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The Macy's at Herald Square has begun boarding up windows, anticipating protests from the result of the 2020 Presidential Election. WPIX-TV cameras saw workers boarding up along the famous storefront Friday evening.A variety of Fifth Avenue stores were boarding up on Friday afternoon and some as early as 9 a.m. Many Manhattan stores were looted in the unrest following the death of George Floyd in late May and early June. 445
Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

Black Friday and Cyber Monday may get a lot of attention during the Thanksgiving shopping weekend, but you could score even bigger deals Tuesday. “Travel Deal Tuesday” sees airlines cut fares up to 40 percent. The 227
After responding to an online advertisement for French bulldog puppies last weekend, a Wooster, Ohio, family worries that they might have been taken advantage of. Not only do they not have the dog they were hoping to bring into their family, but they are also out more than ,500, the family said.In late August and in early November, the Mark family was forced to say goodbye to their two beloved dogs, one of which formerly belonged to Angela Mark's father who passed away earlier this year."That was all she had left of her father," Brady Mark said.The other dog, who passed away Nov. 15th, was a loveable American bulldog that was a companion animal to the Mark's teenage son. The family was taking the back-to-back losses pretty hard, Mark said, which explains why he and Angela so easily gravitated to an online advertisement for French bulldog puppies from a seller in Montana.The seller reportedly told Angela that a family member of his had also recently passed away. Unable to take care of the puppies himself, the seller reportedly said that he would offer a puppy at a steeply discounted rate but the Mark family would have to pay for shipping, which would be around 0.The seller could not be reached for comment and his online advertisement has been taken down.Angela says she was directed to use a Montana-based company, American Delivery Service. The company's fairly official-looking website says the company, "[aims] to provide pet owners with unique advanced solutions needed to fly with your pets." The website does not list an address and calls to the listed phone number were not answered.Additionally, there does not appear to be an official filing for American Deliver Service through the Montana Secretary of State's Office.In the contracts, messages and invoices from alleged representatives of American Delivery Service, there were numerous grammatical and spelling errors, as well as no official letterhead.In hindsight, Brady Mark said there were several red flags."We've been getting the runaround back and forth from the shipping company. Who's legitimate and who's not? We don't know yet," Mark said. "[Alleged company representatives] said, 'hey we need more money for this this and this.' We still have no dog and we're about 00 deep right now, probably even more than that."Mark said the alleged company went as far as to provide short videos and other media showing dogs in shipping containers, apparently suggesting the Mark's new puppy was in transit. There was also a shipment tracking number provided on the invoices. However, at every turn, there were demands for hundreds of dollars in order to pay for things like vaccines and special dog carriers.Angela Mark said an alleged company representative said the dog was waiting at a local airport and would be released to the family upon final payment. However, Brady Mark said he called the airport and an airport representative told him there weren't any animals in holding.Brady Mark said he and his wife have both come to the belief that their money may never be coming back."We borrowed money off of our daughter," Brady Mark said. "[Angela's] mom stepped in to try to help us out. We didn't just screw ourselves. We screwed other people in the process. It's going to screw us at the end of the month when bills start coming due. We might be short on rent. It's not their problem, it's ours. Still, if it can help somebody else to avoid what we just went through, so be it. If it prevents it happening from someone else, I guess I'll be that goat."According to the Better Business Bureau, so-called puppy scams have grown in number and in complexity in recent years. The past three years, the BBB has received nearly 10,000 reports of puppy scams. However, the FTC estimates that only 10% of victims actually come forward.Although the scams have grown more complex, they are often distinguishable by certain hallmarks. Possible red flags include communications only through email, copycat or easily obtainable stock photos and payments through non-traditional services like pre-paid gift cards. Additionally, the BBB says if a deal seems too good to be true, it likely is. This article was written by Jordan Vandenberge for WEWS. 4252
He was a former cop with a little-known story of infiltrating the KKK back in the 1970’s, until an Oscar-winning film thrust him into the national spot light.Now, Ron Stallworth’s story is known to many. “I never imagined anything like this happening when I began this, writing this book,” Stallworth says. “I just want to tell a story.”And Stallworth’s real life meets today's real life. The movie BlacKkKlansman ends with real footage from the deadly “Unite the Right” rally in Charlottesville, Virginia, as well as President Donald Trump’s comments afterwards, saying there were “very find people on both sides.” Stallworth believes the president's words are, in part, why his story still resonates so much today. “He had an opportunity to be the moral conscience of this country in that precise defined moment, and he chose to equate hate with non-violent protesters,” Stallworth says. Stallworth views today's alt-right protesters in the same light as KKK members of decades past. “The alt-right doesn't sport white hoods and white sheets. They wear suit coats. They look like business people,” he says. “They don't have the stereotypical image of the southern racists that many of us grew up grew up on in the movie.” That's why he believes diversity in law enforcement, and connection with the community, is more important now than ever. “If you have a systemic evil in an organization like racism, one of the best ways to fight it is to become part of the organization fight it from within,” Stallworth says. “And that's what I was doing back at back in the day. That's where a lot of people are doing these days.” 1639
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