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City commissioners in Portland, Oregon, voted to cut nearly million from the Portland Police Bureau's budget in response to concerns about police brutality and racial injustice. The cuts approved Wednesday are part of a city budget passed by the commissioners with a 3-1 vote. The police budget had stood at about 0 million before the commission action. The money saved by eliminating the gun reduction violence team, school resource officers and transit officers will be redirected to social service programs.Portland is the latest city to cut police funding. Thousands of protesters have filled the streets nightly for three weeks following the police killing of George Floyd in Minneapolis.Two weeks ago, Minneapolis City Council voted to begin the process of dismantling its police department. The call to dismantle and defund police departments is among the reforms many activists as part of the Black Lives Matter movement have requested since Floyd's death. 980

COLUSA COUNTY, Calif. (KGTV) -- California Highway Patrol is investigating after someone reportedly shot at a Pacific Gas and Electric worker Wednesday. According to CHP, the worker was traveling in a parked PG&E pick-up truck on I-5 south of Lenahan Road in Colusa County when the passenger side window shattered. At the time, the driver was unsure why the window shattered, but an investigation by CHP determined that a bullet hit the truck. CHP says another vehicle was traveling near the PG&E truck at the time of the incident, but details on the vehicle or driver are unclear at this time. The PG&E worker was uninjured. 646

Consumers are looking for greater protections for their personal and financial information in the wake of the Equifax data breach. Many have decided to take precautions and put their credit on ice: a credit freeze.A credit freeze aims to block anyone from opening new accounts in your name. The catch is that the block applies to legit inquires, too. So it's not a great idea if you're shopping for a home or an auto loan. But when you're not looking to take out any loans or open any lines of credit, it can be a financial lifesaver.The Equifax hack, in which the names, Social Security numbers, birth dates, addresses, and driver's license numbers of 143 million people were exposed, may create a new normal in which protections previously viewed as cumbersome -- like credit freezes -- are now a valued line of defense."A security freeze is the most effective measure against 'new account' identity theft, because it stops thieves from using the consumer's stolen information," says Chi Chi Wu, a staff attorney at the National Consumer Law Center.Here's what you need to know about freezing your credit:What is a credit freeze?A credit freeze limits who can see your credit report information. The goal is to prevent anyone from opening any new accounts. It doesn't damage your credit or stop your credit report from evolving by your own actions.Your credit information will still be released to your existing creditors and any debt collectors who may come calling.But, if you want to open new lines of credit, you'll need to lift the freeze first. This can be done temporarily, either for a set time or for a particular party, like a landlord or lender.The costs to freeze and lift the freeze on your credit vary based on where you live and for each credit reporting agency, but commonly range from to per agency.If you're a resident of certain states -- like Maine or South Carolina?-- it's free.In response to public outcry, Equifax announced that fees to freeze your credit will be waived for the next 30 days.But even that doesn't totally protect your information since your data isn't fully frozen until it is on ice at all three credit bureaus. The other bureaus have their own fees. It's also unclear whether Equifax would still charge you a fee to lift the freeze. The company did not immediately respond to request for comment.Consumer protection organizations like the National Consumer Law Center are further calling for Equifax to waive the fees for credit freezes at all three credit bureaus.How is it different from fraud alerts or other credit monitoring?The credit reporting companies do little to make getting a credit freeze easy: you have to ask each of them individually, pay a fee (usually) to put it in place, ask each of them specifically to lift the freeze and often pay another fee. That's because your data is the product that they sell to other people and companies. If you freeze it, it isn't as valuable.As such, they are more likely to offer you fraud alerts and other credit monitoring products. These are services that will let you know when someone is looking at your credit and may contact you about a new account opened in your name. It's helpful, but it is often after the fact."Equifax is offering something that it says functions like a credit freeze," says Mike Litt, consumer program advocate with US Public Interest Research Group. "The problem is that it is incomplete protection and it only lasts for a year. What we're recommending is that people don't bother with the package Equifax is offering and just place freezes with the three credit bureaus instead."Can I still get a credit card or loan?Sure. When your credit is frozen you can continue to operate your financial life just as you typically would. The only notable thing is that you will need to notify the credit bureaus to lift the freeze before you ask a lender to approve you for credit.If you are able to determine which credit agency your potential lender is using to run your credit, you can even save yourself some fees by just requesting the freeze to be lifted on that one.The reporting agencies tell you that this may delay a legitimate credit request.But for those who don't feel comfortable with the way the credit reporting agencies are handling their treasure trove of personal information, a notification to the agencies and day or so delay may be a fair price to pay for added security.The agencies advise you to plan ahead and lift a freeze a few days before actually applying for new credit.How do I freeze my credit?With millions of people feeling vulnerable after the hack and scrambling to secure their most important information, getting a credit freeze has been more difficult than usual in the past few days. Users on Twitter report trying again and again to secure credit freezes, with both the website and phone systems failing.Keep trying.To set up your own credit freeze, go to the freeze page at each credit agency's website individually: Equifax, TransUnion,?Experian.You will be asked to provide information. If you do not want to put your information into another automated computer system, you can call the agencies directly. Usually you are given a PIN number, which is your key to lift the freeze. Do. Not. Lose.In addition to being subject to your state laws, the cost may also vary by agency.Often there is no charge for victims of identity fraud to add or lift a security freeze. Rules and fees at TransUnion, Experian and Equifax are similar, with the exception of Equifax's being waived for the next 30 days. 5652

