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NASHVILLE — With the popularity of genetic testing kits increasing, more people may begin to experience repercussions where their insurance premiums are concerned.The internet provides people with nearly anything they could possibly want day or night, but you may want to think twice before ordering a take-home genetics test from one of the many sites that offer them.Insurance premiums are determined by what sort of risk a person poses to their insurance company. This means that learning more about your heritage and the health conditions in your family history could lead to your insurance company charging you more.Jason Veirs, president and owner of insuranceexperts.com, warned that "a genetic test through a physician will become part of your medical history." Veirs says the general rule is if it's in your medical records, insurance carriers can ask to see  it. On the other hand, if you are using a consumer genetic testing kit, you will have to decide whether or not your trust that company to keep your results private.In the end, insurance companies cannot force you to take a genetics test and therefore, the choice to use one of these kits is entirely up to you. 1212

National security adviser H.R. McMaster has agreed to resign and will be replaced by former US ambassador and Fox News analyst John Bolton, President Donald Trump announced in a tweet on Thursday."I pleased to announce that, effective 4/9/18, @AmbJohnBolton will be my new National Security Advisor. I am very thankful for the service of General H.R. McMaster who has done an outstanding job & will always remain my friend. There will be an official contact handover on 4/19.""The two have been discussing this for some time. The timeline was expedited as they both felt it was important to have the new team in place, instead of constant speculation," a White House official said. "This was not related to any one moment or incident, rather it was the result of ongoing conversations between the two."Bolton is a stalwart of Republican national security circles known for his hawkish views."After 34 years of service to our nation, I am requesting retirement from the U.S. Army effective this summer after which I will leave public service. Throughout my career it has been my greatest privilege to serve alongside extraordinary servicemembers and dedicated civilians," McMaster said in a statement released by the White House."I am thankful to President Donald J. Trump for the opportunity to serve him and our nation as national security advisor. I am grateful for the friendship and support of the members of the National Security Council who worked together to provide the President with the best options to protect and advance our national interests," the statement said. 1589

More than four and a half million children live in a home with an unlocked, loaded gun. Three out of 4 of those kids know where the firearms are kept in their house.The “End Family Fire” campaign released this week highlights the importance of safe gun storage in a home in order to keep children safe.Every day, 8 children and teens--ages 19 and under--are unintentionally shot by weapons that are found in the home.Hector Adames' nephew, Joshua, was one of them.“Joshua was shot in the stomach; [it] went through his stomach,” says Adames. “And unfortunately, when Joshua went down, he never got back up.”Kyleanne Hunter, with the Brady Center to Combat Gun Violence says it’s a tragedy that could be prevented by properly storing weapons.The nonprofit organization is the group behind the “End Family Fire” campaign. Hunter says they don’t want to confiscate guns, but instead encourage parents to keep guns locked up, keep ammo separate and let family and visitors know there are firearms in the home and locked away.It's advice Adames hopes parents will take.“We just want to try to prevent any family from having the same kind of pain that this has put my family through. 1185

National leaders are launching an investigation into nursing homes and how they are handling the coronavirus crisis, specifically asking how they spent federal funds during the pandemic and their efforts to prevent further infections.Letters seeking information were sent to the Centers for Medicare and Medicaid Services, the federal agency that oversees nursing homes, as well as the five largest for-profit nursing home companies in the country. Read the letter sent to CMS here.“The Subcommittee is concerned that lax oversight by the Centers for Medicare and Medicaid Services (CMS) and the federal government’s failure to provide testing supplies and personal protective equipment to nursing homes and long-term care facilities may have contributed to the spread of the coronavirus and the deaths of more than 40,000 Americans in these facilities,” wrote Representative James E. Clyburn, the chairman of the committee.CMS Administrator Seema Verma responded to the letter on social media, linking to updated nursing home data. Click here to see the latest information. 1082

More than 550,000 Brown’s Lovey Pacifier & Teether Holders have been recalled due to a choking hazard.The Handi-Craft Company stated they recalled the holders after receiving 67 reports of the ribbon fraying and the snap detaching. No injuries have been reported so far. 287