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The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191

The number of mass shootings around the country in 2018 has risen above 300 so far.According to data from the Gun Violence Archive, a total of 307 mass shooting incidents have occurred as of October 27.Wednesday night's shooting, which left 13 people dead at a bar in Thousand Oaks, California, marked the 307th mass shooting incident so far this year.In 2017, the U.S. saw a total of 346 mass shootings. See statistics for other years here.There doesn't seem to be an official definition for a "mass shooting" in the United States, but according to the Gun Violence Archive, a mass shooting is described as four or more individuals being shot or killed in the same general time and location. RELATED: School shootings in U.S.: When, where each shooting has occurred in 2018The F.B.I. defines a "mass killing" as the killing of three or more people in a public place, but the federal agency also defines a "mass murderer" as someone who has killed four or more people in the same location.The Gun Violence Archive lists itself as a not-for-profit organization that documents gun violence and gun crime nationally. 1156

The Lumberton, NC Police Department said that authorities have found a body during a search for missing 13-year-old Hania Aguilar, who was reported missing on Nov. 5. Authorities said Aguilar was abducted by a man dressed in black and wearing a yellow bandana while she was standing outside her family's home on Nov. 5. A ,000 reward was issued for information on Aguilar's whereabouts. Authorities released the following statement Tuesday evening: 484

The Kardashian Jenners will create new global content under a multi-year deal, to stream exclusively on Hulu in the U.S. and in multiple territories on Star internationally. pic.twitter.com/Dke17Gfvrd— Hulu (@hulu) December 10, 2020 246

The individual is currently being treated and will be transported to a medical facility. There are no other injuries reported at this time. This incident is under investigation. (2/2)— U.S. Marines (@USMC) July 7, 2020 226

来源：资阳报