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We all know we could be scammed and these days it’s becoming harder and harder to tell what’s legitimate and what’s not. Phishing attack are not only increasing, they’re getting more sophisticated.Here are the main ways scammers are targeting you and what you can do to beat them at their own game.It all starts in your inbox with your email. It’s the easiest way for scammers to strike. They’re phishing for your personal info and their bait is pretty convincing.Girbin Klein is a senior security analyst and said, “These are the types that people will get into their email inbox typically that claim to be from Apple, claim to be from American Express, whatever company or bank people might be associated with."Scammers are getting more sophisticated with how they approach us. "It's claiming that you know you've won something or your accounts are being closed down because there's been some weird activity with your account," Klein added. "I mean those are the types of emails that get people's attention."Right now, fake Netflix emails are circulating. The email asks you to verify your billing information by clicking on the link. It even gives you a separate link to visit the help center. There’s also a fake email being sent out that’s claiming it’s from Apple. Recent research suggests one in four emails is trying to get your Apple ID, making it the top target of hackers.If you receive one of these emails, here’s what you should do. Never click on the link. That’s what scammers use to steal your information. Instead, if you’re really concerned, go to the company's website on your own and check things out. You can also try hovering your cursor over a link to see where it directs you, but there’s now new software that doesn’t always show you that.Finally, look at the email sender’s address. Who sent it? Are there inconsistencies? Sometimes it looks like it’s from a family member, friend or company you know, but the address doesn’t match up.Remember, just because they’re phishing doesn’t mean we have to take the bait. Something else to keep in mind is your bank will never send a generic email requesting personal information be sent back to it. Make sure you check your online accounts frequently and to install firewall, anti-virus and anti-spyware in your computer. 2308

WATCH THE ESPY AWARDS AT 8 P.M. ON ABC10.SAN DIEGO (KGTV) When ESPN heard about wrestler Jonathan Garcia, network officials knew exactly what to do.The teen who overcame a lifelong battle with cerebral palsy to make the Del Norte High School wrestling team earned an honorary ESPY award this week for his courage and determination.10News Sports Director Ben Higgins presented the award to Garcia and his coach, Lucas Factor. Garcia is determined not to let cerebral palsy keep him from pursuing his passion for wrestling. "Losers makes excuses, winners make adjustments," he told 10News, adding that wrestling helped save his life.Garcia wrestled two seasons at Del Norte, and went on to be named the most inspirational wrestler in the state of California. Now he hopes the ESPY award will serve as an inspiration to others to pursue their dreams.You can watch the ESPY awards ceremony from Los Angeles on Wednesday night from 8 to 11pm on ABC10. 956

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

WASHINGTON, D.C. – Ben Carson has tested positive for the novel coronavirus, according to multiple reports.Officials confirm to the ABC News and NBC News that the U.S. Secretary of Housing and Urban Development (HUD) tested positive Monday morning.Carson’s deputy chief of staff told ABC that he’s in good spirits and feels fortunate to have access to therapeutics that could help lead to a speedy recovery.Sec. Carson received a positive test this morning at Walter Reed after experiencing symptoms. (He is no longer at the hospital - was only there for a short time) https://t.co/fMAYoP3MUe— Katherine Faulders (@KFaulders) November 9, 2020 The former presidential candidate was reportedly at the White House on election night for the Trump administration’s party. White House Chief of Staff Mark Meadows was also in attendance and tested positive for the virus last week.The Washington Post reports that five other Trump administration aides also tested positive for the virus around Election Day. 1008

WASHINGTON, D.C. (KGTV) -- President Donald Trump and First Lady Melania Trump helped NORAD track Santa Claus around the world on Christmas Eve. Photos posted on Twitter by Trump show the pair answering phone calls from children trying to track St. Nick. The First Lady said in the tweet that helping children track Santa has become one of her favorite holiday traditions.Click here to track Santa on his journey around the world. Helping children across the country track #Santa is becoming one of my favorite traditions! @Potus and I enjoyed working with @NORADSanta - #ChristmasEve pic.twitter.com/CYNkARbFaI— Melania Trump (@FLOTUS) December 25, 2018 663

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