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With down payments less than 10%, you’ll pay mortgage insurance for the life of the loan. With a loan-to-value equal to or greater than 90%, you’ll pay the premiums for 11 years. 181

YOSEMITE NATIONAL PARK – A hiker died after falling from Half Dome at Yosemite National Park Monday, according to KABC.The hiker fell from the Half Done cables while hiking with another person during a thunderstorm around 4:30 p.m. Monday.The National Park Service says the death is the first fatality at that particular spot since 2010. It’s also the first time a visitor died this year.The identity of the hiker hasn’t been released and no further details are being made available at this time. 514

from the U.S. Department of Agriculture.The USDA's Food Safety and Inspection Service was alerted to the issue after three consumer complaints of foreign material being found in the breaded chicken product. No injuries or illnesses as a result of consuming this product have been reported.The frozen ready-to-eat chicken fritters were produced February 28, 2019, and bear establishment number “P-1325” inside the USDA mark of inspection. The full information of the recalled product is listed below: 32.81-lb. cases containing four 8.2-lb. bags of “FULLY COOKED, WHOLE GRAIN GOLDEN CRISPY CHICKEN CHUNK FRITTERS-CN” and case code 0599NHL02But these aren't chicken products an average consumer will find in their freezer. The chicken fritters were sold to "institutional foodservice locations nationwide and were not packaged for retail sale." But while you might not find them in your freezer, your child may have had them on their lunch tray. According to the USDA, the chicken products were distributed to institutions nationwide, including schools."While the product was distributed to schools, it resulted from a commercial sale and was not part of food provided by the USDA for the National School Lunch Program," the release states.Consumers with questions about the recall can contact Tyson Foods Consumer Relations at 1-888-747-7611. 1344

?? 4PM CDT Update on Tropical Storm #Zeta. Forecast calls for steady strengthening as the system continues towards the northwest, with an eventual turn more towards the north and northeast impacting SE LA and S MS on Wednesday. Have a plan in place BEFORE Wed morning! #lawx #mswx pic.twitter.com/igmjkUeJ78— NWS New Orleans (@NWSNewOrleans) October 27, 2020 366

Yet another health concern for 2020 – the Lyme Disease Research Group reports that a mild winter could make this year's tick season especially rough.Eva Sapi, the director of the research group, told CNN that “we have a bad year for the ticks,” calling it a “perfect storm.”Dr. Sorana Segal-Maurer told CNN that hikers and campers may "just explode into the outdoors, and there may not be the same thoughtful approach" to preventing exposure.Segal-Maurer is the director of the Dr. James Rahal, Jr. Division on Infectious Diseases at New York Presbyterian Queens health car system."I'm a little nervous that their guard may be down just a slight bit," she said.Last year, the Centers for Disease Control and Prevention (CDC) announced an increase in tick-borne diseases like Lyme disease.Follow these tips to prevent exposure to ticks:1. Use an insect repellent with DEET2. Place socks over pants and wear long-sleeved shirts to block ticks from getting near your skin3. Wear light-colored clothing to make ticks easier to spot4. Do a body check when you get back indoorsTicks can carry the bacteria that causes Lyme disease, which can lead to rashes that often looks like bullseyes. Lyme disease also has some of the same symptoms as COVID-19, such as fever, chills and headache.If left untreated, the CDC says a Lyme disease infection can spread to joints, the heart, and the nervous system, leading to more problems.Click here to learn more from the CDC about ticks and the threats they pose. 1503