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"Different from traditional financial services institutions, customers can apply for loans just through the internet, which has greatly improved efficiency and convenience for them," Zhang said.

"E-commerce has created many business opportunities in rural areas," he said, adding that even the most remote and poor villages are connected with e-commerce.

"Despite all their efforts to date, they have failed to find the convergence of their interests or common ground", Wang said, adding that each side has underplayed the other's desire for a deal. Both sides have latched onto their own demands and principles, which has blurred the prospects of the dialogue process and exacerbated their mistrust.

"Despite these challenges, we see a route to profits for the mobility industry, not only in China but throughout Asia's developing markets, from Indonesia to India," said Tsang.

"Eastern and southern provinces, like Guangdong, used to be big attractions for migrant workers. However, the economic slowdown triggered the upgrading of many labor-intensive jobs into more technological ones, saving labor costs," Wen said. "Then, the factories were mostly moved to central and western regions. That's why the western provinces registered such a remarkable increase in migrant workers."