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Four sisters from Nebraska were ecstatic when they found out they were all pregnant at the exact same time.Elizabeth, Danielle, Michelle, and Sarah delivered not four but five babies, all in the course of 12 days.Elizabeth Kohlhoff delivered twins on April 29."Danielle was the first," Elizabeth said. "And then Sarah and Michelle and I were like thank goodness it's not me! And then all of a sudden I'm like oh wow, me now."Elizabeth, Danielle, Michelle, and Sarah carried their babies during the pandemic. Grandma Mary was excited but worried about her daughters."It was scary," Mary Sneed, the grandmother, said. "It was all scary but you know pregnancy's scary. Having a baby is scary. So praise god everybody's healthy. It was perfect."Everything went well, and they delivered five babies. Twins Henry and Emma, Alivia, Josephine, and Natalie. The deliveries all taking place within 12 days."It was not planned at all. It was crazy," Elizabeth said.To grandma Mary - five is just a good starting point. She herself had 12 kids."It's just a lot of fun having kids, everybody has lots of kids, a lot of fun."They call it the miracle during the pandemic. Especially because Michelle Ismert lost her first baby during pregnancy.Michelle gave birth to Josephine on May 1"We lost our first at 37 weeks," Michelle said. "So it was a little scary at the end thinking that may happen again. But she's here and she's healthy and a happy baby for the most part."The family is originally from the Omaha area and are now all scattered across the country but came together this week to celebrate and meet all the babies.KMTV in Omaha, Nebraska first reported this story. 1669

Former Michigan Gov. Rick Snyder, a Republican, blasted President Donald Trump in an op-ed for the Detroit Free Press published Thursday morning and said he will be voting for Democrat Joe Biden in the 2020 presidential election.In his writing, Snyder explains that he has remained a lifelong Republican and will still support Republican candidates, but will not support the president."President Trump lacks a moral compass. He ignores the truth," Snyder wrote, after calling Trump a bully.Snyder talked about the economy's growth during Trump's first term as president and said some reforms have been helpful but called his tax reform a "failure.""It didn't have real long-term value, enriched large corporations and violated the basic principles of good tax reform to be simple, fair and efficient," Snyder wrote.According to Snyder, not supporting the president isn't the same thing as voting for Joe Biden.Snyder then went on to describe his interactions with Biden when Biden was vice president."My interactions were always constructive and respectful. He has shown the desire to heal a deeply divided nation; has demonstrated strong moral character and empathy; and he seems willing to listen to people who have different perspectives from his own," Snyder wrote.He added that he will still support Republican candidates at the local, state, and federal levels and encouraged people to have relentless positive action.This story was originally published by Max White on WXYZ in Detroit. 1500

Florida Secretary of State Ken Detzner announced that archeological investigations found a 7,000-year-old Native American ancestral burial site in the Gulf of Mexico near Venice, Florida.“The Florida Department of State takes our responsibility for the preservation, respectful treatment and security of this rare and unique site very seriously,” said Secretary Detzner. “Our dedicated team of underwater archaeologists has done an incredible job of documenting and researching the Manasota Key Offshore archaeological site, and I am extremely proud of the work. Our hope is that this discovery leads to more knowledge and a greater understanding of Florida’s early peoples. We are thankful for the cooperation of our partners, including Gulf Coast Community Foundation and their CEO, Mark Pritchett, who has provided invaluable support and integration with the local community.”The Manasota Key Offshore (MKO) site is reportedly unprecedented and is located on the continental shelf in offshore waters, preserved in what appears to have been a peat-bottomed freshwater pond thousands of years ago.The state says that out of respect for the individuals buried there and their living descendants, divers are restricted from disturbing the site.Officials say the MKO archaeological site demonstrates that submerged offshore archaeological sites have survived natural occurrences, such as erosion and hurricanes.“Seeing a 7,000-year-old site that is so well preserved in the Gulf of Mexico is awe inspiring," said Dr. Ryan Duggins, Underwater Archaeology Supervisor for BAR. "We are truly humbled by this experience.  It is important to remember that this is a burial site and must be treated with the utmost respect. We now know that this type of site exists on the continental shelf.  This will forever change the way we approach offshore archaeology. As we continue to learn as much as possible from the site, we look forward to sharing that knowledge with the people of Florida.” 2003

