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Many colleges are welcoming students back for in-person learning and dormitory living this fall semester. Looming over everything: Campuses could shut back down at any time.With COVID-19 cases still high, many colleges are developing shutdown contingency plans alongside their reopening arrangements.At the same time, the pandemic is fueling new debate about whether colleges should charge the same tuition for online and in-person classes. Tuition typically covers the cost of instruction — salaries, software, labs and such — and that cost at many schools may have increased.The University of North Carolina Wilmington, as an exception, has a different cost structure for online, hybrid and in-person classes. Still, it announced that students won’t receive a tuition refund if in-person classes move online this fall. And, after the pivot from its sister school at Chapel Hill, it told students to prepare for a similar transition if cases rise.That leaves freshman Owen Palmer weighing the possibility that the education he is paying for may not be the one he gets. “I’m taking a risk because (the university) mentioned they can’t do refunds,” says Palmer. For him, the risk is worth it, but he does wonder what he’ll do if the campus has to close.Here’s what he and other students can expect as the fall shapes up.Don’t expect a break on tuitionSome schools have cut tuition. Hampton University is offering students a 15% discount, bringing undergraduate tuition to ,519. Other schools are offering additional scholarships and grants.But tuition decreases and additional aid aren’t the norm.“If I had to make bets, I would say a lot of colleges will be (freezing tuition) until they get a better sense of the economy,” says Arun Ponnusamy, chief academic officer at the college admissions and application counseling company Collegewise. “But there will be other colleges that say, ‘We need money to run this school.’”That may be happening already. George Mason University in Virginia approved a tuition increase of 0. The University of Michigan approved a 1.9% tuition increase. Both schools are planning a mix of online and in-person instruction.Meals and housing refunds likelyMany colleges aren’t publicizing their shutdown contingency plans — or how refunds will work. But students can look to how their school handled refunds in the spring to gauge how fall might play out.Florida Agricultural and Mechanical University gave refunds for on-campus housing and meal plans, says William Hudson Jr., the school’s vice president for student affairs. If the campus has to shut down this fall, Hudson says the refund structure “would probably be the same.”Other colleges also offered direct refunds for students. For example, Temple University automatically deposited partial refunds for room and board in students’ bank accounts. The University of North Carolina Wilmington gave prorated refunds for room and board.But some colleges opted for account credit instead.The University of Arkansas refunded about 20% of room and board costs to student accounts. They haven’t announced an official plan in case of a fall shutdown, but staff members expect it’ll be the same.The University of Alabama offered a prorated refund for room and board, and parking. Students could take a cash refund immediately or apply that amount and an extra 10% as an account credit for the fall.How can you prepare?If you’re planning to return to campus housing, contact your school and ask about its shutdown contingency plans. You’ll want to know what factors would cause it to shut down again. This could be a campus COVID-19 outbreak of a certain size, an increase in local cases or other factors.You can’t stop a campus shutdown, but if you know the metrics your school is looking at, you can anticipate it and react more confidently.Make backup plans for housing if your campus closes. Determine if you’ll go home, stay with a friend, get your own apartment or something else. Communicate your intentions with those you plan to stay with or scope out affordable apartments in advance. That way, if the campus shuts down suddenly, you know exactly where you’ll go.Ask your college about emergency funds and grants if a campus closure will cause you financial hardship. Many colleges have funds available for students.Plan how you’d use a refund. If your school offers a direct refund, consider whether you’ll need that money for living expenses. If you don’t need the money for living expenses, send the refund back to your student loan servicer. Doing so will keep your overall loan balance down and save you money in the long run.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisCollege During COVID-19: Your Aid Questions AnsweredStudent Loan Borrowers: Don’t Wait on Congress for More ReliefCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4902

Millions of renters are safe from eviction after the Center for Disease Control (CDC) issued an eviction moratorium at the beginning of September. The moratorium blocks landlords from evicting tenants from their homes, over concern of further spreading COVID-19.Now, landlords are pushing back on the mandate.“My lender wants to get paid,” said Florida landlord Andy Orfitelli.For Orfitelli in Florida to landlord Rebecca Welsh in Kentucky, many landlords have said they cannot afford the financial burden the moratorium is now putting on them.“Literally, right now, I am supporting three homes, households, not just mine,” said Welsh, who is currently expecting a child.“We are concerned that an order like this could force many operators into bankruptcy and those properties could be lost,” said Bob Pinnegar, who is with the National Apartment Association (NAA).The NAA has joined landlords in at least three states in a lawsuit against the federal ban on most evictions.“We were forced into this situation with the inaction of Congress in putting together a stimulus package, and then, the combination of the CDC order laid over top of that,” explained Pinnegar. “It has forced us to where we have to take legal action.”The NAA explained with the lawsuit, its goal is not for landlords to be able to push residents out of their homes, but rather it hopes it pushes Congress to take action and fund the mandate.“This is really to try to force Congress to get back to the table and talk about a solution here,” said Pinnegar. ”We have been told by members of Congress on both the Republican and Democratic side that the next stimulus bill will contain relief for renters, but the bill is being held hostage to our current political environment.”The National Apartment Association wants a stimulus package with money allocated to renters, instead of a moratorium, because the money would trickle down to help landlords pay their mortgages and keep their property. If Congress does not allocate such money or fail to pass a stimulus bill soon, the consequence for landlords could be seen soon

MENOMONEE FALLS, Wis. — Doctors said she wouldn't live this long. But now, a 5-year-old from Menomonee Falls, Wisconsin, is the strongest she has ever been."But she came out and she’s stronger than ever right," said Vivian Johnson's mom, Sarah.Behind her infectious smile is the resilient spirit of someone who has overcome more than anyone thought possible. 366

Meghan McCain is in late-stage talks to join ABC's "The View," three sources familiar with the matter told CNN.McCain, who did not immediately respond to a request for comment, announced last week that she was leaving Fox News. The sources noted that a deal to bring her on at "The View" has not yet been completed.Jedediah Bila announced on Monday that she was leaving "The View." She had served as the program's conservative panelist.An ABC spokesperson declined to comment. 484

LOS ANGELES, Calif. – The mayor of Los Angeles is authorizing the city to shut off the utilities at homes and businesses that host large parties during the COVID-19 pandemic.Mayor Eric Garcetti made the announcement Wednesday, arguing that such large gatherings put the entire community at risk of contracting the deadly coronavirus.Garcetti says he will allow the city to shut off Los Angeles Department of Water and Power service in “egregious” cases, in which houses, businesses and other venues are hosting unpermitted large gatherings.“While we have already closed all nightclubs and bars, these large house parties have essentially become nightclubs in the hills,” said Garcetti. “Many times, the homes are vacant or used for short term rentals. And beyond the noise, traffic and nuisance, these large parties are unsafe and can cost Angelinos their lives.”Starting on Friday night, Garcetti says if the Los Angeles Police Department responds and verifies that a large gathering is occurring at a reoffending property, officers will provide notice and initiate the process to request that DWP shut off service within the next 48 hours.The mayor’s announcement came hours after a city councilman introduced a motion to increase penalties for property owners who hold large parties in violation of public health orders. Under the motion, penalties for these gatherings could also include utility shut offs.The city’s actions come after a deadly shooting at a mansion party on Tuesday, where police say a 35-year-old woman was killed and multiple other people were wounded, KNBC and KCBS report.The Los Angeles Public Health Department continues to advise residents to keep 6 feet apart from others, only gather with those you live with, wash or sanitize hands often, and always where a mask when leaving home. 1821