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You will soon be able to freeze your credit report for free, a step that can help protect you from identity theft.Many called on Congress to make freezes free after the massive Equifax breach last year that exposed the personal information of more than 146 million Americans to hackers.The provision was included in a broader bill passed by the House on Tuesday, which rolled back regulations on banks created by Dodd-Frank. The bill now heads to President Donald Trump's desk.When you place a freeze on your credit report, it prohibits the credit rating company from disclosing your personal information, effectively preventing anyone from opening a credit card or loan in your name. You'd need to lift the freeze if you want to open a line of credit yourself.A freeze goes a step further than a credit monitoring or fraud alert service. Those generally notify you of suspicious activity after it happens.But under current state laws, there is often a fee to place and lift a credit freeze Most security freezes cost between and , though several states have already made them free.Plus, you'd need to place a freeze on credit reports at all three credit rating agencies — Experian, Equifax, and TransUnion — and pay a fee at each of them.The new legislation will make placing, lifting, and permanently removing freezes free no matter where you live. It also requires consumer rating companies to fulfill your request within one business day if made online or over the phone, and within three business days if requested by mail.The changes will take effect about four months after the bill is signed.To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.Often there is no charge for victims of identity fraud to add or lift a security freeze. After the data breach, Equifax made freezes free for everyone until June 2018. 2058
YOSEMITE NATIONAL PARK, Calif. (AP) — A man died after falling into a river at Yosemite National Park on Christmas Day, the National Park Service said Friday.The man apparently slipped down Silver Apron, a large, sloping granite area above Nevada Fall, and suffered a head injury, government spokesman Andrew Munoz said in a statement. The ongoing investigation is taking longer than usual because of the partial government shutdown, he said.Munoz said rangers responding to a 911 call arrived on scene in less than an hour and pulled the man, who has not been identified, from the water."Medical attention was provided to the visitor, but he died from his injuries," Munoz said.The man's death was first reported by Outside Magazine, which noted that at least 10 people died in the park last year, including another man who slipped and fell to his death near Nevada Fall.No further details on the Dec. 25 fatality were released.Munoz said the park didn't issue a press release about the death because of the shutdown, which began two weeks ago and forced furloughs of hundreds of thousands of federal government employees.Yosemite remains open to visitors during the shutdown, and crowds of visitors have been driving into the park to take advantage of free admission. This week, the park announced new access limitations and several closed areas within the park because of problems with human waste, damage to resources and other public safety concerns during the shutdown.Under the park service's shutdown plan, law enforcement staff remains on duty.Munoz said the visitor was not in a closed area when he fell. 1622
Women have been hit harder by job loss during the pandemic, according to an analysis by the Institute for Women's Policy Research.It found in April that the unemployment rate for women increased almost three percentage points above the rate for men. It's a direct contrast to the 2008 recession, which left more men out of work.The institute says this time is different because women dominate the fields that have had the most coronavirus-related layoffs, like hospitality and education.Women of color are even more heavily impacted, with the unemployment rate highest amongst Hispanic women.The institute's president and CEO, C. Nicole Mason, says many of those were low wage jobs.“Many of these women, both black and Latina women, women of color were economically vulnerable before the start of the pandemic,” said Mason. “And the pandemic has only worsened those circumstances and their vulnerability.It's disheartening after a strong start to the year, when the institute celebrated women making up 50% of the workforce.They tell us women will face more challenges getting back to work compared to men.“If it feels hard, it's because it is,” said Mason. “Communities, businesses, as well as policy makers need to step up to make sure that women who are unemployed have the opportunity to reenter the workforce and those who can't have the necessary social supports they need to be able to take care of their families.”The institute says the biggest barrier is a lack of childcare support. They're also pushing for paid sick leave and higher wages. 1559
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— one of the first efforts to measure the breadth of the assaults -- found that at least 170 county, city or state government systems have been attacked since 2013, including at least 45 police and sheriff's offices.The firm compiled all known instances of ransomware infections of local government systems, a type of cyberattack that encrypts a computer's files, where the attacker demands payment — usually in bitcoin — for a key to unlock them.The federal government and the FBI do not track the attacks nationwide.22 known attacks this yearThere have been 22 known public-sector attacks so far in 2019, which would outpace 2018, and that does not take into account that attacks often aren't reported until months or years after they're discovered.The latest major city to be hit is Baltimore, which was infected with ransomware Tuesday. It has quarantined its networks and been forced to provide most of its municipal services manually."It's frustrating. It's unfortunate. But we're working through it," Baltimore City Council President Brandon Scott said in a news conference Friday.At the end of March, New York's state capital, 1136