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'Tis the season to shop till you drop, but before you pull out your wallet, check out these tips on saving some cash.No, it’s not through couponing or searching for deals online. It starts with what you do when you walk through the doors of a store. Whether you're aware of it or not, a store is laid out in a very specific way to get you to spend more.Those huge shopping carts are always conveniently placed right as you walk in, but the small baskets seem harder to find. The store's hope is that you'll fill up that shopping cart with more items than if you had a small basket. Gone are the days of stores playing elevator music to create a sense of calmness. Now, it’s all about upbeat music to create a happy atmosphere, hoping you want to stay and shop longer. Just like speed bumps on a road, stores place tables, clothing racks and other obstacles around businesses to get customers to slow down and look at more items. How about those big signs that say, “buy one, get the next one half off?” Seems like a great deal, that is if you’re planning on buying two. If you only need one, buying another half off is still getting you to spend more than you were planning.And when you're ready to try on clothes, don't be tricked by the sale rack that’s usually placed right by the dressing rooms. It's one last chance for stores to get you to pick up more items. Oh and here's one last tip: you're going to see a lot of discount signs with 10, 20 maybe even 50% off an item, but consumer experts say nothing is a deal unless it's 30% off or more. 1561
There is an urgent need for more healthcare workers nationwide.Recruiting firm NuWest Group is working to find 200 nurses before the end of this week. Specifically, they want intensive care unit (ICU) nurses who will travel to the hardest hit areas, like New York City.“What all these facilities are gearing up for is this middle of April timeline, so the big rush to get these nurses to where they need to be before the peak hits,” said Mona Veiseh, President of NuWest Group’s Healthcare Division. NuWest Group says it wants to speed-up nurses becoming licensed to work in other states. They did this in Washington state. New York is already willing to look at any licensure across the country.Nurses are being paid more incentives to work where the greatest need is. Mona Veiseh says the pay rates for ICU nurses and registered respiratory technicians are the highest she's seen in her 14 years in the business. She's also seeing many nurses already answering the call to go where there is need.“I have seen entire units lend groups of ICU nurses to other units across the country trying to get the nurses to where the outbreaks are the most significant,” said Veiseh. Another unprecedented measure – nurses and medical students are being fast tracked to work in hospitals earlier. Some nurses in New Jersey are working in field hospitals for their final semester instead of going to school. Students at New York University’s school of medicine will start their internships at hospitals in the city three-months early.NuWest Group has 1550

The University of Phoenix settled a legal battle with the Federal Trade Commission on Tuesday, by agreeing to eliminate 1 million in student debt and pay million to the FTC, the FTC announced. The settlement marked a record for the FTC."This is the largest settlement the Commission has obtained in a case against a for-profit school,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. “Students making important decisions about their education need the facts, not fantasy job opportunities that do not exist."The FTC sued the University of Phoenix for deceptive marketing to potential students, leading students to believe that the university worked with employers such as Microsoft and Adobe to create job opportunities. An example the FTC showed was of a TV advertisement that claimed that the University of Phoenix had a "growing list" of 2,000 partners while displaying logos for various large companies. In reality, these companies did not provide special job opportunities for students. The FTC will use its share of the settlement for consumer redress. The remaining 1 million will go to cancel student debt owed by former students who were enrolled around the time they were likely exposed to the university's deceptive advertising. The University of Phoenix said in a statement that it denies any wrongdoing. "After cooperating fully with the FTC’s inquiry, the University is pleased to have reached this settlement agreement and resolved this matter, which principally focused on a marketing campaign that ran from late 2012 to early 2014," the statement read. "The campaign occurred under prior ownership and concluded before the FTC’s inquiry began. The University continues to believe it has acted appropriately and has admitted no wrongdoing. "This settlement agreement will enable the University to maintain focus on its core mission of improving the lives of students through career-relevant higher education, and to avoid any further distraction from serving students that could have resulted from protracted litigation, as well as the time and expense of the litigation itself."Here is what's next for those former students affected by the settlement, according to the University of Phoenix:As determined by the terms of the settlement, a certain designated population of students who first enrolled between October 1, 2012 and December 31, 2016 are eligible for relief from accounts owed directly to the University. Other debts, including, but not limited to, federal student loans, are not covered and remain due pursuant to their terms.The University will automatically release outstanding account balances for this designated population of students. These students do not need to take any action. The University will notify them and manage the processing of their debt forgiveness.The University will ask the credit reporting agencies (Experian and Equifax) to delete the official record of debt for outstanding account balances for this designated population of students. The credit reporting agencies will then be responsible for processing any updates to the affected students’ credit reports.To the extent that access to diplomas or transcripts was restricted for these students because of the previously outstanding balance, the University will lift that restriction and will make official transcripts available upon request for this designated population of students at the cost of the published transcript fee. This will allow these students to more easily pursue further higher education if they choose. 3578
The woman lives alone, but she's rarely lonely. Friends stop by most mornings, and a niece looks in weekly. Still, most of her afternoons and evenings are spent sitting in her chair, looking at the clouds and sky through a picture window. The caller sounded nice."Good afternoon," he said in a cheery voice, asking whether he could use her first name. She couldn't remember entering the sweepstakes, but he assured her that she had and that it didn't matter: What matters, he said, is that she'd won. "And what you've won is a unique investment opportunity," he explained. If she sent 0, she'd receive ,000 in return -- 10 times return on investment."She transferred 0 from her bank to them, and it just kept escalating, and they started calling her daily," said Dr. Angela Sanford, who practices geriatric medicine at St. Louis University Hospital. "She was probably ,000 or ,000 in before the niece became aware."Sanford's patient, who was later diagnosed with mild cognitive impairment, had not scored "super low" on memory tests, she said: The problem in her brain affected not the patient's ability to remember but her ability to judge.Every year, 1179
Thursday marks Pi Day, otherwise known as 3.14, which marks the ratio of a circle's circumference to its diameter. While the average citizen can easily remember the 3.14 ratio, the exact ratio practically has an infinite amount of numbers. If you want a more precise pi ratio, it is 3.141592653589793238462643383279. How well do you think you could remember just those 30 digits? One man was able to remember the ratio of pi up to 70,000 decimal places. Rajveer Meena accomplished the feat on March 21, 2015 while wearing a blindfold. According to the Guinness Book of World Records, Meena's feat took nearly 10 hours to accomplish. According to Five-Thirty-Eight, there are now more than 22 trillion know digits to pi. According to Five-Thirty-Eight, it took a Dell computer nearly 105 days of computation to come up with the large number of digits. This is compared to just 2,000 known digits of pi in the mid-20th century. So how does one remember so many digits? Savant Daniel Tammet, who is able to remember pi's calculation to more than 20,000 digits, told David Letterman, "What I am doing is visualizing numbers." he said. "When you look at a number, you just see the numbers four and three. When I am looking at numbers, I am seeing different colors and shapes and textures. It is called 'synesthesia.' My brain is working in such a way I am looking and also experiencing color. It is two senses combined. "Having a more exact number of pi helps scientists at NASA conduct more precise experiments and calculations. Having more exact figures helps lend precision to projects such as landing rovers on Mars, sending spacecraft into deep space or tracking the movement of asteroids. To see many of the ways NASA uses pi, click 1746
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