for his wife and picked up a pizza from the Little Caesars in Brook Park.“I walked in. I said, ‘What do you guys have left?’ And they said a pepperoni and a cheese and I said ‘give me the pepperoni,’” Laska said.He told WEWS he paid for the grab-and-go pizza but didn’t look inside the box until he got home, but his wife said she was disgusted to find pepperonis carefully arranged in the shape of a backward swastika. So my husband stopped at #LittleCaesars for a quick bite, husband brings this home! I’m truly disappointed. This is truly saddening and disturbing and not funny at all! These aren’t funny jokes and shouldn’t be made period and on company time?! ???????????????????? pic.twitter.com/zQaXecN2se— misty laska (@LaskaMisty) June 28, 2020 “I look at it like with my head back a little and I’m like, ‘Oh My God,’” Misty Laska said.A spokesperson for Little Caesar Enterprises, Inc. denounced racism in a written statement and confirmed the employees responsible for the swastika were immediately fired.“We have zero tolerance for racism and discrimination in any form, and these franchise store employees were immediately terminated. We’re deeply disappointed that this happened, as this conduct is completely against our values,” Jill Proctor said. “We have also reached out to the customer to discuss this personally with him.”Jason Laska said he is stunned someone would have the audacity to create an image like that amid the current civil unrest in America.“These are the kinds of things that are continuing to fuel the hate and the confusion that exists in the country and in the world,” Laska said.He added he was contacted by both Little Caesar Enterprises, Inc. corporate offices and the franchise owner who apologized for an insensitive joke between employees.“Two of the employees kind of were, I guess, egging each other on, or one was egging the other on to play a joke on a third employee that was there,” Laska said. “That was why it was not cut or anything like that. They made it as a joke and it was never intended to go out to a customer, but it did.”The couple hopes the experience will be a teaching lesson for the employees who are allegedly under the age of 18.“What repercussions are they getting from that, just termination?” Misty Laska said, “When they can just go right down the street and find another job?”They told News 5 they chose to share their experience to encourage others to learn the history and hateful symbolism behind the Nazi slogan.“Even in a joking manner it’s absolutely unacceptable,” Jason Laska said.Misty Laska, who was the first to discover the hateful prank, encourages others to speak up when they hear or see people committing racist acts.“We’re trying to get rid of racism. It’s like, we’re done with that kind of stuff,” Laska said, “Just to remind people that keep saying, ‘There’s no racism,’ it’s like, yeah there really is still racism and right here is your proof.”WEWS' Emily Hamilton and Courtney Shaw originally reported this story. 3168

An Ohio woman is filing a lawsuit against the Montgomery County Jail claiming excessive force was used against her.Marsha Pate-Strickland is suing the Montgomery county jail for this video-tapped incident.It happened back in 2015.Pate-Strickland says it all began when she asked a corrections officer at the jail if she could exchange her juice for milk.In the video, you can see the officer grab her and slam her to the floor.Pate-Strickland said she complained that her arm and shoulder were injured. But she refused medical attention.Now she claims she has permanent and debilitating injuries.Officials with the Montgomery County jail have not commented on the lawsuit. 710

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549