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People are protesting outside of Mitch McConnell's Kentucky and Washington, D.C. offices as the Senate Majority Leader vows the Senate will vote on replacing Ruth Bader Ginsburg on the Supreme Court with someone nominated by President Trump.The protest, created by the Poor People's Campaign, called for people to drive around McConnell's offices in Kentucky: London, Lexington, Fort Wright, Louisville, Bowling Green, and Paducah, and his Washington, D.C. home. Protesters say they are also "flooding his phone lines" at McConnell's offices. McConnell has said he will call a vote for President Trump's nominee, but Democrats say Republicans should follow the precedent that GOP legislators set in 2016 by refusing to consider a Supreme Court choice in the run-up to an election.President Trump said on Monday he is choosing among five women to nominate to the Supreme Court by the end of the week, and is pushing for the nominee to be confirmed by Election Day.This story was first reported by WLEX in Lexington, Kentucky. 1051
Overall, the majority of Americans trust information coming from the Centers for Disease Control and Prevention about the coronavirus. And an increasing number of Americans believe coverage of the coronavirus is overblown.This according to new research from the Pew Research Center. The data was collected from more than 9,600 Americans in early June. Notably, before recent spikes in coronavirus cases in more than half of states.Pew Research is a nonpartisan fact tank that compiles survey results and data on various topics. Their recent survey asked about trust in five entities: President Trump’s administration, the CDC, state government, local media, and news media in general. 692
PENSACOLA, Fla. — Rivers swollen by Hurricane Sally's rains could mean more problems for parts of south Alabama and the Florida Panhandle. Sally has diminished to a tropical depression. But it's still a rainmaker as it has moved Thursday into Georgia, on a path to the Carolinas. At least one person was killed on Wednesday in Alabama and one other person was reported missing. Hundreds of people were rescued on Wednesday by first responders. The storm flipped boats and cars and even caused significant damage to a bridge outside of Pensacola, Florida.Authorities warned that rain from the storm could swell eight waterways in Florida and Alabama to record levels. Florida Gov. Ron DeSantis warned residents and visitors of possible river flooding in the coming days. The National Weather Service says the small city of Brewton, Alabama, can expect moderate to major flooding. 886
PARADISE, Calif. (KGTV) -- NASA Friday shared photos of several major California wildfires from space. The photos shared by the agency shows the Camp, Woolsey and Hill fires as seen from a satellite. One photo appears to show the city of Paradise on fire. The town Northern California town was destroyed by the Camp Fire in less than 24 hours. LIVE BLOG: Several wildfires burning in CaliforniaSo far, the fires have killed at least 25 people with the death toll expected to rise. Hundreds of thousands of people statewide have been evacuated. 572
People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764