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发布时间: 2025-05-31 05:29:33北京青年报社官方账号
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in Boca Raton after he made controversial comments about the Holocaust.The School Board voted to terminate William Latson in a 5 to 2 decision.In July, Latson was 165

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Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329

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With the revolving-door slate of deals making it tough to keep track of what's coming and going to Netflix each month, we're here to help you catch some movies and shows you may have had on your list before they leave the service and become a lot harder to find.Nearly 30 movies are leaving the service Nov. 1, including some excellent family films, with "Zathura" (2005) and "The NeverEnding Story" (1984) at the top of the list. Best Picture Oscar winner "The Silence of the Lambs" (1991) is also on the way out.Here are the shows and films leaving Netflix in September, courtesy of What's on Netflix:Nov. 1100% Hotter (Season 1)Ace Ventura: Pet Detective (1994)Burlesque (2010)Charlotte’s Web (2006)Clash of the Titans (1981)District 9 (2009)Fun with Dick & Jane (2005)Get Shorty (Season 1)Grandmaster (2012)Highway to Heaven (Seasons 1-5)Just Friends (2005)Magic Mike (2012)Nacho Libre (2006)Nights in Rodanthe (2008)Set Up (2000)Sleepless in Seattle (1993)Sleepy Hollow (1999)Spaceballs (1987)Sylvanian Families (Season 1)The Firm (1993)The Girl with All the Gifts (2016)The Interview (2014)The Naked Gun: From the Files of Police Squad! (1988)The NeverEnding Story (1984)The NeverEnding Story 2: The Next Chapter (1989)The Patriot (2000)The Silence of the Lambs (1991)The Taking of Pelham 123 (2009)The Ugly Truth (2009)Total Drama (5 seasons)Underworld (2003)Underworld: Evolution (2006)Underworld: Rise of the Lycans (2009)Zathura (2005)Nov. 3Julius Jr. (Seasons 1-2)Nov. 28"Disney’s The Nutcracker and the Four Realms" (2018)Phil Villarreal TwitterPhil Villarreal FacebookPhil Villarreal Amazon Author PagePhil Villarreal Rotten TomatoesThis story was first published by Phil Villarreal at KGUN in Tucson, Arizona. 1735

  

of the flora belonging to him."I was fuming cause they're boasting about something that's legal," John Dee said. "The guy is over there with two bags in his hand and a big smile on his face when he knows it's 100% legal hemp."Dee owns Green Angel CBD, based out of Brooklyn.He's fuming after the NYPD's 75th precinct's social media post from Sunday night. The tweet and Facebook post touts the arrest and seizure of 106 pounds of marijuana.According to Dee, it was actually hemp with undetectable levels of THC, making it legal. "100 percent legal. I don't make the law, I just go by the law," Dee said.Dee says many of his clients are sick people who use the hemp for pain management. The shipment was sent out Friday by Fox Holler Farms in Vermont."It's all legal, and we did everything by the books," Buddy Koerner with Fox Holler Farms said. "We really tried to do everything the right way."But Federal Express tipped off the police. The hemp was seized, and when the NYPD told Dee's brother, Ronan, to pick up the package, Ronan was arrested.Thursday, the NYPD stopped short of admitting a mistake."We field tested it as marijuana (and) called the individual in. He was placed under arrest. It's currently in the lab at this point to make a final determination if it was hemp," NYPD Chief of Department Terence A. Monahan said. "The individual did not have a bill of laden justifying its delivery, so this is all part of an ongoing investigation."But Dee is in possession of documents that he says are proof the shipment contained all the necessary paperwork proving it was legal hemp."We sent them all our paperwork, plus the paperwork within all the boxes. We have proof of that because it was seized by Vermont police. The Vermont police made a statement saying all paperwork was inside the boxes," Dee said. "We're extremely angry at FedEx. the package was already seized and cleared by the Vermont police."The government classifies hemp as any plant from the cannabis family that contains less than 0.3 percent THC, the psychoactive ingredient in marijuana.Dee says his hemp shipment was certified by a DEA certified lab to contain 0.14 percent THC.The main problem now is the longer the hemp is held, the quality is diminished. Dee says he's already lost clients and could lose up to ,000."If I lose this product, I'm going out of business, I'm completely done," Dee said.Dee took to Instagram in defense of his business and said his brother was falsely arrested. He's gotten a lot of support on social media."We're in contact with our attorney. We want our product back ASAP," he said. "We want an apology for my brother's arrest. This guy has never been to jail in his life. He's traumatized."Dee's brother was released on his own recognizance. Dee is also extremely angry at FedEx and says he may take legal action. Dee's next court date is not until Nov. 19. Dee says by then, the 106 pounds of hemp could be useless.This story was originally published by Shirley Chan on 2992

  

and now his former employer is feeling the backlash.On Oct. 20, Cody Hidalgo shared a meme that showed Elmo on the toilet. "Boss makes a dollar, I make a dime. That's why I poop on company time," the meme says."I found the meme on one of my friend's pages, and I shared it," Hidalgo said. "I share things that are funny all the time."A couple of hours later, the 23-year-old got a profanity-laced text message from his manager at Roman Stone Works."We don't make a dollar when you are s****ing all the time. Why don't you stay home and do your ****. I don't like to play your bull**** games, maybe there is a company out there that will put up with your games because I won't. Good luck," the message said, in part.Hidalgo asked if he was fired from the job he had worked less than two months, but didn't get a response.Hidlalgo then posted a screencap of his boss's message alongside the meme. That Facebook post has been shared more than 8,000 times. 954

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