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The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983

The last few months of 2018 saw an uptick in domestic terror arrests compared to some other quarters in recent years, a senior FBI official said.Nearly 25 were arrested over the last three months of 2018, said the official, who did not provide more recent data.The domestic terror arrests include but are not limited to far right/white nationalists. The official did not provide an explanation for the increase in that quarter.The FBI has approximately 900 open domestic terror investigations, the official told CNN. These are separate from international terrorism investigations that, for example, involve plots related to ISIS and al Qaeda, including so-called "lone wolf attacks."Notably, there are not domestic terror statutes in the US that allow for specific domestic terror charges. Prosecutors use other violations — such as of weapons possession laws — to charge people accused of plotting domestic terror attacks. Recently, a Coast Guard officer accused of seeking to kill politicians and journalists was charged with firearms and drug violations. And last year, a man espousing anti-Semitic views opened fire on a synagogue in Pittsburgh.Some recent case examples include:Christopher Paul Hasson — a Coast Guard lieutenant arrested last month on firearms and narcotics charges stemming from an FBI investigation that unearthed plans Hasson had for a 1373

The Colorado marijuana industry has now resulted in more than billion in revenue for the state, the Colorado Department of Revenue announced this week.Revenue from marijuana taxes, licenses and fees hit just over .02 billion, according to the department's latest monthly report. 296

The House of Representatives passed an annual defense authorization bill on Wednesday with a provision that provides all federal workers with 12 weeks of 166

The Los Angeles Police Department is investigating an incident recorded on video and widely shared on social media that shows security staff forcefully removing transgender patrons from a downtown bar on Friday.A group of eight employees from Bienestar Human Services, which focuses on health issues in Latino and LGBTQ communities, were celebrating at Las Perlas bar after the first day of a local LGBTQ festival when a couple began directing "transphobic slurs" at their table, Khloe Rios told CNN.Rios is the manager of Transgeneros Unidas, the Bienestar team focused on advocacy for transgender and non-binary people.Rios said that at first, she and her group, which included transgender women of color, gay men of color and a gender non-conforming person, told the couple to leave them alone. The two seemed drunk, Rios said, so her group didn't take them very seriously.Then, Rios said, the man became physically aggressive toward one of her coworkers. She said her group immediately tried to protect their coworker from being harmed."We just wanted to protect each other," Rios said. "We were trying to get them off our backs. We didn't want no confrontation but they were being very violent."Rios said the bar's manager and security personnel soon arrived and tried to de-escalate the situation. She said they asked the couple to leave and started "gently" escorting them outside, but handled her group forcefully.In the video recorded by Rios that went viral, one person is seen repeatedly screaming, "Don't touch me like that," as they are forcibly grabbed by bar security, slammed against a wall and thrown out.Another security staff member is seen grabbing another individual in a chokehold, dragging them across the bar, and also throwing them out."What happened?" the individual being dragged outside can be heard asking.Cedd Moses, CEO of Pouring with Heart, the hospitality group that owns Las Perlas Bar, said in a statement that the manager on duty asked two groups of guests to leave after an "escalated verbal altercation broke out." He added that the company has "zero tolerance for this type of behavior.""The guards removed the guests that were not compliant with the manager's request to leave and did so in accordance with company policy," the statement read.Rios said her group wasn't asked to leave until they were already being escorted out."They ask the husband to take the wife to go outside, and they just turn to us and start picking up," she said. "They never asked us to leave. They asked us to leave when we were being pushed out."Rios said that police eventually arrived at the scene, but that the other couple involved in the incident had fled by then. She said her group filed a hate crime incident report with law enforcement.LAPD acknowledged the incident on Twitter and said it could not comment on an ongoing investigation."Whether in public, or inside of a private establishment, all Angelenos deserve the freedom to coexist in harmony," the department 3008

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