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Moving is stressful enough without throwing a pandemic into the mix.Many Americans may be forced to consider moving as federal foreclosure and eviction moratoriums expire. In the first week of July, 32% of Americans did not make a full, on-time housing payment, according to a nationally representative survey by the website Apartment List. Others may relocate to save money, be closer to loved ones or simply leave a densely populated area.If you’re considering moving, here’s what to know from a financial standpoint, as well as tips to make moving day safer.Budget for extrasAside from the usual expenses like buying boxes, renting a van or hiring movers, plan for extra costs because of the pandemic.You may need to buy heavy-duty supplies to deep-clean your old place, for example, or to sanitize your new accommodations. If you are moving out of a rental unit, some landlords may ask you to pay for professional cleaners or take the cost out of your security deposit.Moving across county or state lines? Check what the quarantine requirements are in your new location, says Jean Wilczynski, a certified financial planner and senior wealth advisor at Exencial Wealth Advisors in Old Lyme, Connecticut. You may have to pay for quarantine accommodations like a hotel or Airbnb if your new apartment or home is not move-in ready, she says.If you are receiving unemployment benefits, check the rules on how your benefits carry forward in your new location and what the taxes are if it is a new state, Wilczynski says. You can typically find this information on your state’s Department of Labor website, she says.If you are unemployed or your income has dropped as a result of the pandemic, you can also check whether you qualify for moving assistance by calling 211.You might not be able to really get to know your new place until you’re living there, so prepare yourself (and your wallet) for surprises like leaky faucets or broken appliances. Landlords and real estate agents may offer only virtual tours. And if you can see the new accommodations in person, you may be required to sign a waiver, wear a mask and avoid touching anything while in the house.Stay safe during the moveHow to move safely depends on whether you are doing it yourself or using movers. Current guidance from the Centers for Disease Control and Prevention suggests that the main way the coronavirus spreads is through respiratory droplets, says Lindsay Slowiczek, pharmacist and drug content integrity manager at Healthline.com. That’s why wearing a mask and staying away from people is important to slow the spread of the virus, she says. Sanitizing surfaces is also an extra precaution worth taking.Moving yourselfIf you’re renting a moving truck, companies like U-Haul offer contactless pickup and drop-off options. Slowiczek suggests sanitizing the door handles, steering wheel, radio and the metal tongue on the seatbelt in the rental van.Using moversBefore picking a moving company, check its website or call and ask about its safety practices in response to the pandemic, Slowiczek says. Ask whether the movers wear masks and gloves during the move.On moving day, she suggests being prepared with a plan to limit interaction with movers and maintain social distancing. This includes packing as many things as you can yourself, or consider using a self-pack moving container as Slowiczek did for her own recent move.If the movers will pack the truck, create a schedule for the movers. For example, ask them to start with a particular room as you stay in another. This is also particularly useful if you live with family members who are vulnerable or immunocompromised, she says. Try to limit their involvement with the move as much as possible.“Plan out the way [the movers] are going to move through the house,” says Slowiczek. “If possible, move all of [your boxes] to one area in your home so they don’t have to come throughout your house as much.”Keep hand sanitizer or soap handy during the move so that you and the movers can use it periodically, she says. (Check on the FDA website that your brand of hand sanitizer is methanol-free, Slowiczek adds). After the move, use disinfectants registered with the Environmental Protection Agency to clean surfaces or furniture.“Just using the product as-is is not enough — read the instructions on how long it should be wet on the surface,” Slowiczek says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Have Too Much Credit?Smart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 4746

