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From right, actors Luigi Lo Cascio, Linda Caridi and Laura Morante with director Daniele Luchetti and actor Adriano Giannini pose during the photo call for the movie Lacci opening the 77th edition of the Venice Film Festival at the Venice Lido, Italy, Tuesday, Sept. 2, 2020. The Venice Film Festival will go from Sept. 2 through Sept. 12. Italy was among the countries hardest hit by the coronavirus pandemic, and the festival will serve as a celebration of its re-opening and a sign that the film world, largely on pause since March, is coming back as well. (AP Photo/Domenico Stinellis) 597

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

General Motors recently announced that it would be shutting down five car factories in the United States and Canada and cutting 14,000 jobs. GM said at the time that factory workers would be offered jobs at other facilities where production is being increased and on Friday it offered an update on how things are going.Of the jobs GM plans to cut, 2,800 are hourly employees in the United States. These are generally assembly line workers who punch in and out for work each day as opposed to employees who are paid a salary.The automaker announced Friday that 1,100 of those hourly workers have volunteered to transfer to jobs at other factories, such as GM's Flint, Michigan, truck plant where heavy duty pickups are built and the Toledo transmission plant in Toledo, Ohio. Another 1,200 workers in that group are eligible for retirement, the company said.The US plants GM is shutting down are in Michigan, Ohio, and Maryland. These plants mostly made sedans, which have fallen out of favor as customers have shifted toward crossover SUVs and trucks.GM also said last month that Canadian workers would be offered jobs at other plants in that country.In total, the company announced it would cut 6,000 hourly and 8,000 salaried positions. In October, the company offered voluntary buyouts to 18,000 workers.GM CEO Mary Barra has said she wants to save money and reposition the company for future investments in autonomous driving technology and electric cars. She wants to do this now, she has said, rather than waiting and cutting jobs during an economic crisis."Today, we have a plan for the majority of employees currently working at our impacted plants in Maryland, Michigan, Ohio and Oshawa, Canada that includes job opportunities at other GM facilities," Barra tweeted Friday. "We're committed to doing the right thing, for the future of GM and our people." 1901

Heavy rain is forecast to continue falling in Pennsylvania and New York, with flood warnings in place Tuesday through Wednesday in some areas.Rising water levels over the weekend and Monday prompted evacuations and emergency declarations in Pennsylvania where water rescues included that of 215 girls on a rafting trip.Images posted to social media showed torrents of brown water sweeping through streets and under bridges.The worst flooding has been west of Philadelphia to Reading and Allentown, CNN meteorologist Michael Guy said, with the heaviest rain set to move farther north into New England Tuesday. 616

GLENDORA, Calif. (CNS) - A chase suspect who allegedly stole drills led authorities on an over two-hour pursuit Tuesday afternoon from Glendora to downtown Los Angeles, at one point stopping at a gas station to fill up his tank.The chase started about 4:10 p.m. after the suspect allegedly stole drills from The Home Depot store located at 1305 S. Lone Hill Ave., according to Lt. James De Mond of the Glendale Police Department.By 5:10 p.m., the suspect was in the unincorporated Avocado Heights area near Industry, where he pulled into a gas station near Valley Boulevard and Santa Mariana Avenue.It appeared that one person ran from the vehicle, and the driver stood outside the vehicle for a couple of minutes before getting back inside and driving westbound on Valley Boulevard.Shortly after, the suspect pulled into another gas station near Valley Boulevard and Peck Road, and ran inside the store to apparently pay for gasoline. He pumped gas briefly then got back onto Valley Boulevard.He drove on multiple freeways throughout the pursuit, including the Long Beach (710), San Bernardino (10), Pomona (60) and Santa Ana (101) freeways, where he exited at Fourth Street and drove into downtown Los Angeles.It was not immediately clear what happened to the suspect after he entered downtown Los Angeles about 6:20 p.m. 1331

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