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These days, you can sit on your couch and get a pretty accurate answer to the age-old question: “What’s my trade-in worth?”As online used car retailers streamline the buying process, they’re creating more convenient ways to handle car-buying’s Achilles’ heel, the trade-in. And, with the current used car shortage caused by the pandemic, you might get a surprisingly high price selling your car to them rather than trading it in.You don’t have to sell, of course; you’re just finding out what your trade-in is worth in the most accurate way possible — the price someone will actually pay.Here’s what the process looks like, and how you can use the results.Places to get a quote onlineAlthough there may be other places in your area to trade in or sell your car, there are currently three companies dominating online used car sales: Carvana, Shift and Vroom. These companies allow you to self-appraise your car and get a quote to either sell your car or trade it in for one of theirs. The transaction and paperwork are touchless.Not all these companies are nationwide, and your vehicle will be inspected by a company representative — and the offer possibly adjusted — before you get your money.Another way to sell or trade your car is through CarMax, a used car superstore with outlets in 40 states and an in-person appraisal process that takes about 45 minutes. It may be easier to look up your car’s value on Edmunds.com, where you can get a CarMax quote without even having to go to one of its car lots.A real-world comparison testBefore starting the appraisal process, I checked pricing guide Kelley Blue Book, known as KBB, to get an idea of my cars’ trade-in values at a dealer, then collected online offers from CarMax, Carvana, Vroom and Shift.On these sites, you can fill in information manually or supply your car’s license plate number or 17-digit vehicle identification number to fetch precise year, make, model and trim. They’ll ask you about options on the car, color, if the car has been smoked in, and any warning lights or body damage. You’ll typically get an offer in minutes.Here are the results for my 2014 Volkswagen SportWagen TDI with 41,000 miles:KBB trade-in estimate: ,213.Lowest purchase offer (CarMax): ,700.Best purchase offer (Carvana): ,067.I ran the same numbers for my son’s 2016 Mazda3 Sport with 72,732 miles:KBB trade-in estimate: ,085.Lowest purchase offer (Vroom): ,750.Best purchase offer (Shift): ,100.And a friend let me run his 2019 Honda Civic Si with 4,200 miles:KBB trade-in estimate: ,225.Lowest purchase offer (CarMax): ,700.Best purchase offer (Carvana): ,077.As you can see, pricing is highly variable. The more sources you contact, the better.Do you really get that much?These companies promise a no-haggle, fair price for your trade-in. But does the price change when the company’s representative shows up and goes over your car with a fine-toothed comb?Sometimes, sellers omit important aspects of their car’s condition such as frame damage from an accident or rust, says Toby Russell, co-CEO of Shift. In these cases, after a physical inspection, the price is reduced. However, there are times when a customer gets more for a car because market conditions have changed.If a customer is transparent when describing a vehicle’s condition, “we don’t anticipate having to make adjustments to our offers,” says Carvana spokesperson Amy O’Hara. “But we are prepared should the situation arise.”Online comments on sites such as Reddit support these statements. Most consumers found the trade-in or sales process at these companies to be fast, transparent and convenient.Don’t forget the sales taxWith these figures in hand, you are in a position of strength when you visit an actual dealer.In most states, if you trade in your car, you pay sales tax only on the difference between the cost of the new car and your old one. If your new car is ,000 and you are getting ,000 for your trade-in, you pay sales tax on the difference: ,000. In a state with a 10% sales tax, you saved ,000 by trading in.That should be a consideration if a dealer’s offer doesn’t quite measure up to the offers you get online or through CarMax.Let the dealer make you its best offer. Tell the used car manager, the internet sales office or the salesperson that you’ve already appraised your car on pricing guides and gotten quotes from online retailers. You don’t need to share the offers you have — just ask for their best price.Factor in the sales tax before you reject anything, but with backup offers it’s easy to walk away, sell the car independently and return with cash to strike a better deal.More From NerdWalletWill You Get a Refund If COVID-19 Closes Your Campus?College Going Online? Student Loans Still Cover Living CostsChoose the Right Vehicle for Your Off-Road AdventuresPhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4940

This is supposed to be the first week of class for many Washington state schools. But exactly when students in some districts will go to class remains a mystery.Teacher strikes in two districts have already forced the cancellation of classes on their first day of school Tuesday.Evergreen Public Schools are closed because no deal has been reached between the school district and the Evergreen Education Association over salaries.Negotiations are ongoing, and the school district said it will give parents at least 24 hours' notice before classes will begin.The Washougal School District also missed its first day of school Tuesday due to a strike by the Washougal Association of Educators.School district representatives met with union members and mediators Monday to try to reach an agreement on teacher salary increases."The district and the association have worked hard to reach an understanding but, unfortunately, we were not able to come to an agreement," district Superintendent Mary Templeton said.Four other state school districts, which are scheduled to start classes Wednesday, could have those plans derailed by strikes over salaries and benefits.Vancouver Public Schools, Longview Public Schools, Battle Ground Public Schools and the Hockinson School District all announced that negotiations are continuing with teachers and mediators.The Hockinson School District said it's hoping to start classes on time but is asking parents to have backup plans for their children, just in case. 1515

