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FORT PIERCE, Fla. - Residents in a Fort Pierce community on Hutchinson Island had a special surprise for Joseph Malizia.They gave the 22-year-old man with special needs a box full of flags Thursday to replace the ones that had been stolen from him recently."I love it. I love that they care about me," Malizia said when looked at the flags from all over the world packed in the box."The community wanted to show Joseph there are more good people," Heather Thomson said.Neighbors in the Mariner Bay community said they often see Malizia waving different flags at the beach and along State Road A1A and in the neighborhood.His father said Malizia took a liking to flags as a child while attending his brother and sister's surfing tournaments. WPTV "Every event they have a big parade, lots of flags, all the nations, kind of like a mini Olympics, and Joseph would partake in the flag carrying," David Malizia said.Joseph Malizia was now planning how to display his new flags, which made his neighbors smile."What better time to have a feel-good moment than during everything going on right now," Thomson said.This story was first reported by Matt Sczesny at WPTV in West Palm Beach, Florida. 1227

FORT LAUDERDALE, Fla. — A family is suing over the fatal December shooting of a Florida UPS driver who was taken hostage by two robbers and killed in a torrent of gunfire after he and the suspects got stuck in rush-hour traffic. Attorneys representing the two young daughters of driver Frank Ordonez filed the lawsuit in Broward County on Wednesday. They say officers from several agencies acted negligently when they opened fire on the van when he got stuck in traffic. The Dec. 5 gun battle happened on national television after a long chase. Ordonez, the two robbers and a nearby driver all died. The police agencies declined comment Wednesday. 655

For any Floridian who lived through the 2000 presidential election, the word “recount” may send shivers down your spine.At the time, the presidential race between Texas Gov. George W. Bush and Vice President Al Gore came down to Palm Beach County.Then-Supervisor of Elections Theresa LePore was under fire for her design of what came to be known as the “butterfly ballot,” which left many voters confused and led to overvotes and unintentional votes for the wrong candidate.The visually challenging punch card ballot design turned an estimated 2,800 would-be Al Gore voters into Pat Buchanan voters in Palm Beach County. 628

Fox News said on Monday that it would no longer air an ad calling for President Trump's impeachment, a move that came after Trump seemingly responded to the 60-second spot by attacking the billionaire Democratic donor featured in it on Twitter."Due to the strong negative reaction to their ad by our viewers, we could not in good conscience take their money," Jack Abernethy, co-president of Fox News, said in a statement.A Fox News spokesperson declined to say exactly how the network measured the negative reaction the ad drew and how it determined the negative reaction met a threshold that necessitated no longer airing it.Television networks have wide latitude about the commercials they air. Ads with totally false claims are occasionally rejected. But Fox's decision -- shelving an ad because viewers complained -- is highly unusual.The ad, produced by a group backed by Democratic megadonor Tom Steyer called Need To Impeach, features Steyer outlining a case for impeaching Trump, framing the president as a "clear and present danger" who is "mentally unstable and armed with nuclear weapons." It directs viewers to sign an online petition.The ad has been running elsewhere on TV, including CNN and MSNBC and some local broadcast TV stations, including ones owned by Fox's parent company. There is also an online component to the ad campaign.The 60-second spot ran on Fox News three times on October 27. After one of the ads aired during "Fox & Friends" that morning, Trump seemingly responded to it, labeling Steyer in a tweet as "wacky & totally unhinged."On Friday, Steyer announced on MSNBC's "All In With Chris Hayes" that Fox News was refusing to air week two of his ad buy. Need To Impeach, which had purchased seven slots to air that week, said in a press release that it was first informed by Fox News of its decision on October 31.A representative for Need To Impeach said the group was told it would be refunded for the second week of its ad buy since none of the ads ran. It's unclear whether Fox News, which said it "could not in good conscience" take money from the group, would refund Need To Impeach for the three ads that did run on its network. The Need To Impeach representative said it has not received any refund thus far. A Fox News spokesperson declined to comment.Brad Deutsch, an attorney representing Need To Impeach who sent a letter to Abernethy on Friday accusing Fox News of breaching its contract, told CNN he believed that Fox News' decision to pull the ad raised larger questions about the network's programming."Fox News is admitting that they don't provide their viewers with information if the information will upset their audience (i.e., impact their bottom line by losing audience)," Deutsch said in an email."It makes you wonder whether they are making the same calculations with decision about news content," he continued. "Is Fox setting news judgment aside and censoring news stories because they fear a 'strong negative reaction" from their audiences?"Fox's decision may have ultimately drawn even more attention to Steyer and his ad campaign. He tweeted on Monday: "Fox News trying to silence the 1.7 million who have already signed our impeachment petition." Then he promoted a link to the petition.The-CNN-Wire 3280

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

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