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It kind of feels like a concert, but there’s no musical performance. It’s former First Lady Michelle Obama, having a conversation with tens of thousands of people during her “Becoming” tour stop in Denver.  “This has been an amazing day being here with all of you,” Obama says.  The event, however, was just one part of the time she spent in the community. Just hours earlier, Emma Jones and her mom were among the hundreds of patients and families who packed the lobby of Children’s Hospital Colorado for the surprise visit.After a warm welcome, Obama sat down with Santa to read a book and answer questions from her young audience members.  “Was there really a movie theater in the White House?” asked one child.  Other questions were more serious, including one that asked Obama what advice she’d give to her younger self.“Don't let fear stop you from doing things that will help you grow,” she replied.  “Just being at the hospital and like knowing that something is going on with you in the first place, it's kind of scary,” says patient Emma Jones. “But like just hearing that message from someone who cares a lot about everybody is just super empowering and like it was just really cool.”Following the hospital stop, Obama signed copies of her book at a local bookstore.   With eight tour stops so far, all of them include some form of giving back to young people. In Detroit, Obama surprised a group of college students, sitting in on a discussion on education. In Boston, she made a stop at a Boys and Girls Club, and in Los Angeles, she read books to preschoolers.  It's a reflection of what Obama says is closest to her heart.  “I love kids. If I could spend every day with kids, like you all day, I would do that every single day,” Obama says. 1823

It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

Isaiah Wright, one of the stars of season one of the Netflix series "Last Chance U" has been arrested in connection with a Tennessee murder.The Knoxville News Sentinel reported Camion D. Patrick, 22, and Isaiah S. Wright, 20, were charged with one count of criminal homicide in the July 25 death of 18-year-old Caleb Thomas Radford. 340

It happens countless times on roads across America: a vehicle gets a flat tire, usually just a temporary inconvenience.But on one road near Redding, California, when a tire failed last month on a trailer and its rim scraped the asphalt, the result proved to be catastrophic for an entire region.The sparks that shot out July 23 from that minor incident, California fire officials said, ignited what is now the sixth-most destructive wildfire in state history.The Carr Fire blazed a fiery path along Highway 299, lighting up mile after mile of dry brush as it crept up on residential areas. 597

INDIANAPOLIS — A new book you're sure to want to add to your collection is coming out next spring — staring none other than the Bunny of the United States (BOTUS). The second family's bunny, Marlon Bundo, is the focus of the book written by VP Mike Pence's middle child, Charlotte, and illustrated by her mother, Karen Pence. The announcement was made on the "Marlon Bundo" official Instagram account (@marlonbundo) Friday afternoon. "In the book, I follow Grampa around all day, as a BOTUS should, while he goes about his duties as Vice President," the announcement says. The book is set to be released March 19, 2018.  A portion of the proceeds from the book will go to charity.  749