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Reopening schools and resuming youth sports, playdates and other activities has led to a sharp increase in the number of American children testing positive for COVID-19, according to health authorities.The American Academy of Pediatrics and the Children’s Hospital Association released a report Tuesday showing children, ages 0 to 17, make up about 10 percent of all cumulative U.S. COVID-19 cases. Children were just 2 percent of total cases in April.As of September 24, more than 624,000 children have tested positive for the coronavirus since the beginning of the pandemic. With the U.S. reporting just below 6 million cases total, that means roughly 10.5 percent of all cases are children.More than 74,000 new cases of COVID-19 among children were reported in the two weeks between Sept. 10 and 24, according to the CDC and AAP. The Centers for Disease Control and Prevention said Monday that the incidence of COVID-19 in school-age children began rising in early September as many youngsters returned to their classrooms.“These rising numbers concern us greatly, as the children’s cases reflect the increasing virus spread in our communities,” said American Academy of Pediatrics President Sally Goza, MD, FAAP in a statement. “While children generally don’t get as sick with the coronavirus as adults, they are not immune and there is much to learn about how easily they can transmit it to others.Over the last several weeks, children have accounted for between 12-16 percent of all new coronavirus cases weekly.Children do appear to have a lower fatality rate. The study shows that roughly 0.01 percent of children who test positive for the coronavirus have died from it.The AAP says these numbers may be low because of inconsistencies in reporting and testing. “The data are limited because the states differ in how they report the data, and it is unknown how many children have been infected but not tested,” they state.The number of children tested compared to the number of all tests being done in this country has remained steady since April of between 5-to-7 percent, according to the CDC.Earlier this month, the CDC released information that the average age of patients testing positive for COVID-19 has dropped to 38 years old in August as more younger Americans contract the coronavirus.The study from CDC also stated about 20 percent of COVID-19 cases are now patients in their 20s. 2407

Republican Sen. John McCain, who is battling brain cancer in his home state of Arizona, says in his new book that his current term is his last and, as a result, he feels he can open up about how he sees the current political climate."This is my last term. If I hadn't admitted that to myself before this summer, a stage 4 cancer diagnosis acts as ungentle persuasion," he wrote in his book, "The Restless Wave," according to the excerpt published on Apple News on Monday. "I'm freer than colleagues who will face the voters again. I can speak my mind without fearing the consequences much. And I can vote my conscience without worry."Referring to President Donald Trump, McCain wrote, "He has declined to distinguish the actions of our government from the crimes of despotic ones. The appearance of toughness, or a reality show facsimile of toughness, seems to matter more than any of our values."McCain said he wants to see the nation's politics "return to the purposes and practices that distinguish our history" and says, "you're damn right, I'm a champion of compromise.""I would like to see us recover our sense that we are more alike than different," he wrote. "We are citizens of a republic made of shared ideals forged in a new world to replace the tribal enmities that tormented the old one. Even in times of political turmoil such as these, we share that awesome heritage and the responsibility to embrace it."McCain, 81, made public last summer his brain cancer diagnosis. He's been recovering from side effects of the cancer treatment at his home in Arizona since late last year."'The world is a fine place and worth the fighting for and I hate very much to leave it,' spoke my hero, Robert Jordan, in For Whom the Bell Tolls," McCain wrote in his book. "And I do, too. I hate to leave it. But I don't have a complaint. Not one. It's been quite a ride. I've known great passions, seen amazing wonders, fought in a war, and helped make a peace. I made a small place for myself in the story of America and the history of my times."Cindy McCain, the senator's wife, tweeted Monday that former Vice President Joe Biden visited the family."Enjoyed a wonderful visit from @JoeBiden yesterday. Such good family friends. Enjoyed catching up!" she tweeted. 2277

Rae Carruth, a former University of Colorado wide receiver and NFL star who was found guilty of conspiracy to commit murder of his girlfriend and attempting to destroy their unborn child almost 20 years ago, was released from prison Monday morning.Carruth, 44, walked out of the Sampson Correctional Institution in Clinton, North Carolina, as a free man shortly after 8 am ET. He got into a white Chevrolet Tahoe that was waiting for him.A former Carolina Panthers wide receiver, Carruth spoke to CNN affiliate WSOC by phone days ahead of his release."I'm excited about just being out of here," Carruth said to the station. "I'm nervous just about how I'll be received by the public. I still have to work. I still have to live. I have to exist out there and it just seems like there is so much hate and negativity toward me." 833

Retailers across the country have a new marketing theme this summer: Turn your backyard into a vacation haven. It seems most families agree as playground and trampoline retailers have been selling out of stock."It’s just been a huge surge in sales and for everything we sell. Almost like a frenzy, in a sense," says Pete DeLois. DeLois owns Recreations Outlet in Cincinnati and Columbus, Ohio. He says their sales in April doubled their previous highest month."The most we’ve ever sold in any one month is little over 100. I mean, we sold 140 by the time we’d gotten through two weeks in April," DeLois said. Since Recreations Outlet pre-orders their equipment ahead of the spring and summer season, their inventory of playgrounds and trampolines quickly ran dry. DeLois put customers on a waiting list for up to 14 weeks."I also think some of the money they had maybe was allocated for vacations," says DeLois.Recreation Outlet shares space with a gymnastics facility which had to shut down during the COVID-19 pandemic. DeLois says many parents can spend upwards of 0 a month in gymnastics classes and are likely looking for a physical outlet for their kids."There isn’t anything in our product mix that they’re not looking for. We sell basketball goals, play sets, trampolines, they all are good solutions for getting the kids outside the house and away from inside the house. I’m sure parents are interested in kids getting fresh air but every one of them have been a mad dash," says DeLois.Pete is supposed to get another 40 trampolines in next week and says they'll be gone within two days. Even entry-level playgrounds are sold out. They usually aren't."I've been doing this for 30 years. With a seasonal business it’s always a challenge when you're in that season because you end up doing-- in this industry you do about 70% in a five to six month window but we‘re prepared for it because we’ve done it over and over again. But we weren’t prepared for this," says DeLois.Not prepared, but grateful that his business is doing well and helping families turn their backyards into a fun place to vacation at home this summer. 2141

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

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