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As of today, at least 17 children have died already this year due to vehicular heat stroke – and the hottest days of summer still await. Now is the time to pass the Hot Cars Act (H.R. 3593) and assure that dozens of families will no longer have to experience the anguish of losing a child in these preventable incidents each year. 339

As we near the end of October, Thanksgiving is less than a month away and Hanukkah and Christmas are both in less than two months. A lot of hotels are taking note, and Paula Twidale with AAA says some are offering deep discounts."You’re seeing this like perhaps 15, 20, 25 percent off hotels in certain regions to entice people to make that commitment. Also, flexible terms and conditions," said Twidale, AAA's senior vice president of travel.She says right now hotels are at about a 50 percent capacity, and some companies are finding ways to keep people traveling."We’ve never had nearly as busy a fall travel season as we have right now. Not even close. We’ve been basically sold out in every mountain town in the US since August," said Brent Handler, founder and CEO of Inspirato. "It works like Rent the Runway or how the original Netflix subscription worked, where as soon as you check out, you can book your next trip. So, you can have one reservation at a time."Through Inspirato Pass, travelers have access to hundreds of destinations around the world with no nightly rates, fees, or other fares."Families will take one of our houses in Cabo for a month or families will move to Aspen for two months," said Handler.But not everyone is ready to travel just yet. Handler says about half of Inspirato's clients aren’t traveling at all."The other half is saying, ‘I’m traveling more than I normally would. I have this opportunity; it might be once in a lifetime working from home. I normally go into an office. I’m going to travel 10 times in the next four or five months,’" said Handler"It’s going to work for some, not for everybody. It may entice people. They’re going to work remote; they may as well do it from a nice location," said Twidale.As for those holiday trips, Twidale says about two-thirds of Americans will travel by the end of this year."It’s not a matter of if people will travel, it’s a matter of when. When they feel comfortable, when they feel safe to do so," said Twidale. 2007

Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

AUBURN HILLS, Mich. — Authorities in Michigan say two people broke into a shed under a billboard, hacked into a computer and put pornography on a digital billboard along I-75 over the weekend. 200

As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844