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Which is worse? Aggressive driving, drunk driving or distracted driving?They're all bad, but new information out on Thursday shows when it comes to risky behavior on the road, distracted driving now tops the list. Nearly nine out of 10 drivers believe it's on the rise. But experts say there are things you can do about it.From reaching for something to the increasing danger of technology, it has become easier to become distracted while driving. In a study out Thursday, the AAA Foundation found drivers talking on a cellphone are up to four times more likely to crash than those not using a cellphone. Those who text and drive are eight times more likely.Mark Stolberg, the Vice President of training at Masterdrive, said many of us look at distractions as small interruptions we can stop at any time.“The problem with it is the traffic situation can become threatening very quickly,” said Stolberg. “So even a little distraction is very dangerous.”“So if you have to check something else, if you have to check the mirror, if you have to check your navigation right, check that then get back focused on driving," Stolberg added. "Get right back focused on driving.”Stolberg demonstrated that when a text message is received, drivers have a tendency to take their eyes off the road. In a split second, Stolberg said that drivers could miss a changing traffic light, causing potential accidents. Turning off cellphones while driving is one way drivers can remove the temptation of taking their eyes off of the road.  1585

Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

With billions of dollars in federal aid slated to expire within hours, thousands of airline employees are bracing for potential job layoffs and furloughs in the coming days.The CARES Act, passed by Congress and signed into law by President Donald Trump in March, allocated billion in federal aid for U.S. airline companies who were floundering amid the COVID-19 pandemic. However, those bills were only allocated through Oct. 1 — meaning that aid expires on Thursday.Several airlines have already announced that they will be forced to lay off thousands of workers if Congress does not pass a bill that would allocate more bailouts to the airline industry.In August, Delta issued a WARN notice of potential mass layoffs with the state of Georgia that more than 2,500 more could face extended furloughs. The company has already offered early retirement packages to thousands of pilots.According to the Associated Press, American Airlines informed employees in August that it will cut more than 40,000 jobs — 19,000 of them through furlough and layoffs — in October if the business environment did not improve.On Monday, pilots with United Airlines approved a plan that would avoid the furlough of 2,850 pilots which would have begun Oct. 1. In exchange, pilots agreed to reduce their minimum work hours. The airline still plans to cut 19,000 jobs in October, according to CNBC.CNBC also reports that there is bipartisan support to offer more federal aid to the airline industry. However, Republicans and Democrats have not reached a deal on a larger stimulus package, leaving airlines lost in the shuffle. The Democrats included additional airline bailout funds in a .2 trillion stimulus package on Monday, and talk regarding funds for the industry has "progressed" with the White House in recent days.According to figures from the Transportation Security Administration, the agency is routinely screening more than a million fewer airline passengers every day than it would have at the same point a year ago — an indication that demand for air travel is still lagging amid the COVID-19 pandemic. 2108

WILLIAMSVILLE, NY — Rep. Chris Collins, who was charged with insider trading Wednesday, has announced in a statement that he will be suspending his campaign for re-election to Congress in New York's 27th District. Collin's Statement: 266

Wildfires have killed one person and forced the evacuation of four towns in Oklahoma, authorities said.The state chief medical examiner's office reported a 61-year-old man died Thursday in Roger MIlls County as a result of injuries sustained in a fire that began southeast of Leedey, the Oklahoma Department of Emergency Management said.A 54-year-old hunter reported missing in the large Dewey County fire was found alive, Oklahoma Forestry Services Fire Chief Scott Huff said. The man was flown to an area hospital Friday, but his condition was unknown. 562

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