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SAN DIEGO (KGTV) - According to the San Diego Association of Governments, the unemployment rate in San Diego County was just under 16% at the end of June. The good news is that number is down from the 25% unemployment in May. Still, more than 250,000 San Diegans are unemployed, and many are hurting financially. However, ABC 10News did discover a select group that plans for unforeseen events such as the COVID-19 pandemic, and they seem to be doing just fine. What's their secret? FIRE.FIRE stands for Financial Independence Retire Early. We profiled this group back in November. Last fall, we met Jennifer Mah, a money coach and Community Manager for the San Diego FIRE chapter called Choose-FI before screening a documentary on the subject. And we learned then that many in the Financial Independence community save an average of 40% of their income. So we wanted to know, how are they doing now in the middle of this financial meltdown?"This is the first time in an economic downturn or instability that I've ever had a sense of strength," says Mah over a recent Zoom interview.And Jennifer's not alone. She introduced us to two couples with diverse stories."As soon as quarantine started and I was laid off, that was super scary for me," adds Grace Damazo.But not as scary for Grace and Mike Damazo had they not been part of the Choose-FI community. The Damazo's are a self-described frugal couple in their 30's. Yes, they save more money than many of their peers, but they're also investing in real estate. And before the pandemic hit, they sold one of their cars to cut back on expenses. If they travel, they do it with credit card bonuses, meal prep to save instead of eating out, and if they do, they take advantage of happy hours or specials."And also Grace, cutting my hair," says Mike laughing.From the looks of it, Grace is doing a great job with those clippers, and it all adds up. Mike's position in the Navy is, of course, considered essential. But Grace, a fitness instructor, was laid off at a big box gym and immediately transitioned her clients online. The pandemic only has them doubling down on saving."It was a realization that this was the right path, at least for us, and we need to fast track it," adds Grace.And then there is Wendy and Curtis Mays. A couple in their 50's, with six kids. If you think 50 is too late to start saving, think again. The Mays claim they were in a million-dollar hole just three years ago, and then they found Choose-FI."It's been a long time of having that fear in the back of our minds, and to not have it anymore is just incredible," says a relieved Wendy Mays.Wendy and Curtis sold their house and started renting because they could save more money and pay down debt. Family outings are free when possible, like a trip to the beach. They've paid down so much debt; Wendy was able to quit her full-time job and co-host her own financial consulting business. Curtis says the key is moving past the stigma of debt, talking with others, and figuring out what works best."They're able to do it, and we're able to do it, we just put it in our form with our platform, with our background, with our kids," adds Curtis Mays.Both couples were on what they call a 50-50 plan. 50% of their income goes straight to savings, and 50% to pay down debt. But in these uncertain times, they say they're saving even more because you never know what tomorrow will bring. 3417

SAN DIEGO (KGTV) — A San Diego teen took a jump when she decided to quit social media. At just 16-years-old, many teens today couldn't think of doing so.Alexa Mendes said she knew she had to cut the cord after recognizing that she was addicted to the likes, shares, and interactions online."It is difficult enough to try and manage our overwhelming lives already filled with extracurriculars, sports teams, clubs, honors societies, difficult classes, insane amounts of homework, the pressures of applying to prestigious universities, and an abundance of other expectations," Mendes writes. "On top of that, we are always thinking about our online profiles."So she curbed her online presence back. In doing so, she learned a lot and turned those lessons into a book: #Unsubscribed: How I am thriving in high school without social media (and you can, too)."It wasn't that difficult. It's something I'm passionate about since it's part of my life and my experience and story to tell," Mendes said.Now, Mendes' message isn't that teens should drop social media entirely. Instead, she hopes her story can help others strike a healthy balance."Over time, I realized that the key wasn’t to abolish my usage completely--it was all about becoming balanced and finding a way to use social media in moderation," she writes. "There are suggestions on how to transition from addiction to moderation — all while maintaining a social life."Mendes' book is available on Amazon. 1469

SAN DIEGO (KGTV) - A woman was apparently trying to return a Redbox movie rental to beat a late-fee deadline when another movie renter confronted her and threw her to the ground. 186

SAN DIEGO (KGTV) - A shopping trip in City Heights ended with a flurry of anti-gay slurs and a road rage assault.On Tuesday afternoon, Marco Aguirre spent an hour shopping, before heading back to his truck, parked in the 3700 block on University Avenue."I back out and lightly bump the car behind me," said Aguirre, 49.Aguirre says he saw two men emerge from an older-model, red sedan. Aguirre apologized, offering to show his insurance, but the men were agitated."The driver came on my side and the passenger came on the other side. Both of them were screaming," said Aguirre.With his cellphone, Aguirre, who is openly gay, capturing the profanities, including a string of anti-gay slurs. Aguirre was frozen. "I feel terrible. Panicked," said Aguirre.He says the slurs continued for about 15 minutes, before he decided to get out of the car to assess the damage."I see no damage to my truck and no damage to their vehicle," said Aguirre. Aguirre says when he stepped onto the sidewalk, he was attacked."One of the guys grabbed my phone and smashed it into the sidewalk. The same guy punched me in the face, under my left eye," said Aguirre. Aguirre says the two men got in the car and took off, leaving him with swelling under his left eye. The incident also left him determined to find the two men."It's not right. I need to take a stand. This is my neighborhood, and I don't want to feel threatened in my own neighborhood," said Aguirre.Aguirre says he actually recorded the entire episode up until the phone was damaged, but only a minute or so ended up in the cloud.Anyone with information is asked to call San Diego Police at 619-531-2000. 1654

SAN DIEGO (KGTV) -- An Encinitas student beat out thousands of kids across the country to be named a co-champion in a national history trivia contest. He also uses history to teach kids about COVID-19.Quade Kelley, 11, produces different videos imagining what it would be like for historical figures, like Albert Einstein and Charlie Chaplin, in today’s world. In his videos, the student is telling others “about COVID and what we could do to have the cases go down."In one of his videos, he received the surprise of a lifetime when he found out he was a finalist in the Inaugural “Who Was?” History Bee. Kelley beat out 25,000 kids across the U.S.The student has read nearly 190 books about public and historical figures, over 250 biographies, and spent more than 300 hours studying.“Because of COVID, they canceled New York. It's sort of disappointing, but at least I had an amazing opportunity to be a co-champion," Kelley said.The winners of the contest split ,000. Kelley donated his portion to a local charity.Despite not being able to compete in the history bee Kelly was able to meet the other finalist via Zoom and his favorite author Jeff Kinney.Kelly says he has a passion for history.“It’s important to learn history because if we don’t learn about it, it will happen again, possibly,” says Kelley. “We can learn from the good things that will happen again.” 1381