MILWAUKEE — A new lawsuit claims Facebook promoted conspiracy theories among the members of militia groups and is responsible for a series of shootings in Kenosha that left protesters dead in the days following the shooting of Jacob Blake.Four people, including the partner of one of the victims killed in the shooting, filed the lawsuit Tuesday against Facebook, members of two militia groups and Kyle Rittenhouse, the 17-year-old accused of killing two protesters.The lawsuit filed in the federal court of the Eastern District of Wisconsin alleges Facebook failed to delete two groups — the Kenosha Guards and the Boogaloo Bois — before the allegedly racist and hateful content led dozens of armed counter-protesters to Kenosha, including Rittenhouse."These calls to arms, as one might infer, are not met with the responsible consideration of concerned citizens, but by violent, racist rhetoric in which militia members promise to shoot protesters, their desire to literally kill people displayed publicly for all to see," the lawsuit alleges.The lawsuit argues that Facebook's algorithm allows content from such militia groups to spread rapidly. The suit also argues the algorithm allowed Kenosha Guards' content to be picked up by conspiracy website InfoWars, which wrote an article on the group's call to arms.The lawsuit adds Rittenhouse answered that call to arms and drove across state lines from Illinois to Kenosha with a long gun. Under the command of militia member Ryan Balch — who is named as a defendant in the suit — Rittenhouse later independently shot the three protesters, according to the lawsuit.Rittenhouse is also listed as a defendant in the lawsuit.Facebook received over 400 complaints and flags concerning the Kenosha Guards page and the content it was posting, according to the lawsuit. It alleges that the social network did not attempt to take the page down until after the shooting occurred. In fact, Kevin Mathewson, the creator of the Kenosha Guards page, removed the group himself, the suit alleges.Mathewson is also among those listed as a defendant in the lawsuit."More importantly, Facebook continues to provide militias with the tools to further their violent conspiracies, at a time when we are entering into an election period in which the President of the United States — who openly supports the activities of these militias, while insulting Black Lives Matter and other racial justice protesters — has declared his intent to contest the forthcoming election," the lawsuit reads.The lawsuit cites several causes of action, including conspiracy to interfere with civil rights, action for neglect to prevent, negligence, civil conspiracy, intentional and negligent infliction of emotional distress, among other causes.The lawsuit calls for the injunctive relief enjoining Defendants from future violations of plaintiffs' rights guaranteed under federal and state law, as well as damages determined during a trial.The plaintiffs in the lawsuit include:Hannah Gittings, partner of Anthony Huber, who was fatally shot by RittenhouseChristopher McNeal, a Black man who says he was assaulted by militia membersCarmen Palmer, a Black woman who says she was attacked by militia members when she traveled to Kenosha to protestNathan Peet, a local journalist who witnessed Rittenhouse allegedly shoot the first victimThe lawsuit was filed on behalf of the Plaintiffs by Jason Flores-Williams and Jennifer D. Sirrine, of 21st Century Law, both based outside of Wisconsin.In addition to Facebook, the Kenosha Guards group, Rittenhouse, Balch and Mathewson, the plaintiffs are suing the Boogaloo Bois, a right-wing militia that has the alleged goal of fomenting a race war in the U.S.This story was originally published by Jackson Danbeck on WTMJ in Milwaukee. 3795

More than seven months after Hurricane Irma a Vero Beach, Florida woman is still feeling the effects of the damage.Her vehicle was totaled from flooding and sold. But that sale is still costing her because of one item she left behind on the car: her license plate.Now, her family wants to keep anyone else from making the same costly mistake.Jamie Portell’s mother lives at Indian River Estates assisted living in Vero Beach.Portell rode out the storm with her mother there.The next morning, they realized her mother’s car flooded.“The seats, the electric, she couldn’t adjust anything,” Portell explained. The carpet was soaked.They called the woman’s insurance company, State Farm, and said someone came out, looked at the car, totaled it and arranged for it to be towed away.About a week later, Portell said she took her mother to a local State Farm location to pick up a check.“We didn’t think anything more about the car, until about four months later she received, from the state of New Jersey, a bill with the picture of the back of her car,” Portell said.The letter was a toll road fine.“She was very upset not knowing what had happened to the car,” Portell said.  They called State Farm and asked the agency to take care of the mishap.“Another 3-4 weeks later, she gets another bill from the state of New Jersey with another picture of her car,” Portell said. It was another fine.