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It’s official, summer 2020 was the hottest on record in the Northern Hemisphere.The National Oceanic and Atmospheric Administration released their monthly report on global temperatures. August 2020’s temperatures around the world made it the second-warmest August on record behind 2016, and the third-hottest season.Here in the Northern Hemisphere, August set a new record with a temperature departure from average of 2.14 degrees F, beating 2016’s numbers.“The most notable temperature departures from average were observed across Alaska, eastern Canada, the western contiguous U.S., Europe, northern Russia, central South America, Western Australia, eastern Antarctica, and across the North Pacific, the Bering Sea, and the Barents Sea, where temperatures were at least 2.0°C (3.6°F) above average,” NOAA scientists observed.The three-month season, June-August, surpassed the previous global record reached in both 2016 and 2019. This period is winter in the Southern Hemisphere, and they also had warmer weather than normal. Australia also had a drier than usual winter, 31 percent below average for precipitation.Globally, the ten hottest Augusts have all happened since 1998, and the five warmest have happened since 2015.Scientists believe 2020 will very likely rank in the top five warmest years on record.Also noted in the report, arctic sea ice continues to decline. The average Arctic sea ice coverage in August was the third smallest on record, about 29 percent below the 1981-2010 average. 1509

It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

In my opinion, these patriots did nothing wrong. Instead, the FBI & Justice should be investigating the terrorists, anarchists, and agitators of ANTIFA, who run around burning down our Democrat run cities and hurting our people! https://t.co/of6Lna3HMU— Donald J. Trump (@realDonaldTrump) November 2, 2020 317

INDIANAPOLIS — A special prosecutor chose not to press charges against Indiana Attorney General Curtis Hill, after four people accused him of sexual misconduct. The alleged sexual misconduct happened in the early morning hours of March 15, 2018, at a party at A.J's Bar in Indianapolis. The alleged behavior included suggestive statements and unwanted touching by Hill.  Hill did not deny touching occurred but said it was either incidental to conversation or movement in the bar, according to the prosecutor's report.The special prosecutor, Daniel Sigler, investigated a potential charge of misdemeanor battery. Fifty-six witnesses were interviewed during the investigation, and a video statement was obtained by Curtis Hill."Mr. Hill was cooperative with my requests throughout the process as were all witnesses interviewed," Sigler wrote in his statement. Sigler said he found the women's claims as "true and credible.""Their motives appeared sincere and I found all to be credible in their belief that Hill touched them in a way that was inappropriate," Sigler wrote. "The decision made today should not and does not reflect on their credibility," Sigler wrote at the end of his statement. "They addressed their concerned in an appropriate fashion and forum and should be subjected to no criticism."The Indiana Inspector General also released a report about the investigation. The Inspector General's report is more detailed in those interviewed, and the exact allegations against Hill. Of the 39 people interviewed who attended the party at A.J.'s Bar, 20 of them said Hill appeared to be intoxicated. When asked why they believed that, some said he was slurring his words or had trouble standing up. One witness described him as "acting like a freshman at a college frat party," while another said he behaved in a "predatory, intoxicated manner." Another 15 people at the party said they couldn't comment, weren't sure, or couldn't remember if Hill was intoxicated. Four said they didn't believe he was intoxicated. The initial accusation against Hill came from Mara Candelaria Reardon, an Indiana State Representative from Munster, Indiana. She told investigators Hill put his hand on her back at the party, then slid it down her dress and grabbed her buttocks. She said she told him to back off, then left the conversation.Later in the evening, Reardon said Hill returned to her and touched her back. She reported that Hill said "that back, that skin" when he touched her.The investigators interviewed a male witness to the incident, who said he saw Hill touch her "with his own two eyes." Other witnesses said they saw them together and saw Hill touching her back, but didn't see how far down his hands went. One of those witnesses said Reardon approached him and said that Hill was "a creep," but said she didn't elaborate further.Hill's second accuser told investigators he approached her and started rubbing her back. She told investigators "she felt trapped," and was uncomfortable and embarrassed, and afraid of how others would see what happened. A third accuser told investigators Hill approached her and made her uncomfortable with the conversation. She said she told him "it's really hot in here," and Hill replied, "Yes, you're really hot."In addition to the known four public accusations, investigators also learned of two more incidents where people stated they were made uncomfortable by Hill's actions at the party, according to the Inspector General's report.“While the findings of our investigation did reveal unacceptable behavior by a state officeholder, and which significantly impacted those affected, we respect the grounds on which Special Prosecutor Sigler made his decision,” Inspector General Lori Torres said. In an announcement shortly after Sigler's, the women who accused Hill said they are pursuing a civil lawsuit against him. Hill's attorneys released a statement about the announcement. It reads, in part: 4065

It is the best-selling soft drink in Scotland, often referred to as the country's "other national drink," so it should perhaps come as no surprise that the banning of Irn-Bru from a luxury golf resort owned by Donald Trump has caused many Scots to see, erm, orange.Reports that Trump Turnberry in Ayrshire has removed the bright orange fizzy drink, which is more popular than Coca-Cola in Scotland, from sale over fears that the beverage could permanently stain the resort's expensive carpets has been a trending topic in the United Kingdom on Twitter.The ban apparently came to light after a request by guests for Scotland's favorite non-alcoholic beverage to be supplied at an event was refused.As part of the five-star resort's ￡200 million (1 million) upgrade, hundreds of thousands of pounds was reportedly spent on carpets.Ralph Porciani, Turnberry's general manager, told the Ayrshire Post: "We can't have it staining when to replace the ballroom carpet would be ￡500,000 (8,800) alone."We have villas here with Irn-Bru stains in the carpets which I can't let."National newspaper The Scotsman published an editorial on the subject entitled "An unfortunate stain on Trump's reputation.""The resort may have ballroom carpets to protect but surely the stain on Trump's reputation from this ill-considered decision is much, much worse," the newspaper wrote.On Twitter, Edward MacKenzie said: "This time he really has gone too far!" while Occasionally Odd tweeted: "Why don't they just make all the carpets #irnbru coloured?" and Simon MacMichael said: "The President of the United States has just declared war on Scotland."When contacted by CNN, Trump Turnberry did not have anyone available for comment, saying that Porciani was "too busy to provide comments on this." AG Barr, the makers of the drink, has also declined to comment on the ban.According to Irn-Bru, the equivalent of 20 cans of its drink, which was first produced in 1901, is sold every second.So popular is the drink in Scotland that fans stockpiled cans in anticipation of the UK government's introduction of a sugar tax on soft drinks last month which forced a change in recipe that cut the sugar by almost half.Last year social media fizzed when Barack Obama was given a sugar-free version of the beverage on his first visit to Scotland, while in 2014 Canada banned Irn-Bru -- and other well-known British products such as Marmite and Ovaltine -- because it contained unapproved ingredients.It is not the first time that Trump, whose mother was born on the island of Lewis, has irked the Scots, with the US President accused of breaking promises and ruining Scottish dunes with his Aberdeenshire golf course.Last year, members of the UK Parliament debated a motion to stop the billionaire from making an official state visit to the country after more than 1.8 million people signed a petition calling for the trip to be downgraded in the wake of Trump's proposal to ban citizens of some predominantly Muslim countries from entering the United States.Trump is set to visit Britain in July, though not on a full-blown state visit, and is expected to meet Queen Elizabeth II, but it is not clear yet what beverage will be served up for the occasion.  3240