Consumers are already spending big this holiday season, particularly online.With Black Friday right around the corner and the COVID-19 pandemic keeping shoppers online, consumers spent nearly billion while online shopping between Nov. 1 and Nov. 10, according to Check Point Security Software.But along with that increase in online shopping, Check Point also says it has seen a massive uptick in scammers looking to take advantage.In the last month alone, the company says malicious shopping emails have jumped from 1 in every 11,000 to one in every 1,000."They're using some of those again less sensational but very frequent terms like 'cheap' and 'sale' and 'percentage off' and 'special offers' to attract folks to click on some of these unsolicited emails," Mark Ostrowski of Check Point Software said.Scammers are using convincing lookalike emails to conduct phishing campaigns in the U.S. and abroad. One malicious email mimicked an ad for a Pandora jewelry that looked legitimate — outside of a misspelling of "Pandora."Ostrowski says shoppers should pay attention to grammar and spelling mistakes in marketing emails — they could be a red flag for scams. He also recommends mousing over hyperlinks before clicking on them to double-check where they're sending you.Ostrowski also says to be aware of seemingly legitimate emails that request personal information or passwords."I can't tell you how many times that I get an email — every single week — about how I need a password to be reset that I never asked to be reset," he said. "The one I've been getting the most lately is open enrollment. I get an email for open enrollment for healthcare every week, and I know that we're not doing that for at least another month."The Better Business Bureau also says it has seen a rise in online shopping scams, and more than 80% of those who fall victim to them lose money. Many of those scams aren't arriving as emails but are coming up in Google searches and social media posts. The BBB recommends taking time to research a website before deciding to make a purchase.Finally, experts recommend setting strong passwords for online accounts. Nordpass reports that hackers can easily steal information from accounts protected by easy-to-guess passwords, like 123456. The service says any combination of numbers can take just seconds for hackers to crack. 2365

CORONADO, Calif. (KGTV) - The Coronado teenager nearly shot to death in a robbery last spring is now a real estate agent, possibly the youngest in his community. At just 19, Jacob McKanry took the test to get his license just days after getting released from the hospital.The Coronado High School Senior nearly died after he was shot selling jewelry to a couple of guys he met online.McKanry and a friend met the so-called buyers on Orange Avenue around 9 p.m. on May 4th.One of the guys grabbed the necklace while the other pulled out a gun. McKanry tried to get back the jewelry."I just hear a giant boom from behind me, and I feel my insides go like this," said McKanry.He said the shooter than aimed for McKanry's friend."My buddy was backing up, and he fell over a bike rack and the bullet, he shot right as he fell over so, the bullet went right over his head and hit that Which Wich window which definitely saved his life," said McKanry.McKanry was released from the hospital after ten days, but ultimately readmitted with a near-lethal infection.He says he still has pain in his liver and pressure in his lungs. He endured a ten-hour surgery to have the bullet, lodged between his spine and aorta, removed."It went through the back, at first it shattered part of one of my ribs, so that's how it entered into the body. So I broke, for lack of a better term, broke 2 of my ribs, and it took out a baseball chunk size of my liver. It punctured and collapsed my lung filing with blood, fractured my spine, shaved off part of my aorta, causing a pseudoaneurysm," said McKanry.McKanry said he was sure he would die."I leaned over, coughed into my hand, I spit up blood, and I was like well this is bad, I was like I'm pretty much going to die here," he said.His Christian faith brought him comfort."I was at peace, and it's going to be weird when I say this, but I was even happy, obviously, not happy that I got shot, but I pretty much knew where I was going. I knew that I was going to die and I knew that I was going to be soon reunited with the person that created me, so I was just peaceful. I was looking up at the stars and,I was happy, I was ready to go," said McKanry.Today the nineteen-year-old is excited about selling real estate. He's also studying business through Santa Barbara City College.Police arrested 3 teenagers. A judge recently sentenced the seventeen-year-old boy who set up the robbery to three years in juvenile detention. An eighteen-year-old is charged with being the getaway driver, and a second seventeen-year-old is accused of being the shooter. McKanry wants the shooter tried as an adult, but he also has compassion."I hope that he finds God, and I hope that he understands that what he did was absolutely wrong, and I hope that he is able to change his life around," said McKanry.McKanry hopes to use his ordeal to share a message."Always, always, always be thankful for what God lays in your path and never take anything for granted, cause you could go outside one day and it will all be gone," said McKanry. 3055

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