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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

Mysterious packages are popping up on Medicare recipients’ doorsteps and the Federal Trade Commission said it’s part of a rising scam."That’s a back brace,” Anna Miller, a 94-year-old Medicare recipient said as she rifled through a package delivered to her home.Inside the box was a back brace, shoulder brace, and a couple of other pieces of medical equipment, the items came bundled together in a box addressed to Miller."They must have thought I was in bad shape to send me both of them in one box,” Miller joked.She said she never ordered any kind of medical device."I thought it was terrible because I figured it was false,” Miller said.As it turns out, her Medicare account got charged for the back and shoulder brace. It’s a scam the FTC said is on the rise targeting Medicare dollars and personal information.Miller reached out to Medicare to see what was going on. "They just said they'd look into it and they questioned me,” she said.Medicare followed up, sending a letter confirming an investigation into the matter. Meanwhile, the FTC is warning Medicare recipients to be aware.If someone calls and says they're with Medicare and offers you a “free” or “low cost” brace, hang up right away.Medicare will never call you with such an offer. Never give your Medicare or other personal information over the phone to anyone.If you do need a brace or medical equipment, talk to your doctor. Sellers on the phone don’t know what you need.Lastly, don't accept medical equipment you get in the mail unless you or your doctor ordered it. You don't have to pay for things you didn't order.2 Works for You Problem Solvers reached out to the company listed on the box sent to Miller, but have not heard back.If you are the victim of suspected Medicare fraud, CLICK HERE to report it to Medicare or the FTC immediatelyThis story was first reported by Cori Duke at KJRH in Tulsa, Oklahoma. 1894

MILWAUKEE, Wisc. — Milwaukee County voters will be asked about legalizing marijuana this November after the County Board of Supervisors approved a referendum question on a 15-1 vote Thursday morning.The non-binding, advisory referendum on the November ballot would ask voters how they feel about approving the sale, usage and taxation of recreational marijuana.The official question, proposed by County Supervisor John F. Weishan, would ask if people approve of allowing adults 21 and older to  "engage in the personal use of marijuana, while also regulating commercial marijuana-related activities, and imposing a tax on the sale of marijuana."The measure had previously passed the committee stage on a 5-0 vote.Ten?states allow recreational marijuana usage — Washington, Oregon, California, Nevada, Colorado, Alaska, Vermont Massachusetts and Maine, a list that doesn't include Midwestern states.According to a October 2017 Gallup poll, nearly 64 percent of American's support the legalization of marijuana--up from 50 percent in 2010. In a July 2016 poll done by the Marquette University Law School, 59 percent of Wisconsin voters believed marijuana should be legalized and regulated like alcohol. In terms of profit, a big focus of the referendum, legalized marijuana is a multi-billion dollar industry and is expected to be as valuable as billion in 2025.? 1408

MOUNT RUSHMORE NATIONAL MEMORIAL, S.D. (AP) — Speaking to a largely maskless crowd at Mount Rushmore, President Donald Trump says protesters have waged “a merciless campaign to wipe out our history” amid demonstrations against racial injustice and police brutality. The sharp rebuke in a pre-holiday address Friday to mark the nation’s independence follows weeks of nationwide protests following the killing of George Floyd by police in Minneapolis. Some demonstrators have also destroyed or damaged Confederate monuments and statues honoring those who have benefited from slavery. Trump says, “This movement is openly attacking the legacies of every person on Mount Rushmore.""The radical ideology attacking our country advances under the banner of 'social justice.' But in truth, it would demolish both justice and society," Trump said. "They want to silence us. But we will not be silenced."Trump says he will establish a “National Garden of American Heroes,” which he is describing as “a vast outdoor park that will feature the statues of the greatest Americans who ever lived.”Trump made the announcement as he opened the Fourth of July weekend with a speech and fireworks at the iconic Mount Rushmore.He led into the announcement by paying tribute to a litany of American icons, from political figures like Ulysses S. Grant and Frederick Douglass to entertainers like Elvis Presley and Frank Sinatra.The executive order released Friday by the White House says the garden will feature statues of several presidents as well as other historic notables, including Davy Crockett, Amelia Earhart, Billy Graham, Harriet Tubman and Orville and Wilbur Wright. 1664

My grandmother used to take me to Cielo Vista Mall. Now it’s one more mass shooting scene. How many more must grieve before we act? #ElPaso— Pete Buttigieg (@PeteButtigieg) August 3, 2019 201

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