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We are now in the midst of Black Friday week (not day), during a topsy turvy pandemic year, when everything is upside down.So should you shop Wednesday night, Thanksgiving or Friday, the traditional big shopping day in malls?It all depends what you are looking for and where you prefer to shop.The big sale day will look very different this year, with almost all major retailers closed Thanksgiving night. No more day-long lines to grab a 65-inch TV at half price.But that makes timing Black Friday tough. So, we scanned the ads to find some of the key times for deals.All week long dealsBest Buy, Target, Amazon and Kohl's started their biggest sales last Sunday morning, but say they will add new deals on Thanksgiving Day, online.So, you should browse their ads and sites early and often.Wednesday night dealsAt Walmart, the key time to start shopping is Wednesday at 7 p.m., the night before Thanksgiving, this year.That's when Walmart's hottest deals go online, such 70-inch TVs for below 0.Note that its electronics deals are online only this year, not in-store.Thanksgiving Day dealsAt Kohl's, they will launch a virtual Black Friday sale at 11 p.m. Wednesday, which will run all day Thursday.While Kohl's may not always have lowest price, its bonus Kohl's Cash often makes their deal better than anyone else's on similar items.Best Buy started its sale last Sunday, but promises more items popping up Thursday.Friday dealsBlack Friday traditionalists will still want to shop Friday, either in store or online.If you want kitchen gadgets, like blenders, air fryers, and the new Instant pot Duo, Thursday and Friday will bring the biggest sales.Plus on Friday, you will be able to shop in store at Macy's, JC Penney, Target, Kohl's and more for home goods (though note that stores will be limiting crowds, so you may have to wait in the parking lot).Buy this the moment you find itBut from the doesn't that stink file, one item you should buy the instant you find it, never mind that it's not on sale.We're talking Microsoft's new XBox Series S, and Sony's new PlayStation 5, which have sold out instantly.The PS5 is now selling for as much as ,600 on eBay.The XBox is going for 0 to well over ,000. Doesn't that stink?If you see one at the list price of 9 at a store website, grab it.Walmart promises to put them online in limited batches starting Wednesday at 7 p.m., while Gamestop promises a few in each store early Friday morning.You can wait for clothing and toysFinally, if you are shopping for clothing or toys, don't worry. Prices usually drop around December 15, so you have plenty of time.That way, you don't waste your money.__________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2973

We were notified today that we have had close contact with an individual who has tested positive for COVID-19. While we have both tested negative and have no symptoms, we will be following the public health guidance of a 14 day quarantine for those who have been in contact with a pic.twitter.com/JTLvWzzRPi— Nathan Fletcher (@nathanfletcher) June 25, 2020 370

WASHINGTON (AP) — The Pentagon is banning displays of the Confederate flag on military installations, using a carefully worded policy that doesn’t mention the word ban or that specific flag. The policy is laid out in a memo signed by Defense Secretary Mark Esper obtained by The Associated Press. It was described by officials as a creative way to bar the flag’s display without openly contradicting or angering President Donald Trump, who has defended people’s rights to display it. "The flags we fly must accord with the military imperatives of good order and discipline, treating all our people with dignity and respect, and rejecting divisive symbols," the memo reads. The memo lists the types of flags that may be displayed at military installations, such as the U.S. and state banners and the POW/MIA flag. The Confederate flag is not on the list.The change applies to all "public displays or depictions of the flag by Service members and civillian employees in all Department of Defense work places, common access areas, and public areas." Other uses of flags not on the list are not prohibited, such as museum displays, educational purposes, grave sites, monuments or other such areas. 1203

WASHINGTON, D.C. -- The rallying cry of protesters in the wake of the death of George Floyd is quickly becoming "defund the police."THE REFORMSSome departments are taking steps to do just that. Los Angeles' mayor said he wants to cut the police budget by 0 million. New York's governor has signed into law a comprehensive package of reforms, including allowing police disciplinary records to be made public. Minneapolis' city council has committed to dismantling the police department. The Colorado General Assembly is passing legislation allowing officers to be sued. Currently, police are immune from civil lawsuits under what is known as "qualified immunity."All these steps have been praised by many advocates and for obvious reasons, they are tired of deaths like George Floyd's.POLICE CONCERNPolice unions, however, are sounding an alarm. While some reforms are welcomed, like a ban on chokeholds, they say others go too far. "Law enforcement is being crucified," Chief Alfonso Morales of the Milwaukee Police Department recently said. Now, there is a warning that it could lead to early retirements or a drop in recruits. "There are officers in my department talking about wanting to get out of law enforcement early," said Sgt. Rob Pride, a national trustee with the Fraternal Order of Police. Pride is more than just a union representative. Pride met with President Trump at the White House this week. Pride says movements to defund police departments will eliminate programs that most police officers actually like to take part in. "We will be relegated to be a reactive police force at best with no additional programs and no additional interaction other than to enforce the law and arrest people. That's not a profession I want to be a part of," Pride said. Pride also raised a concern about recruitment. The Police Executive Research Forum reported that before the latest protests, 63% of police departments nationwide saw a decrease in applications to become an officer in the last five years. "It's already difficult for us," Pride said. 2065

We're just a few months away from the midterm elections, and with crucial races determining the balance of power in Washington, we're taking a hard look at the issues that matter to you!Each week, we'll dive deep into a new issue—from education and immigration to gun control and jobs.This week, we’re talking trade. In order to understand the trade war, it’s important to know what tariffs are.A tariff is basically a tax thrown on something that's being imported. Say a company in Country A really wanted to sell shoes in Country B. Country B could throw a tariff on those sweet sneakers, meaning it would cost the company in Country A more money to sell them. There are essentially two types of tariffs: specific and ad valorem. The latter is a flat tax on one unit of some imported good; like a 0 tariff on each bushel of wheat. Ad valorem, which means "according to value" in Latin, is a tax based on the percentage of that good's value.So, if there's a 15 percent tariff on a type of car, the money that tariff is bringing in would rise and fall with the car's market price, but the percentage would stay the same. Nowadays, tariffs can be implemented to protect domestic companies from worldwide competition and to protect consumers for national security reasons, or in retaliation for the actions of another country.But using tariffs come with a risk. If two countries start slapping punitive tariffs on each other, it could spark a tit for tat trade war, which almost no one wants.   1523

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