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MOSCOW (AP) — Russian President Vladimir Putin says that a coronavirus vaccine developed in his country has been cleared for use and one of his daughters has already been inoculated, even as international experts have questioned its safety. Speaking at a government meeting Tuesday, Putin said that the vaccine has proven efficient during tests, offering a lasting immunity from the coronavirus. Putin added that the vaccine underwent the necessary tests, saying that one of his two adult daughters has received two shots of the vaccine. Putin said that his daughter had a temperature of 38 degrees Celsius (100.4 Fahrenheit) on the day of the first vaccine injection, and then it dropped to just over 37 degrees (98.6 Fahrenheit) on the following day. After the second shot she again had a slight increase in temperature, but then it was all over.“She’s feeling well and has high number of antibodies,” Putin added. He didn’t specify which of his two daughters — Maria or Katerina — received the vaccine.However, scientists at home and abroad have been sounding the alarm that the rush to start using the vaccine before Phase 3 trials — which normally last for months and involve thousands of people — could backfire.Russian authorities have said that medical workers, teachers and other risk groups will be the first to be inoculated. 1344

NATIONAL CITY, Calif. (KGTV) -- A man who was apparently shot with an arrow was found dead in National City Monday afternoon.According to National City Police, the incident was reported at around 2:30 p.m. near the 1800 block of Wilson Avenue.After the shooting, the suspect reportedly called police saying he shot an arrow into a man. The suspect told police there was a fight before the shooting.NCPD Captain Alex Hernandez said the suspect showed officers where the victim was located. The victim was found in what appeared to be a homeless encampment and pronounced dead at the scene."We were able to recover the bow and some other items that were nearby as evidence," said Hernandez.Police say a woman who was believed to be with the two men at the time of the shooting was questioned. All three are believed to be transients living in the encampment where the incident took place, police say.While the deceased man was not identified, National City police identified the suspect as 39-year-old Miguel Venegas; he was booked into jail on a suspicion of murder charge. 1080

Moderna announced Thursday they have started giving teenagers their COVID-19 vaccine as part of their study on how the vaccine works in those under 18.Pfizer, the other vaccine maker with an emergency use request for their COVID-19 vaccine in adults before the FDA, started including teens in their trial in October.In the Moderna’s press release, they say the Phase 2/3 study of the mRNA vaccine is now underway and is being conducted on children between the ages of 12 and 18.“We are pleased to begin this Phase 2/3 study of mRNA-1273 in healthy adolescents in the U.S. Our goal is to generate data in the spring of 2021 that will support the use of mRNA-1273 in adolescents in advance of the 2021 school year,” said Stéphane Bancel, Chief Executive Officer of Moderna in a company statement. “We hope we will be able to provide a safe vaccine to provide protection to adolescents so they can return to school in a normal setting.”The Phase 2/3 study from Moderna is being done to test the safety and immunogenicity of the two-dose vaccine they submitted to the FDA for emergency use approval last month.They plan to enroll about 3,000 teenagers in the U.S. in the trial, with each receiving either a placebo or the vaccine in two doses, 28 days apart. 1262

NBA superstar LeBron James-led's voting rights organization More Than a Vote announced that over 10,000 volunteers have signed up to work at polling stations on Election Day.The NAACP Legal Defense and Educational Fund, who partnered up More Than a Vote, also announced the news. 287

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

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