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SACRAMENTO (AP) — California on Thursday temporarily banned insurance companies from dropping customers in areas affected by more than a dozen recent blazes, invoking a new law for the first time as homeowners in the wildfire-plagued state struggle to find coverage while carriers seek to shed risk.The order from Insurance Commissioner Ricardo Lara will last for one year, and it only covers people who live inside or next to the perimeter of 16 different wildfires that burned across the state in October. The Department of Insurance estimates the moratorium will affect 800,000 policies covering millions of people in portions of Los Angeles and Riverside counties in Southern California and Sonoma County in the northern part of the state.The move comes as regulators are aggressively trying to assist homeowners in wildfire-prone areas who say they are being pushed out of the commercial insurance market as climate change makes fires larger and more frequent.RELATED: Cal Fire: Acres burned across the state is much lower in 2019 than 2018Seven of the 10 most destructive wildfires in California history have happened in the last five years — including 2018′s Camp Fire, which destroyed roughly 19,000 buildings and killed 85 people in and around the Northern California town of Paradise. That blaze alone generated more than billion in insurance claims, according to the Department of Insurance.Since 2015, state officials say insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data does not include information on how many people were able to find coverage elsewhere or at what price.One of those homeowners is Sean Coffey, who said he and his wife have struggled to maintain fire insurance on their home in Oakland.“The pattern repeated itself almost every year since we bought our house. We would have (coverage) for 10 months. In the fall, we would get a notice we are being dropped,” he said.RELATED: Study: Alien grasses are making more frequent US wildfiresCoffey now buys fire insurance from the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to sell policies to people who can’t buy them through no fault of their own. He must purchase a second policy to cover risks other than fire.FAIR Plan policies in wildfire-prone areas have grown an average of 8% each year since 2016, according to the Department of Insurance. Last month, Lara ordered the FAIR Plan to begin selling comprehensive policies next year that cover more than just fire damage. FAIR Plan Association President Anneliese Jivan called that order “a misguided approach,” saying it will make all of the plans more expensive.Lara has the authority to order the moratorium under a bill he authored while in the state Senate last year that was signed into law by former Gov. Jerry Brown. The law took effect in January, and this is the first time regulators have used it.In addition to ordering the moratorium, Lara called on insurance companies to voluntarily stop dropping customers solely because of wildfire risk.RELATED: Bigger, longer blackouts could lie ahead in California“I believe everyone in the state deserves this same breathing room,” Lara said.A spokeswoman for the American Property Casualty Insurance Association did not immediately respond to a request for comment.While state officials rush to assist homeowners, a new report from California Auditor Elaine Howle said the state did not do enough to protect non-English speaking, elderly and other vulnerable residents during three of the state’s most devastating fires in recent years.The audit covered Butte County, site of 2018′s Camp fire, plus the 2017 Thomas Fire that burned more than 281,000 acres in Ventura County and 2017 fires in Sonoma County that killed 24 people. The audit found none of the three counties had assessed its residents to determine who might need extra help and whether resources were available to help such people, such as transportation, during a natural disaster.The audit also scolds the state oversight agency, the Governor’s Office of Emergency Services, for failing to assist counties in developing such plans and reviewing any plans in place.Howle says it was impossible to determine whether lives could have been saved “if the counties had planned differently or more fully implemented the best practices”her office recommends in the report.” But she noted that “inadequate plans and insufficient planning are proven contributors to failure.” 4561

SACRAMENTO, Calif. (AP) -- California lawmakers won't move forward this year on a plan to build denser housing in some single-family-home neighborhoods and closer to transit stations and jobs.The Senate Appropriations Committee voted Thursday to make the proposal a two-year bill, meaning action will be delayed until next year.The legislation was one of the more contentious proposals related to California's housing storage. Backers including tech companies and trade unions have argued allowing more homes around transit stations and loosening other rules could curb California's housing crunch.Making It in San Diego: Buy a deeply discounted condoBut critics say the measure threatened to change the character of some neighborhoods, worsen traffic and override local decision makers.State Senator Scott Wiener, a Democrat from San Francisco, says he's disappointed by the move. 889

Richard Avery said he was shocked when he arrived at Burger King near Detroit and witnessed a film playing on the TV depicting sexual and other graphic images.He says he was there with his two young boys who were also stunned at the discovery."I wouldn't expect that in any public place" says Avery.Avery says when he informed restaurant workers at 2:30 pm last Sunday, they did not seem overly concerned or take action. After waiting for several minutes, he says he took it upon himself to turn off the TV. In part of a statement to Scripps station WXYZ in Detroit, a spokesperson for Burger King says:We value and encourage a culture of care and respect for all guests. This behavior does not reflect our brand values or the values of the franchisee who independently owns and operates this restaurant. The franchisee is investigating this incident thoroughly. 885

SACRAMENTO, Calif. (AP) -- California Gov. Gavin Newsom says the state has signed a contract worth up to .4 billion with a company that will more than double the state's daily coronavirus testing capacity.Right now, California averages about 100,000 tests per day, with the state paying 0 per test and results taking between five and seven business days.Newsom said the state's new contract with Massachusetts-based PerkinElmer will increase the state's testing capacity to 250,000 per day by March 1 with each test costing about . Results would come within two days.The contract will initially cost the state 0 million, with a maximum amount of .4 billion. 678

Rooted in its western heritage, Arizona has long been a state focused on freedoms.“Historically it was a lot of ranchers and rural,” said Valerie Hoekstra, Politics and Global Studies Professor at Arizona State University. “You’re not required to wear a helmet on a motorcycle, you can sit in the back of a pickup truck. All these things that are part of the individualistic tradition that sometimes overlap with liberal values, and sometimes just that western culture.”But things are shifting in the Grand Canyon State.“I don’t think we can count it as a red state anymore, it’s not a blue state for sure either,” Hoekstra said.A Democratic presidential candidate has not carried the state of Arizona since Bill Clinton did so 24 years ago in 1996. However, Tuesday night’s election results show Arizona’s Republican preference is shifting. There’s heavy support this election for both Democratic presidential candidate Joe Biden, and U.S. Senate Candidate Mark Kelly. Both gaining major support in areas like Phoenix and Tucson, two of Arizona’s most populous areas.Several factors may be contributing to the political shift. Over the years, Arizona has become a hot spot for transplants from across the country, especially California, a largely Democratic-leaning state. About 60,000 Californians moved to Arizona in 3017 alone, according to Census Bureau data. Then there’s also Arizona’s growing Hispanic population.“The increasing Latino Latina population in this state that happens to be Democratic leaning and identify as Democrats,” Hoekstra said. And then there’s the young people.“The universities are huge and growing and the students seem to be more active.”That’s a change from the new residents Arizona is often known for attracting. “It was a haven for retirees and snowbirds,” she said. “People who don't really want to pay taxes and moved here for those reasons.”State voter registration statistics show a record number of registered voters in Arizona as of November 2020, with just over 4.2 million. For comparison, the state’s population is closing in on 7.3 million people as of last year. Of the registered voters, 35.24% registered as Republican and 32.20% as Democrat. Getting those voters to turn out, is another battle.“Just the candidates themselves mobilize people one way or another, or demobilize some people maybe, too,” Hoekstra explained. She said just because Arizona swung blue this time, doesn’t mean it will in the future as the demographics of the state continue to change. “It’s up for grabs.” 2540