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  濮阳东方男科咨询预约   

TALLAHASSEE, Fla. -- Governor Ron DeSantis has vetoed a bill that would have raised the minimum smoking age to 21 in Florida.Earlier in the year, the state was poised to raise the minimum age for smoking and vaping to 21. But on Tuesday, in a letter sent to the Department of State Secretary, Gov. DeSantis explained that banning vaping would be "more dangerous" for hundreds of thousands of Floridians who rely on the reduced-risk alternatives to cigarettes.Gov. DeSantis said in the letter that the bill -- Senate Bill 810 -- would lead more people to go back to smoking cigarettes and would "drive others to the hazardous black market."While Gov. DeSantis says it's "an important goal" to get younger Floridians to cut down on vaping, he said in the letter that the goal will not be achieved with the passage of the bill.Prior to being vetoed by the governor, Senate Bill 810 would have also banned sales of flavored vaping products.Below is Gov. DeSantis' letter to the state:Below is the now-vetoed Senate Bill 810:This article was written by KJ Hiramoto for WFTS. 1078

  濮阳东方男科咨询预约   

Students watching the COVID-19 pandemic play out have reason to be wary of taking on additional loans for college. With what could be a slow economic recovery, signing up for an additional bill that comes each month, no matter what, might sound like a bad idea.Federal student loan payments are currently paused. But those repayments are scheduled to resume next year before current students can take advantage of the halt. And while government income-based repayment plans and forbearance can offer a respite for economic hardships, interest still continues to add up. Private loans are even less forgiving and almost always require a co-signer.But there’s an alternative emerging: income share agreements, or ISAs. With these agreements, students borrow money from their school or a third-party provider and repay a fixed percentage of their future income for a predetermined amount of time after leaving school.Depending on the terms of the agreement and the student’s post-graduation salary, the total repaid could be much more or far less than the amount borrowed. It’s a gamble that could be worth it for students who’ve exhausted federal aid and scholarships. Here’s why.No co-signer requiredMost students need a co-signer to qualify for private student loans. Co-signers are on the hook for any missed payment, and a large balance can be a burden on their credit report. As families look to make ends meet, they may need that borrowing leverage for themselves.Income share agreements are co-signer-free. Instead of credit history, students typically get an ISA based on their year in school and major. The best terms are often reserved for students in high-earning majors near graduation, like seniors studying STEM fields. But high earners also risk having to repay a larger amount.If an income share agreement isn’t the right fit for you and you need additional funding without a co-signer, consider a private student loan designed for independent students. These loans are often based on your earning potential and don’t require co-signers. They may also offer flexible repayment options based on salary or career tenure.Unemployment safety netWith an income share agreement, if you’re unemployed — or if your salary falls below a certain threshold, which can be as low as ,000 or as high as ,000 — you don’t make payments. No interest accrues, and the term of your agreement doesn’t change.That makes these agreements a good option for students in times of economic uncertainty, says Ken Ruggiero, chairman and CEO of consumer finance company Goal Structured Solutions, which is the parent company of student loan providers Ascent and Skills Fund and provides funding for school-based ISAs.“I like the idea of not having to make a payment when you’re going into a recession or right after the recovery happened,” he says.If you’re a junior, senior or graduate student poised to enter the workforce soon, that could make an income share agreement more attractive. Tess Michaels, CEO of income share agreement provider Stride Funding, says she’s seen a significant increase in inquiries since the pandemic forced schools to shut down in March.But freshmen and sophomores have more time to wait out the economic fallout. If you’re further from starting your career, weigh the recession-related benefits of an income share agreement against the risk of giving up a percentage of your future income. Remember, you won’t know the total cost of an ISA when you sign up.But it’s not right for all studentsSome colleges offer income share agreements to all students regardless of major or tenure. Still, many of these programs prioritize upperclassmen, making it harder for freshmen and sophomores to qualify.But an income share agreement might be the wrong move even if you’re graduating soon. If your income is higher than average after graduation, you might pay much more than you received.Let’s say you get ,000 from a private ISA company and agree to pay 9% of your salary for five years. If you earn ,000 a year (the average starting salary for a college graduate) for the length of your term, you’ll repay ,950. That is equivalent to a 10.6% interest rate. In that case, a private student loan could be a better option. Fixed rates on private student loans are hovering around 4%, though independent students will likely pay more.And income share agreements have fewer protections for borrowers than student loans. Tariq Habash, head of investigations at the Student Borrower Protection Center, says that while consumer protection laws apply to these agreements, “ISA providers will say there isn’t really legal clarity because they’re new and different.” He said that he saw the same thing with payday loans and fears ISAs will take advantage of the most vulnerable students.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondCollege During COVID-19: Your Aid Questions AnsweredWhat to Do if There Isn’t COVID-19 Student Loan ForgivenessCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 5166

