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(KGTV) - Is a Danish bank really now offering the world's first negative interest rate mortgage?Yes.Jyske Bank has begun offering a 10-year mortgage at -0.5%Borrowers will make a monthly repayment as usual, but the amount still outstanding will be reduced by more than the borrower has paid.The bank can do this because it's able to borrow from institutional investors at a negative rate and is passing it along to customers.Of course, there are still fees and charges, so in the end the borrower will likely end up paying back a little more than they borrowed. 569

(KGTV) - As parents and children prepare for a new school year, a study shows California schools do not earn top grades compared to other states. California ranked 38th among the 50 states and District of Columbia in 29 categories, according to the Wallet Hub study. Data considered to measure quality included graduation rate, dropout rate, math and reading test scores, Advanced Placement exam scores, student-teacher ratio, and SAT and ACT results. Safety was measured by number of school shootings, share of high school students who were armed, participating in violence, or access to illegal drugs, school safety plans, youth incarceration rates, and safety grades of roads around schools. California was 4th best for the percentage of threatened or injured high school students. The state came in last for its student-teacher ratio. Other key rankings: 44th – Math Test Scores 38th – Reading Test Scores 32nd – Median SAT Score 16th – Median ACT Score 22nd – % of Licensed/Certified Public K–12 Teachers 34th – Dropout Rate 7th – Bullying Incidence Rate Top states for education included Massachusetts, New Jersey, Connecticut, Virginia, and Vermont. The worst states were West Virginia, Mississippi, Arizona, Louisiana, and New Mexico. 1252

(KGTV) - Fact: students with involved parents, no matter their income or background, are more likely to:Earn higher grades and test scores, and enroll in higher-level programsBe promoted, pass their classes and earn creditsAttend school regularlyHave better social skills, show improved behavior and adapt well to schoolGraduate and go on to post-secondary educationIs your child in a position to succeed? Are you in a position to help? Much of what you need for a positive start to the school year is available online, if you know where to look. 10News has done the navigation for you and put together this web guide for your district.District OverviewWarner Unified School DistrictEd-Data provides you with interactive, at-a-glance information about your district, including:Student DemographicsStudent PerformanceLocal Revenue ElectionsFinancial DataSchool Directory/District MapsClick here for a list of schools in the districtNew to the district? Click here to find your school by address.Click here to access maps of school boundaries.Bell Times/Bus InformationWhen does school start? When do classes end? And when does the bus show up? Here are the links you need, including how to get in touch with the Transportation Department.Bell times/bus schedule (contact individual schools)Transportation Services: Parent informationSchool MenusClick here for the most recently posted menus for breakfast, lunch, and snack options for each grade level.Click here for nutrition services information and FAQs, such as making special dietary requests.Parent PortalClick here for the District's main parent resource page. Turn to this website for information about important district forms, engagement opportunities, and parent FAQs.AccountabilityIs your school showing academic progress? How much is the district paying its administrators? How many discipline problems are there in the classroom? 10News has collected the data to help hold your district accountable.Transparent California: District Salary DataSchool Accountability Report Cards (SARC)Classroom Behavior/DisciplineSchool BoardThe Board of Education provides policy and financial oversight for the district.Main Page 2186

(KGTV) - Are political protesters in Hong Kong using wearable projectors to avoid being caught by facial recognition technology?No.The face projector seen in a viral video was an art project created by students at a school in the Netherlands.One of the students who worked on the project said the wearable projectors were never manufactured and were never intended for political purposes. 396

(CNN) -- Lifeguards in Huntington Beach, California, were reminding swimmers to shuffle their feet when they go into the ocean after 176 people were stung by stingrays in just one day.A record number of people were stung on Saturday, authorities told CNN affiliate KTLA.It may sound like a scene from a monster movie, but the rays weren't on a stabby rampage attacking beachgoers' lower legs.Warm weather brought lots of people to the beach during low tide."When you have people in the water with lower tides like that, they make their way out to where the stingrays reside and, unfortunately, people step on the stingrays and that's when they get stung," Lt. Eric Dieterman of the fire department's Marine Safety Division told KTLA.Lifeguards had people soak their injuries in bags of warm water to help ease the pain from the stings.There were fewer people in the water on Sunday after the weather got cooler, KTLA reported, and the number of stings went down.Dieterman said lifeguards warned people to stay out of the water through Monday.Stingrays are flat, bottom-dwellers that like to hang out partially covered in the sand in shallow, temperate waters.Their primary defense is camouflage, but they will sting if stepped on or disturbed. That's why experts recommend swimmers shuffle their feet when they walk in the water to produce vibrations that scare the rays away.Stingray injuries can usually be treated with warm water, antibiotics to prevent infections and possibly a tetanus shot, according to SeaGrant California. In rare cases, a doctor may have to remove a stinger if it breaks off in the wound.Legendary television star and conservationist Steve Irwin died in 2006 when a stingray barb went into his chest while he was filming a documentary in Australia.Huntington Beach resident Lee Perkins told KTLA that he was stung two weeks ago and that the wound got infected."It's definitely a searing nerve pain and it's pretty intense," Perkins said.Perkins said he's grateful that his 10-year-old son, who was swimming nearby, wasn't stung. 2062

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