“Called the insurance company again and said 'I thought this was taken care of, can you please look into it, ' ” Portell said.This month, they did not get a bill and hope this matter has been resolved.But, they learned a lesson.“Definitely remove your plates. You don’t think about those things needing to be done, you just assume your agency is going to take care of that,” Portell said.A State Farm spokesperson told Scripps station WPTV in West Palm Beach in a statement: "While I am unable to speak to the specifics of this claim due to customer privacy reasons, I can share in general that we typically encourage customers to remove all personal belongings and items from the total loss vehicle prior to being towed, including their personal license plate. State Farm works with an auto salvage vendor to dispose of the salvage vehicle in the form of a salvage sale. If personal property was not removed from the vehicle, that property may remain on the vehicle throughout the sale. We encourage customers to contact their claim representative should they discover personal property has remained on the vehicle, so measures can be taken with the customer to help track down personal property." 2633

More travelers are being deceived every year by third-party travel sites disguised as dream destinations.Hotel booking fraud is a growing problem — 1-in-4 American travelers say they've been duped.Molly Fay says one of these sites took advantage of her. She booked a dream vacation last year to wine country. In the interest of full disclosure, Fay works at Scripps station WTMJ in Milwaukee, the station that originally broke this story."I thought I was booking directly with the resort," Fay said.   She searched the web for the name of a California Inn and clicked on the website to reserve a room,."(It) absolutely looked like the property's website with the picture, their name top line and didn't have mention at that time of the booking service," Fay said. She actually booked through a third-party website, something Fay realized when the confirmation email came through.A few months before the trip, Fay had to cancel.  She was hoping to get some money back."I thought maybe the resort will make an exception or work with me. Maybe give me half of my money back," she said. The third-party website told Fay it was checking with the owner about her request.  "They got back to me immediately and said 'the owners of this property said they will make no exception for you," she said. Fay said she later discovered the site never actually made contact with the inn. The number of travelers duped by third-party websites is growing, according to the American Hotel & Lodging Association.  In 2015 only 6 percent of vacationers reported being a victim. In 2017, it was 22 percent.    Many result in bad bookings.  People are charged hidden fees, they don't get the accommodations promised, or reservations are lost.It's one of the reasons some people are trending back to travel agents.  "They do like to know they have that security," Holly Faith, with Fox World Travel Brookfield, told us.  With so many choices, and the pitfalls of online booking, they're seeing more travelers book through the agency."They get very overwhelmed. So they do come back kind of full circle now, to our advice," Faith said. There has been some oversight by the federal government. The FTC recently filed a complaint against a company that sells hotel reservations through third-party websites. It found the defendants engaged in "deceptive acts and practices" creating the impression consumers are booking rooms directly through the advertised hotel.  Fay was able to get some of her money back by bypassing the booking site and reaching out to the general manager at the California inn directly. Now, Fay says she's more careful when making a reservation.      There is federal legislation in the works called the Stop Online Booking Scams Act. It would require all third-party websites disclose they are not affiliated with hotels. The bill would also give state Attorneys General the ability to go after violators in federal court. right now only federal authorities can pursue charges.Some key things to look for so you don't fall into a scheme: Many of these third-party sites use the hotel name in the link. If the website doesn't have a locked symbol or an "https" in the web address don't do business there.RESOURCES:  3370

MILWAUKEE -- A suspicious package investigation in downtown Milwaukee took an unexpected turn Monday when a bystander suddenly walked up to the item in question and began rummaging through it, prompting investigators to tackle him. The backpack was reported shortly before 7 a.m., prompting a response by Milwaukee Police and the bomb squad.Video shows the man crossing the police tape, walking up to the backpack and dumping out the contents. It’s not clear if the man had any connection to the investigation. Police have not released any other information at this time. 614