Former presidents Barack Obama, George W. Bush and Bill Clinton all say they plan to receive a COVID-19 vaccine when it becomes available to them, and all have offered to take the vaccine in a public setting to demonstrate the safety and importance of vaccinations, according to CNN and NBC News.In an interview with SiriusXM radio host Joe Madison, which will air Thursday, Obama said he trusts health experts like Dr. Anthony Fauci "completely" and will follow their recommendations when it comes to vaccines."People like Anthony Fauci, who I know, and I've worked with, I trust completely. So, if Anthony Fauci tells me this vaccine is safe and can vaccinate — you know, immunize you — from getting COVID, absolutely, I'm going to take it," Obama said."I may end up taking it on TV or having it filmed, just so that people know that I trust this science, and what I don't trust is getting COVID."Obama's predecessor, George W. Bush, has also committed to receiving the vaccine publicly. According to NBC News, top Bush aide Freddy Ford said that the 43rd president would take the vaccine publicly when it is authorized."First, the vaccines need to be deemed safe and administered to the priority populations. Then, President Bush will get in line for his, and will gladly do so on camera," Ford said.Finally, representatives for former president Bill Clinton also confirmed to CNN that he would also receive the vaccine in a public setting when he is able to do so."President Clinton will definitely take a vaccine as soon as available to him, based on the priorities determined by public health officials. And he will do it in a public setting if it will help urge all Americans to do the same," his press secretary Angel Urena said.During his interview with Joe Madison, Obama said he understands why some Americans — especially those in the Black community — are hesitant to get vaccines. He cited the Tuskegee experiments, a 40-year experiment where doctors knowingly failed to treat Black men who were suffering from syphilis in order to study the effects.However, Obama stressed that widespread vaccinations are extremely important in keeping Americans and their neighbors safe and free of disease."The fact of the matter is, is that vaccines are why we don't have polio anymore, the reason why we don't have a whole bunch of kids dying from measles and smallpox and diseases that used to decimate entire populations and communities," Obama said. 2463

For those would-be investors wanting to jump into the stock market but wondering which stock to buy, legendary investor Warren Buffett has a suggestion: Try buying 500 stocks instead.“In my view, for most people, the best thing to do is own the S&P 500 index fund,” Buffett said at Berkshire Hathaway’s annual meeting in May. But what is the S&P 500, and how do you invest in one of its funds?Here’s an intro to how S&P 500 funds work, and whether one might be a good fit for your portfolio.What is the S&P 500?The S&P 500, or S&P, is a stock market index comprising shares of 500 large, industry-leading U.S. companies. It is widely followed and often considered a proxy for the overall health of the U.S. stock market.Standard & Poor’s, an American investment information service, created the index in 1957. Every quarter, its investment committee meets to review which stocks belong in the index based on each company’s market size, liquidity and group representation. Today, 505 stocks constitute the index, since some of the 500 companies have more than one class of shares.Contrary to popular belief, the stocks forming the index are not the 500 biggest U.S. companies, but they are arguably the 500 most important companies. Over .2 trillion is invested through the index, with these 505 stocks representing about 80% of the total U.S. stock market’s value.The S&P 500 is a cap-weighted index, meaning each stock within the index is weighted according to its market capitalization, or total market value (number of outstanding shares multiplied by current market price). The larger the company, the greater its influence on the index.As of Aug. 31, 2020, these are the top 10 companies by index weight in the S&P 500:Apple.Microsoft.Amazon.Facebook.Alphabet, Google’s parent company (shares in classes A and C).Berkshire Hathaway.Johnson & Johnson.Visa.Procter & Gamble.How do you invest in the S&P 500?An index is a measure of its underlying stocks’ performance, so you cannot directly invest in the index itself. Buying every company’s shares would be an arduous task (think 505 separate transactions), but thankfully there are index funds and exchange-traded funds, or ETFs, that replicate the index, effectively doing that work for you.While all S&P 500 funds track the holdings of this index, an investor must consider whether using an index fund (a passively managed mutual fund) or an ETF makes