They are all the rage right now, they help you find your family's history. "We've always wondered about the validity of my dad's side of the family and their claims about where we're from."Elizabeth Makos is as curious as we all are. "So we think we are half Italian, quarter Czechoslovakian and a quarter polish."She agreed to help put these DNA tests, to the test. Makos gave saliva samples three times, one for Ancestry DNA, 23 and Me and MyHeritage. We sealed them up and sent them off and waited about 6 weeks.We got her results back and here's what Makos thought of them."It's shocking. It is really shocking. I can't imagine what technology they employ to get these results," she said.It's shocking because her results were all over the place. When it comes to Eastern Europe, Ancestry said she was 49 percent Eastern European, but 23 and me and MyHeritage only put the percentage in the high 20s. "When we look at it for example, it says the Balkans here… one says 34 percent and one says 18 percent. A bit of a discrepancy there."Makos thought for sure she is 50 percent Italian. 23 and me and MyHeritage says she's closer to 30 percent. She even had some North African DNA."I would love to know," Makos said about having North African DNA. "I know I get really tan in the summer but I didn't know I got that tan… who knows."The companies don't claim to be perfectly accurate, and use different algorithms. MyHeritage told us in a Skype interview, it maps more parts of the globe that other companies."MyHeritage DNA has 42 ethnic regions with percentages and that's the most on the market, Rafi Mendelsohn, spokesperson for MyHeritage said."Mendelsohn encourages you to read the fine print including what companies might do with your DNA profile after testing."Personal information provided to MyHeritage is never sold, licensed or shared with any third parties, he said." Both Ancestry DNA and 23 and Me say your DNA could be used for medical research by its "partners" after your name has been stripped out. Peter Pitts, a former FDA associate commissioner said, watch out."Companies will tell you that they may sell the information but nobody can find you," Pitts said. "And that's not true. There's been studies done at Harvard for example where a couple of professors got genetic information that was supposedly anonymous and was able to figure out who the people were through very easy mechanisms."He says the results shouldn't be taken as gospel and companies say don't use the findings to make medical decisions. "People need to understand that what they're getting back is an interesting snapshot not necessarily accurate or clinically relevant," Pitts said. Makos said she's telling her friends to use the tests only for fun."I'm glad we did this because I probably would have just taken one test on my own and completely trusted the results. This was very eye opening for sure." 2972

Three people were killed and 16 were injured after a Metropolitan Transportation Authority bus and a private tour bus collided in Queens, causing one of the buses to crash into a building.The driver of the Dahlia Travel and Tours bus, which struck the building, was killed in the crash, along with a passenger in the MTA bus and a pedestrian on the sidewalk, according to the NYPD."We've had a really tragic morning here in Flushing, Queens. Just shocking to see the scene over there. Hard to compare it to anything I've ever seen, the sheer destruction from the impact of this collision," said Mayor Bill de Blasio during a press conference Monday morning.According to the MTA, a Q20 bus was struck by the private bus on Northern Boulevard and Main Street at 6:21 a.m. Investigators were interviewing the driver of the MTA bus, who is among the injured.The injured all have been transported to nearby hospitals, de Blasio said."The first thing we need to understand is what happened here," he said, "because we do not know exactly what happened, if anybody was specifically at fault."The FDNY was working on accessing the building impacted by the crash to make sure it is secure and safe."The impact of this collision on the building was very, very substantial," said de Blasio.The cause of the collision is still being investigated."Very concerned about the speed, but the most important thing is safety. We want to make sure we understand exactly what happened and we prevent this from ever happening again," said MTA Chairman Joe Lhota.A representative for Dahlia Travel and Tours could not immediately be reached for comment.The-CNN-Wire 1650

There are new concerns about people's ability to understand information regarding the COVID-19 pandemic.Dartmouth College researchers found many health agencies are publishing coronavirus information at a 10th grade reading level.The Centers for Disease Control and Prevention, as well as the American Medical Association and National Institutes of Health say information should not be published at more than an 8th grade reading level.Researchers say it could lead to more people missing information.“If high quality information, in terms of content, like with the CDC, WHO and other official organizations put out, if that is difficult to access, difficult to understand, then that does create a potential or an incentive for looking at less trustworthy sources,” said Joseph Dexter, Neukom Fellow at Dartmouth College.Researchers say health agencies need to use short and direct sentences when writing health information. They should also use short paragraphs, avoiding jargon and technical terms.It's also important to think about how information can be presented visually on a screen.Right now, it's not required that states follow these guidelines, but it is highly recommended. 1192

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