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Good news and bad news from the IRS this July.The good: the agency reopened for business as of July 13th, which means it is now taking phone calls and processing tax filings as quickly as possible.The bad: during a year when every dime counts, the agency says as many as 4.7 million tax refunds will be delayed another few months.Cristy Mack is one of them. She and her husband never wait to file their taxes because she depends on her refund.But like almost five million other people, they still file paper returns because they are most comfortable doing that."We mailed our paper forms at the end of February," she said.But five months later, Mack still doesn't have her refund."A total of 18 weeks have gone by since we mailed in our return," Mack said.She tried calling the IRS, she says, but like countless other taxpayers, ran into a brick wall."They say they aren't taking calls at the moment," she said.Why refunds are taking so long this yearThe IRS's national taxpayer advocate now says as 4.7 million people who filed paper returns will have very late refunds.That's because the agency furloughed thousands of workers this spring and stopped processing paper returns for two months, creating a huge backlog.Paper processing has restarted, but workers are far behind.Mack needs her tax refund badly."It means a lot to us," she said. "Especially with everything going on, and my husband's job has been really slow, and we are making less.We passed Mack's information on to the IRS, though it may not make a difference if her return is buried in a stack of thousands."When you rely on that as part of your income and it's not there, it does make things a little sketchy sometimes," she said.And with the IRS extending the tax deadline to July 15 this year, even more paper returns are about to be added to the stack.If you are still waiting for your refund, all you can do is log on the IRS website, go to the "Where's my Refund" section, and cross your fingers.As always, don't waste your money.Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com. 2296

Hard seltzers grew rapidly in popularity in 2020; contributing to an aluminum can shortage reported earlier this year, and finding more space in fridges because of stay-at-home orders and people skipping the bar and drinking at home.Bud Light would like to remind people seltzer is not just a warm weather drink.Their winter holiday-themed ugly sweater pack features three holiday season flavors: apple crisp, peppermint pattie and gingersnap.Bud Light’s cranberry hard seltzer is available year round, and is added to the holiday season pack.The ugly sweater pack featuring the holiday season flavors will be on shelves next week in early November.The hard seltzer rise in popularity started before the pandemic, and has seen several major brands join the market including Bud Light, Coca-Cola, Coors, etc. Hard seltzer sales at liquor and grocery stores increased more than 300% between 2018 and 2019. 911

GNC, the retail chain that specializes in vitamin and dietary supplements, has filed for bankruptcy and says it will close up to 1,200 stores.The 85-year-old company is more than billion in debt and was already facing declining sales at brick-and-mortar locations prior to the pandemic. GNC said re-financing plans were in the works earlier this year, but COVID-19 prevented the company from carrying them out.The company says it expects to emerge from bankruptcy in the fall."The Chapter 11 process will allow us to accelerate these strategies and invest in the appropriate areas to evolve in the future, while improving our capital structure and balance sheet," GNC said in a letter to shoppers.According to CNN, GNC reported losses of 0 million in the first quarter after 30 percent of its stores in the U.S. and Canada were forced to close. The company lost million in that same time span in 2019. 919

Have you ever looked at a person in an ad and wondered, what do they look like in real life? Now, with at least one company's ads, you won't have to wonder.CVS has unveiled a beauty campaign using un-retouched images, aimed at creating a more realistic standard of beauty. But do they really look that different?It's called the Beauty in Real Life campaign. CVS says the goal of this campaign is to create a new and more realistic standard of beauty. The way you can tell if an ad is a part of the campaign is it has a CVS Beauty Mark, a white stamp watermark that reads beauty unaltered.If you see the stamp on an ad it means that the images in the ad haven't been "materially altered." That means the brand did not "digitally alter or change a person's shape, size, proportion, skin or eye color or enhance or alter lines, wrinkles or other individual characteristics."So essentially if you saw the person in the ad walking down the street, they would look like they do in the ad. That's the goal, because in general, the editing of photos in ads really has has an impact on how women and girls feel about themselves.A survey found two out of three women strongly agree that the media has set an unrealistic standard of beauty. 80% of women feel worse about themselves after seeing a beauty ad. 90% of girls ages 15 to 17 want to change at least one aspect of their physical appearance.We asked a few people what they think about this new initiative."I think that's awesome," one woman said.  "I think we've been given unrealistic beauty standards for a really long time. So it's really nice to see companies putting in women who actually look like me. I don't have to have these unrealistic standards of what I should look like. I think it's a really awesome thing."Other women felt differently."Non touching is a good start," one woman said. "But if I saw that I would be like, real life? I don't know if I'd look like that in real life."Her friend agreed."When I wake up I do not look like that in real life," the woman said. "So I think like the touch up is a good start, but for that like slogan for the campaign I feel it's sending the wrong message in a way."This campaign is rolling out now digitally and the goal is for all the images in the beauty sections of CVS stores to reflect transparency by the end of 2020. 2339

Harvey Weinstein turned himself in to authorities Friday morning and was arrested and arraigned on charges of first- and third-degree rape and committing a criminal sexual act in the first degree, according to the Manhattan District Attorney's office.The charges stem from incidents with two separate women in 2013 and 2004, the district attorney said in a statement, and were the result of a joint investigation between police and the Manhattan District Attorney's office.Weinstein's attorney Benjamin Brafman told reporters outside the courthouse that his client plans to plead not guilty to all of the charges.As part of the agreement between Brafman and the DA's office, Weinstein's bond was set at million. He'll be required to wear a GPS monitoring system and is only allowed to travel within New York state or Connecticut. 841

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