the most sense for them. The good news when weighing index funds versus ETFs is that there are solid S&P 500 options in each category, and all of these products leverage the diversity of the index itself.Because the S&P 500 is weighted by each company’s market capitalization, the larger companies in the index can sometimes have an outsize impact on the performance of the larger index. In other words, a big dip in price for Apple shares can create a dip in the index as a whole. Because of this, some investors prefer to purchase the S&P 500 in an equal-weighted format, so that each company has the same impact on the index. This is meant to create an index that is more representative of the overall U.S. market.After deciding your preference for an index fund or ETF, cap-weighted or equal-weighted, you can begin narrowing down which S&P 500 fund to purchase. To minimize your costs, look into each fund’s expense ratio — the percentage of your assets you’ll pay in fees each year — to see how they compare.Fees are important here since all of these funds track the same index, which means their returns should be roughly the same. The lower the fee, the more of that return you keep.Should you invest in the S&P 500?There are a number of things to think about before you choose any investment. But an S&P fund can generally be a good choice if you want to add broad exposure to the U.S. stock market to your portfolio.“The S&P 500 is a key part of a diversified investing strategy because it’s a good bet that the U.S. economy will continue to succeed and grow in the long term,” says Tony Molina, senior product manager at Wealthfront. The U.S. has the largest economy and stock market in the world, and is one of the most resilient and active, especially when it comes to innovation. That’s why it’s a no-brainer to include the S&P 500 as part of your portfolio.”Larger companies are generally more stable to invest in because they are well-established and widely followed. Thus, these stocks usually have less risk and lower volatility. The S&P 500 combines large companies across various industries, so investors access a broad, diversified mix of companies when investing in it.Choosing an index fund or ETF can also help investors avoid — or at least minimize — the behavioral pitfalls from stock-picking, which is a losing strategy, says Dejan Ilijevski, president of Sabela Capital Markets.Ilijevski cites the May 2018 study by professor Hendrik Bessembinder at Arizona State University, which examined investments in publicly traded U.S. stocks between 1926 and 2016 and found that just over 4% of the companies accounted for the total wealth created.“Picking those few individual winners is impossible,” Ilijevski says. “Your best bet is to own as much of the market with a fund that tracks the index.”Using index funds and ETFs can help investors generate strong returns while also minimizing their costs, says Kevin Koehler, chartered financial analyst and director of the investment strategy group at Miracle Mile Advisors in Los Angeles.“Investing in the S&P 500 the past 25 years would have given an investor over a 10% annualized return, proving that an investor does not need to be paying high expenses to get good market returns,” Koehler says.Are there drawbacks to investing in the S&P 500?There are caveats to consider. The S&P 500 consists of only large-cap U.S. stocks. Portfolio diversification encompasses buying mid- and small-cap companies along with large-caps; allocating funds to international companies along with domestic ones; and including bonds, cash and potentially other asset classes with stocks.Koehler also notes drawbacks in the S&P 500 related to its market-cap weighting.“As passive investing increases, investors are continually investing in S&P 500 funds, which has contributed to a ‘rich get richer’ problem, where the largest stocks are getting larger due to S&P 500 investing, rather than individual stock investing,” Koehler says. “This can lead to higher volatility, as active managers sell an individual stock on top of index funds selling a portion. The market could continuously be overvalued compared to its underlying value.”But relative to the downsides of many investment types, the flaws of S&P 500 funds seem relatively minor, especially when used as a part of your overall portfolio and held for the longer term. This helps explain why icons like Buffett have so publicly endorsed them.“I happen to believe that Berkshire is about as solid as any single investment can be, in terms of earning reasonable returns over time,” said Buffett at the May meeting, speaking about the investing company he’s turned into an empire. “But, I would not want to bet my life on whether we beat the S&P 500 over the next 10 years.”More From NerdWallet4 Ways Women Can Invest in Other WomenHow the Pros Ride Market Volatility — and Why You Shouldn’tIf Doing Less Means Saving More, Try These 5 Money MovesTiffany Lam-Balfour is a writer at NerdWallet. Email: tlambalfour@nerdwallet.com. 7573