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WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485

Washington insiders are predicting a much higher than usual turnout for the midterm elections, and a lot of big companies are helping voters get to the polls! Uber and Lyft are among those offering free rides.But it’s not just big companies doing a good deed on Election Day. One woman, Cheryl Fleming, is personally taking voters to the polls, calling it her civic duty.Despite the wet weather in Virginia today, Fleming is behind the wheel, volunteering her time to voters."Pickin’ up folks and taking them to the polls, insuring that they have no excuse," says Fleming.There’s a reason why Fleming is doing this. Over two decades ago, she had a felony conviction on her record and was stripped of her right to vote.But in 2016, that right was restored. She was 54 years old when she cast her first ballot. Now, she's making it her mission to get people to the polls.One of Fleming’s passengers on Election Day was 70-year-old Marine veteran Joseph Crouch, who has a similar story to Fleming’s.“When you're an ex-felon, you feel isolated and locked out,” says Crouch.Crouch’s voting rights were restored four years ago, but this is his very first election. He says he has Fleming to thank for getting him to the polls.“She’s a fantastic person, Crouch said.“For her to step up like she’s doing, that’s fantastic.” 1323

WASHINGTON (AP) — Their hopes fading for Senate control, Democrats had a disappointing election night as Republicans swatted down an onslaught of challengers and fought to retain their majority.Former Colorado Governor John Hickenlooper defeated incumbent Sen. Cory Gardner, while ex-college football coach Tommy Tuberville won back Alabama’s Senate seat for the GOP, defeating Sen. Doug Jones.Later in the evening, Mark Kelly, a NASA astronaut, and husband to former Rep. Gabrielle Giffords defeated Sen. Martha McSally.Republicans also held their own in high-profile races in South Carolina, Texas, Kansas, Iowa, and Montana, narrowing the political map.Respectively, Sen. Lindsey Graham won against Democratic challenger Jaime Harrison, Sen. John Cornyn defeated Mary Hegar, Roger Marshall won against Barbara Bollier, Sen. Joni Ernst defeated Theresa Greenfield, and Sen. Steve Daines beat Gov. Steve Bullock.It was a jarring outcome for Democrats who had devised an expanded political map, eager to provide a backstop against President Donald Trump and his party’s grip on the Senate.The races attracted an unprecedented outpouring of small-dollar donations from Americans apparently voting with their pocketbooks to propel long-shot campaigns.Democrats did retain their Senate seats in Oregon, New Mexico, Minnesota, Illinois, New Hampshire, Massachusetts, Rhode Island, New Jersey, and Virginia.Both parties saw paths to victory, but options are becoming more limited.As of about 2:30 a.m. Wednesday, there were still some Senate races to be called. Races in these states still hadn’t been called by The Associated Press: Michigan, Maine, North Carolina, Alaska, and Georgia.The outcomes might not be known until the days to come.And in Georgia's special election, Republican Sen. Kelly Loeffler and Democrat Raphael Warnock have advanced to a Jan. 5 runoff for Loeffler’s Senate seat. They’re the top two finishers in a crowded field that also included Republican Rep. Doug Collins. But no candidate was able to get the 50% threshold needed in order to win outright.Loeffler, a wealthy businesswoman, was appointed last year to replace retiring Sen. Johnny Isakson. Warnock is pastor of the Atlanta church where the Rev. Martin Luther King Jr. preached. He’s trying to become Georgia’s first Black U.S. senator.The voters’ choices will force a rethinking of Democratic Party strategy, messaging, and approach from the Trump era. 2444

WASHINGTON, D.C. – President Donald Trump is continuing his futile appeal to battleground state lawmakers to subvert the votes of their constituents.The president has reached out twice to Pennsylvania House Speaker Bryan Cutler, a Republican, to see what might be possible for Trump to do about the state's presidential vote.A person briefed on the matter told The Associated Press that Trump pressed for the state’s legislature to replace the electors for President-elect Joe Biden with those loyal to Trump. The person was not authorized to speak publicly and spoke to The Associated Press on condition of anonymity.Cutler’s spokesperson, Mike Straub, says Trump did not pressure Cutler to take any sort of action and that the call was informational.Cutler and other top Republican lawmakers have said that, legally, the state legislature has no legal power to override the will of the voters and select a slate of presidential electors.Biden won Pennsylvania by more than 80,000 votes and the state has already certified its election. Nearly every other state has certified as well and Biden has secured more than the 270 Electoral College votes needed to take the White House.The Trump campaign has filed a series of lawsuits in several swing states, claiming widespread voter fraud without substantial proof. The suits have been tossed out of state and federal courts.Trump has also called on lawmakers in Georgia and Michigan to select slates of presidential electors, but they have all refused. 1509

WASHINGTON D.C. (KGTV) -- Special counsel Robert Mueller's team issued more than 2,800 subpoenas and executed nearly 500 search warrants in its probe of Russian interference in the 2016 election and any potential involvement by President Donald Trump's campaign.That's according to Attorney General William Barr's letter to Congress on Sunday summarizing the findings. The special counsel employed 19 lawyers and was assisted by a team of 40 FBI agents, intelligence analysts, forensic accountants and other professional staff. The team interviewed approximately 500 witnesses.Evidence gathered in special counsel Robert Mueller's investigation "is not sufficient to establish" that President Donald Trump committed obstruction of justice.Special counsel: Trump campaign did not conspire with RussiaThat's according to Attorney General William Barr in a letter to Congress summarizing the finding of the Mueller probe.Barr says Mueller did not reach any conclusions in evaluating the president's conduct, leaving it to the Justice Department.Barr says he and Deputy Attorney General Rod Rosenstein reached the conclusion without considering constitutional questions regarding bringing criminal charges against a sitting president. 1238

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