  濮阳东方男科咨询预约   

TAMPA — A Tampa mom is pleading for help to bring her son home after she says his father moved him Lebanon without her permission.3-year-old Dexter was supposed to spend a court-ordered weekend with his father. Instead, Rachelle Smith says Dexter’s father Ali Salamey, a US citizen, went to the embassy, attained passports for himself and Dexter, and then flew them both to Beirut. “I will never stop looking for you, I promise,” Smith said.Smith says she suspected her son Dexter would be moved to Lebanon by his father and appealed to the court. But Ali Salamey was still able to obtain passports through the Lebanese embassy."I stated that I fear that Mr. Salamey will remove and hide our child. This fear was clearly valid," Smith said. "I am here to beg for any and all help to get my little boy returned." Lebanon does not partake in US extradition laws. It also did not sign the Hague Convention Agreement, an international treaty protecting against cases like these. So as it stands, she has no power to bring him back.Without assistance from the state department and president, she believes she may never see her son again. She is asking Florida Sens. Bill Nelson and Marco Rubio to help her in bringing Dexter home."I would never have thought he would have taken any attempts to separate the child from his mother," Alex Stavrou, the attorney for Ali Salamey, said. "Ali, quite frankly, lived for his son."“Most parents, when this happens to them, they are absolutely paralyzed," iStand Parent Network president Dr. Noelle Hunter said. Hunter knows this all too well. In 2011 her daughter Mia was taken to Mali by Mia’s dad. But Hunter got her back.“I staged a protest in front of the Mali embassy in Washington DC.”Like Smith, she appealed to the court. She says if you suspect this will happen, listen to your gut, get a court order, warn officials, contact the airlines, and register your child with the Children’s Passport Issuance Alert Program. She says to also contact the embassy you think the parent will go to.“Enroll their child in something called the prevent abduction program,” Hunter said.“That embassy has no obligation, unfortunately, to honor an American parent’s wishes that a passport not be issued.”Like Lebanon, Mali has no extradition policy but Hunter got her senators and the state department involved and Mia came home.“Mali started to pay attention when governmental actors started to indicate that this American child needed to come home and that there would be progressive actions until that happened.” 2574

  

The Boston Red Sox advanced to the World Series, defeating the Houston Astros 4-1 Thursday in Game 5 of the American League Championship Series at Minute Maid Park in Houston.David Price, whose postseason struggles have long been a talking point, delivered a solid performance for the Red Sox. The veteran left-hander went six shutout innings, striking out nine Astros.J.D. Martinez finished 2-for-3, and his solo home run got Boston on the board in the third inning. Rafael Devers made it a 4-0 lead in the sixth with a three-run homer.The Price playoff narrative has been beaten into the ground so much that even casual baseball fans are probably aware of his October history.The five-time All-Star was a different pitcher Thursday night, and his changeup was a big reason.It's one thing for Price to pitch spectacularly on a given night; it's another for that success to come in part because of a change in approach. That's something tangible he can carry into his first start in the 2018 World Series.Expecting the veteran left-hander to be this effective in the Fall Classic might be unrealistic, but a better version of Price than his typical postseason self would make a big difference for the Red Sox in the next round.Nathan Eovaldi has never pitched in a World Series, and Rick Porcello's playoff starts with Boston have been a mixed bag. Most importantly, Chris Sale has a stomach illness that kept him out of starting Game 5.If the Red Sox can count on Price, they'll have one fewer question mark surrounding their starting rotation.Astros Primed to Contend Again in 2019Sometimes, baseball isn't fair.As great as the Astros played this year, history wasn't on their side. MLB will now go 18 years without a repeat World Series champion.The good news for Houston is that it has a good chance to return to the playoffs and make another title challenge in 2019.The Astros could see some experienced veterans depart in free agency. Marwin Gonzalez, Charlie Morton, Evan Gattis, Tony Sipp and Dallas Keuchel are all hitting the open market in the offseason.The Justin Verlander trade—the Astros absorbed  million from his contract—showed ownership is willing to make the financial commitment necessary to put together a championship-caliber roster. Houston may wind up losing one or more of its free agents, but it shouldn't be a mass exodus.The Astros' returning stars aren't due to decline in 2019, either. Jose Altuve and George Springer are the elder statesmen yet are only 28 and 29, respectively. Alex Bregman, who enjoyed a breakout in 2018, will turn 25 in March. Carlos Correa turned 24 last month.Regarding the rotation, Gerrit Cole averaged a career-high 12.4 strikeouts per nine innings and saw his FIP fall from 4.08 in 2017 to 2.70, per Baseball Reference. A free agent in 2020, Cole could well repeat that success next season.And the 35-year-old Verlander continues to defy the aging curve. Maybe he'll fall off in 2019, but it feels like that has been a possibility for the last three or four years.Luck is a factor in determining a team's fate. But strictly from a roster point of view, the pieces are there for the Astros to play in October next season.Red Sox Offense Looks Unstoppable Heading into World SeriesThe Astros surrendered eight combined runs in their first four playoff wins. The Red Sox scored 27 total runs as they reeled off four straight victories to clinch the AL pennant.This is the same Boston offense that ranked first in on-base percentage (.339), slugging percentage (.453) and weighted on-base average (.340).The Red Sox's collective strength is shining.When Mookie Betts and Andrew Benintendi combine to go 0-for-10, Ian Kinsler and Mitch Moreland and deliver two hits apiece. Both Kinsler and Moreland scored on Devers' homer.Likewise, one mistake thrown to Martinez is all it takes to see the ball sail over the fence. Verlander should've had a strikeout with a slider down and away. Instead, he had to throw another pitch and left a hang

  

The 90th Academy Awards were held Sunday.The following is a list of nominees with the winners indicted in bold. Photos: Celebrities walk the red carpet at the 2018 OscarsBest Picture 195

来源:资阳报

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