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The global death toll from the coronavirus has now topped 2,000, but that’s little compared to the flu. In the U.S. alone this season the CDC estimates at least 14,000 flu-related deaths. Still, the fear of coronavirus may be spreading faster than the virus itself. Quarantines, lockdowns and daily death toll updates have heightened the fear of the respiratory illness.Much of it stems from the unknown. The exact mortality rate is still a big question says Dr. Emily Landon, an epidemiologist and infectious disease specialist at the University of Chicago Hospital. “If you just have a cold you just stay home, and you never get tested. And so those people don't appear in the totals which make it look like it might be more deadly than it is” she says. Dr. Landon says the virus is causing alarm for several reasons: Everyone is susceptible, there is no vaccine yet and it’s unclear whether antiviral medicines will be effective. “More people that get this new coronavirus, it looks like more of them will die than the same number of people who get the influenza virus,” says Landon. Social media misinformation, like a global air travel map that went viral – incorrectly predicting the spread of the outbreak, have not helped. “Fear has driven the Chinese response to the crisis,” says Phillip Braun, a clinical professor of finance and Northwestern University’s Kellogg School of Management.That fear-factor he says is costing global financial markets“For China it is going to be billions for the U.S. it's unclear yet,” explains Braun.Suspended flights, supply chain disruptions and factory and store closures are already hurting major U.S. companies like Wal-Mart, Starbucks and Apple. “Apple's already announced their earnings are going to be reduced because their factories in China are shut down so they're not going to have enough supply of Apple iPhones here in the states,” says Braun.Still, public health officials like Dr. Landon are quick to point out that they are being vigilant about identifying cases, quarantining and in turn isolating the virus so it can’t reproduce.“The only thing that's really going to protect you is if you clean your hands before you touch your face. Period,” she says.Economists and healthcare experts agree that while there is cause for concern so far, there is not yet reason to panic. 2346

The first trailer for the next James Bond film dropped Wednesday morning and it appears Daniel Craig will have an action-packed sendoff.Titled No Time To Die, the upcoming film marks the fifth time Craig has played the MI6 agent and the 25th James Bond film overall."In 'No Time To Die', Bond has left active service and is enjoying a tranquil life in Jamaica. His peace is short-lived when his old friend Felix Leiter from the CIA turns up asking for help. The mission to rescue a kidnapped scientist turns out to be far more treacherous than expected, leading Bond onto the trail of a mysterious villain armed with dangerous new technology," said 661

The coronavirus pandemic has sent the U.S. financial markets on a downward spiral. Last week, in just one day, the Dow Jones Industrial saw a 13 percent drop; it’s single biggest drop ever. “A lot of people are scared,” said Kelly Lannan with Fidelity Investments. “They don’t quite know what they are seeing, especially the average investor who is not following day to day.”Lannan explained most people looking at their 401k accounts are worried but advises people to put their market fears and emotions aside. “Market volatility can really be nerve-racking,” Lannan explained. “We get it from Fidelity investments perspective, and more importantly, we are here to help.”Fidelity is advising the best move right now may be no move at all. Referencing social media posts with the phase “don’t touch your face, don’t touch your 401k,” she explains most investors shouldn’t panic and divest their stocks during the economic downturn during the COVID-19 pandemic.“The most important thing to say, and I know this is really hard to hear, is not to panic,” Lannan explained. “This is a part of life, and the important thing to note, as we saw in 2008, is these downturns are usually followed by a recovery.”Not divesting doesn’t mean ignoring your investments and portfolio. In fact, Lannan believes those concerned about their portfolios and 401k’s should use this time to get more familiar with their investment plan and goals. She recommends a few steps in that review process: · Step One: Understand where you have your money by taking a look at your asset allocation and assess if it aligns with your age and your time horizon. If it does not, start making a plan to restructure your investments when the market starts to recover. · Step Two: Assess whether you have a diversified investment strategy. Diversification helps to soften the impact during market downturns. For those who have an employer sponsored retirement plan, you can reach out to your plan sponsor and ask question or get guidance on this. · Step Three: Take a look at your emergency fund. Fidelity recommends having three to six months of your essential expenses in savings. If you don’t have that and are concerned with possible unemployment due to the economic downturn, start to assess which investments you could move money from. Making a move, in terms of selling off your stocks, may not be the best decision now. However, better understanding your investment portfolio may help you make a better investment decision when the markets recover or even calm your concerns as they struggle during this downturn. “We know from behavioral finance that people make really, really bad decisions when they panic,” said Robert Stammers with the Charter Financial Analyst Institute. The CFA also recommends most invested in the stock market should hold off on divesting, especially if they have a long-term investment strategy. “If they do sell they’re going to be selling in a bad market,” Stammer explained. “They’re basically going to be doing what people tell you not to do, which is sell low and buy high, when the market comes back.”Historically, the market always rebounds. In 2008, it took five years, and in 2015 the market bounced back in about 13 months. Stammer pointed out, even with major downswings, overtime, those who stay invested still see an annual eight to nine percent return on average. “People did not think we’re going to get through the 2008 crisis,” Stammer said. “More than 60 percent said, ‘that’s it, this is never coming back, it is never going to be like this again.’ Then, after it did come back, the return on the market was like 17 percent.”The “stay the course” advice applies to mostly those with time to wait out the market. However, if you are closer to retirement, or in it, both Stammer and Lannan suggest you may want to get individual advice from a financial professional. When seeking help from a financial professional, it is wise to ask if that professional is a fiduciary, which is a financial advisor legally required to put your interest over theirs. Unfortunately, during economic downturns emotional investors are often easy targets for scammers or individuals selling financial instruments acting as financial advisors. The CFA has a 4263

The FBI said a contract security officer was killed and another injured in a shooting outside the U.S. courthouse in Oakland. Authorities say a vehicle pulled up outside the Ronald V. Dellums Federal Building at about 9:45 p.m. Friday and someone fired at the officers. The officers worked for the Federal Protective Service of the Department of Homeland Security and were protecting the court houses as part of their regular duties. The shooting happened less than a half-mile half from the Oakland Police headquarters where demonstrators gathered to protest the police killing of George Floyd in Minnesota. 620

The NCAA has announced that all winter and spring championships for this academic year have been canceled, which includes the men's and women's basketball tournaments, which were slated to begin next week. The announcement also impacts other major tournaments such as the Frozen Four and the College World Series.The move was made as coronavirus cases spread nationally. The announcement also comes as MLB, MLS, NHL and NBA all have decided to postpone contests indefinitely. The NCAA released the following statement:"Today, NCAA President Mark Emmert and the Board of Governors canceled the Division I men’s and women’s 2020 basketball tournaments, as well as all remaining winter and spring NCAA championships. This decision is based on the evolving COVID-19 public health threat, our ability to ensure the events do not contribute to spread of the pandemic, and the impracticality of hosting such events at any time during this academic year given ongoing decisions by other entities." 1001